9 Conchita Street, Georgina, ON

Keswick South, Georgina · MLS® N13865842

$1,139,900
For Sale
Listed 13 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Welcome to this beautifully appointed 4-bedroom, 4-bathroom home in the sought-after Simcoe Landing community of Georgina.
  • Featuring a bright, open-concept layout, this home offers a wonderful blend of style and functionality.
  • The kitchen showcases quartz countertops, a custom backsplash and stainless steel appliances, while hardwood flooring flows throughout the main floor, staircase and...
  • The spacious primary bedroom features a private ensuite, while the fourth bedroom also offers its own ensuite, ideal for guests or extended family.
  • The unfinished walkout basement offers excellent potential to create additional living space to suit your needs, with rough-in plumbing already in place.

Welcome to this beautifully appointed 4-bedroom, 4-bathroom home in the sought-after Simcoe Landing community of Georgina! Featuring a bright, open-concept layout, this home offers a wonderful blend of style and functionality. The kitchen showcases quartz countertops, a custom backsplash and stainless steel appliances, while hardwood flooring flows throughout the main floor, staircase and upper hallway. The spacious primary bedroom features a private ensuite, while the fourth bedroom also offers its own ensuite, ideal for guests or extended family. Step outside to enjoy the deck, completed in 2022, and unwind in the hot tub. The unfinished walkout basement offers excellent potential to create additional living space to suit your needs, with rough-in plumbing already in place. A wonderful opportunity to enjoy comfortable, stylish living in a desirable Georgina community!

Key facts

Property type
Detached, 2-Storey
MLS®
N13865842
Bedrooms
4
Bathrooms
4
Size
2000-2500 sq ft
Lot
44.95 × 90.29 ft
Cross streets
The Queensway/ Joe Dales
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Unfinished, Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,935 / 2025
Days on market
13
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

Mud RoomGround2.78 × 1.61 m

ceramic floor · double closet

KitchenGround4.17 × 4.11 m

hardwood floor · quartz counter · custom backsplash

Living RoomGround3.47 × 1.86 m

Ceramic Floor

LaundrySecond3.47 × 1.86 m

Ceramic Floor

Dining RoomGround5.08 × 3.41 m

Hardwood Floor

BreakfastGround4.17 × 2.50 m

hardwood floor · sliding doors

FoyerGround2.76 × 1.50 m

ceramic floor · double closet

Bedroom 3Second3.79 × 3.22 m

laminate · double closet

Primary BedroomSecond5.68 × 4.77 m

laminate · walk-in closet(s) · ensuite bath

Bedroom 4Second4.92 × 3.83 m

laminate · double closet · ensuite bath

Bedroom 2Second3.47 × 3.23 m

laminate · double closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.10Mlikely sale price

Listed at $1,139,900. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 48 local closings in 90 days), the likely sale price is near $1.10M, if it sells. A realistic range is $1.03M to $1.24M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$1.03MBelow recent closings$1.24MAbove recent closings

Total price vs nearby homes. Likely closing about $1.10M, from 48 recent closings in this pocket.

The market behind the math:

48sold nearby · 90 days
$860Kmedian sold price
95%of asking, on average
+8%prices vs a year ago
~22 dayshomes like this take to sell
13days on market so far
Seller's market
Buyer's marketSeller's market

About 1.4 months of inventory: 22 detached homes for sale in the area against 48 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $507/sqft against an area asking average of $468/sqft.

  • Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 48 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $882K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential. Income potential
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 48 comparable homes that sold in Keswick South over the past two years, from 363 closings there.

Sold price trend

Median sold price for detached homes in Keswick South: $860K in September 2026, up 12% from a year ago, on 167 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$739K14
November 2025$807K11
December 2025$704K10
January 2026$800K8
February 2026$735K10
March 2026$820K13
April 2026$780K17
May 2026$788K16
June 2026$834K23
July 2026$840K17
August 2026$860K15
September 2026$860K13

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$960K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$707K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,195/mo
$220KIncome needed
5.2×Price ÷ income
$1,199Weekly cost
$19,273Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,195Property tax $578Total carry $5,773

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,042per month

Mortgage amount $911,920 · 4.49% over 25 years

$227,980Down payment (20.0%)
$911,920Loan before insurance
$0CMHC premium
$5,620Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,042
Property tax
$578
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,620

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,273
Estimated closing costs
$19,273

Plus your down payment of $227,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,103/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$600,729Total interest paid
$1,512,649Total of all payments
Principal $911,920 Interest $600,729
YearPrincipalInterestBalance
1$20,350$40,156$891,570
2$21,274$39,232$870,296
3$22,240$38,266$848,056
4$23,250$37,256$824,806
5$24,306$36,200$800,500
6$25,409$35,097$775,091
7$26,563$33,943$748,528
8$27,769$32,737$720,760
9$29,030$31,476$691,730
10$30,348$30,158$661,382
11$31,726$28,780$629,657
12$33,166$27,340$596,491
13$34,672$25,834$561,819
14$36,246$24,260$525,573
15$37,892$22,614$487,681
16$39,612$20,894$448,068
17$41,411$19,095$406,657
18$43,291$17,215$363,366
19$45,257$15,249$318,110
20$47,312$13,194$270,798
21$49,460$11,046$221,338
22$51,705$8,801$169,633
23$54,053$6,453$115,580
24$56,507$3,999$59,073
25$59,073$1,433$0

At the end of your 5-year term

Total paid over the term
$302,530
Principal paid down
$111,420
Interest paid
$191,110
Balance remaining
$800,500

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $6,935− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,521

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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