76 Riverglen Drive, Georgina, ON

Keswick South, Georgina · MLS® N13873956

$1,059,000
For Sale
Listed 12 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Exceptional Waterfront Living in the Heart of Keswick.
  • Ideally located within a short walk to schools, shopping, restaurants and everyday amenities.
  • The heart of the home is an extraordinary 400 sq. ft. great room featuring a fireplace walk out to an expansive deck and soaring vaulted ceilings rising over 22 feet...
  • Upstairs, the oversized primary suite offers a private retreat with its own vaulted ceilings, a stunning 5 piece en-suite and a Juliet balcony overlooking the...
  • The finished lower level adds even more versatile living space with roughed in kitchen and separate entrance, a fourth bedroom and living/rec room offers great in-law...

Exceptional Waterfront Living in the Heart of Keswick! Welcome to 76 Riverglen, an impressive 3+1 bedroom, 4 bathroom home offering over 3,500 sq. ft. of finished living space on a beautiful and manageable 60' x 196' lot with pristine shoreline along the Maskinonge River and direct access to Lake Simcoe. Ideally located within a short walk to schools, shopping, restaurants and everyday amenities. The heart of the home is an extraordinary 400 sq. ft. great room featuring a fireplace walk out to an expansive deck and soaring vaulted ceilings rising over 22 feet with an abundance of natural light and windows offering spectacular views of the river. These dramatic architecture and views are complemented by a large and well designed chef-style kitchen a generous dining room and a practical layout, making this home equally suited to everyday family living and entertaining. A spacious family room could also be a great main-floor office option providing an ideal work-from-home space.Upstairs, the oversized primary suite offers a private retreat with its own vaulted ceilings, a stunning 5 piece en-suite and a Juliet balcony overlooking the dramatic living room below. Two additional bedrooms and another 4 piece bathroom provide plenty of space for family and guests. The finished lower level adds even more versatile living space with roughed in kitchen and separate entrance, a fourth bedroom and living/rec room offers great in-law apartment potential. Step outside and enjoy your own peaceful riverfront setting, with a pristine shoreline and access to the boating and recreational opportunities that start in Lake Simcoe spread as farther than you can image. A rare combination of architectural volume, exceptional natural light, generous living space and waterfront lifestyle, with the conveniences of being in the heart of Keswick, just 45 minutes north of Toronto.

Key facts

Property type
Detached, 2-Storey
MLS®
N13873956
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
60 × 196 ft
Cross streets
Woodbine & Riverglen
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished with Walk-Out, Separate Entrance, Full, Walk-Out, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,513 / 2025
Days on market
12
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

LaundryBasement4.26 × 3.65 m

stainless steel sink · b/i shelves

KitchenBasement5.44 × 4.93 m

double doors · large window · w/o to yard

KitchenMain5.66 × 4.93 m

centre island · w/o to deck · overlook water

FoyerMain2.74 × 2.13 m

access to garage · closet · 2 pc bath

RecreationBasement5.44 × 4.93 m

fireplace insert · above grade window

Great RoomMain6.70 × 5.10 m

fireplace insert · overlook water · w/o to deck

Bedroom 2Second4.27 × 3.45 m

closet · large window · overlooks frontyard

Dining RoomMain4.22 × 3.53 m

hardwood floor · double doors · large window

Bedroom 3Second3.70 × 3.66 m

large closet · large window · overlooks frontyard

Family RoomMain4.27 × 3.45 m

combined w/great rm · large window · hardwood floor

Mud RoomBasement2.28 × 1.30 m

w/o to water · glass doors

BathroomSecond2.74 × 3.96 m

skylight · separate shower · double sink

Primary BedroomSecond5.76 × 5.38 m

vaulted ceiling(s) · juliette balcony · overlook water

Bedroom 4Basement4.13 × 4.05 m

3 pc ensuite · above grade window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$960K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$707K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,827/mo
$208KIncome needed
5.1×Price ÷ income
$1,114Weekly cost
$17,655Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,827Property tax $626Total carry $5,453

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Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,684per month

Mortgage amount $847,200 · 4.49% over 25 years

$211,800Down payment (20.0%)
$847,200Loan before insurance
$0CMHC premium
$5,310Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,684
Property tax
$626
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,310

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,655
Estimated closing costs
$17,655

Plus your down payment of $211,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,670/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$558,094Total interest paid
$1,405,294Total of all payments
Principal $847,200 Interest $558,094
YearPrincipalInterestBalance
1$18,906$37,306$828,294
2$19,764$36,447$808,530
3$20,662$35,550$787,868
4$21,600$34,612$766,268
5$22,581$33,631$743,688
6$23,606$32,606$720,082
7$24,678$31,534$695,404
8$25,798$30,414$669,606
9$26,969$29,242$642,637
10$28,194$28,018$614,443
11$29,474$26,738$584,969
12$30,812$25,400$554,157
13$32,211$24,001$521,946
14$33,674$22,538$488,272
15$35,203$21,009$453,069
16$36,801$19,411$416,268
17$38,472$17,740$377,796
18$40,219$15,993$337,578
19$42,045$14,167$295,533
20$43,954$12,258$251,579
21$45,949$10,262$205,630
22$48,036$8,176$157,594
23$50,217$5,995$107,377
24$52,497$3,715$54,880
25$54,880$1,331$0

At the end of your 5-year term

Total paid over the term
$281,059
Principal paid down
$103,512
Interest paid
$177,547
Balance remaining
$743,688

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
4.5%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.9%
Gross yield
− Property tax $7,513− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,157

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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