39 Camrose Drive, Georgina, ON

Keswick South, Georgina · MLS® N13640922

$879,900
For Sale
Listed 51 days agoNo offer date statedSitting longer than typical
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◎ Directions
4Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq ft
4 schools20+ transit stops7 parks20+ restaurantswithin 1.5 km

About this home

In short

  • Welcome to 39 Camrose Drive, Georgina, where comfort, space, and timeless charm come together to create the perfect place to call home.
  • This beautifully maintained two-storey residence offers approximately 2,233 sq. ft. of thoughtfully designed living space, ideal for growing families and those who...
  • Upstairs, you'll find four generously sized bedrooms and two full bathrooms, including a private 4-piece ensuite in the primary bedroom-your own peaceful retreat at...
  • Ideally situated in a welcoming neighborhood close to schools, parks, shopping, restaurants, marinas, and the beautiful shores of Lake Simcoe, this is a wonderful...

Welcome to 39 Camrose Drive, Georgina, where comfort, space, and timeless charm come together to create the perfect place to call home. This beautifully maintained two-storey residence offers approximately 2,233 sq. ft. of thoughtfully designed living space, ideal for growing families and those who love to entertain. The inviting main level features elegant living and dining areas, a spacious family room and a bright kitchen with granite countertops that inspires everyday cooking and gathering. A convenient walk-out leads to the backyard, creating a seamless connection between indoor and outdoor living. Upstairs, you'll find four generously sized bedrooms and two full bathrooms, including a private 4-piece ensuite in the primary bedroom-your own peaceful retreat at the end of the day. Complete with central air conditioning and lovingly cared for throughout, this home is move-in ready and waiting for its next chapter. Ideally situated in a welcoming neighborhood close to schools, parks, shopping, restaurants, marinas, and the beautiful shores of Lake Simcoe, this is a wonderful opportunity to embrace the relaxed lifestyle that Georgina has to offer.

Key facts

Property type
Detached, 2-Storey
MLS®
N13640922
Bedrooms
4
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
45.11 × 100.12 ft
Cross streets
Woodbine Ave / Pollock Rd
Parking
2 garage · 4 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,236 / 2025
Days on market
51
Listing brokerage
CMI REAL ESTATE INC.

Rooms

Bedroom 2Second3.71 × 3.23 m
BedroomGround5.07 × 3.61 m
Bedroom 2Basement5.81 × 3.67 m
Dining RoomGround5.75 × 3.46 m
FoyerGround5.94 × 4.75 m
KitchenBasement2.92 × 2.48 m
Living RoomGround7.74 × 3.62 m
BedroomBasement5.39 × 3.67 m
Utility RoomBasement5.82 × 3.42 m
Primary BedroomSecond5.53 × 3.62 m
BedroomSecond2.54 × 3.47 m
KitchenGround2.72 × 3.72 m
Bedroom 3Second3.90 × 3.23 m
OtherBasement5.13 × 3.99 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$849Klikely sale price

Listed at $879,900. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 44 local closings in 90 days), the likely sale price is near $849K, if it sells. A realistic range is $796K to $957K.

Independent value check: $822K. Without looking at the asking price, our model values the home itself about 7% below the ask (homes like it typically land between $771K and $862K).

Why $822K. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:

  • ▲ Raises itIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises it slightly4 bedrooms and 4 baths, against 3+1 and 3 typically.

Longer on the market than typical. 51 days on the market against about 34 for homes like it here, and asking 7% above where comparable closings put it.

List price
$796KBelow recent closings$957KAbove recent closings

Total price vs nearby homes. Likely closing about $849K, from 44 recent closings in this pocket.

The market behind the math:

44sold nearby · 90 days
$854Kmedian sold price
94%of asking, on average
+3%prices vs a year ago
~24 dayshomes like this take to sell
51days on market so far
$3,645/moest. rent · 84 leases
5.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1 months of inventory: 15 detached homes for sale in the area against 44 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $391/sqft against an area asking average of $503/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 44 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $757K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Keswick HS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Bus stop is about a 4-minute walk away.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($391/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 44 comparable homes that sold in Keswick South over the past two years, from 359 closings there.

What sellers nearby are askingCurrently listed nearby in Keswick South · asking prices
$1.13Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $504/sqft; this home lists at $391/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
880kThis home1.10M1.05M1.25MThis home vs active comparables

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

41/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Bus stop, about 280 m away

20+ transit stops3 grocery20+ dining7 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$910K
Historic Lakeshore Communities
$912K
Sutton & Jackson's Point
$776K
Baldwin
$862K
Virginia
$919K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairwood PS
52%
Fairwood PSPublic · Elementary · JK-8 · 0.5 km awayBelow the GTA average · 52% meet the provincial standard
Also nearby: 3 more schools within 2.5 km
R L Graham Public School · Public elementary0.7 km · 60% at standard
Jersey Public School · Public elementary1.4 km · 57% at standard
W J Watson Public School · Public elementary1.8 km · 50% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,010/mo
$170KIncome needed
5.2×Price ÷ income
$925Weekly cost
$14,073Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,010Property tax $436Total carry $4,447

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,892per month

Mortgage amount $703,920 · 4.49% over 25 years

$175,980Down payment (20.0%)
$703,920Loan before insurance
$0CMHC premium
$4,328Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,892
Property tax
$436
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,328

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,073
Estimated closing costs
$14,073

Plus your down payment of $175,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,711/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$463,708Total interest paid
$1,167,628Total of all payments
Principal $703,920 Interest $463,708
YearPrincipalInterestBalance
1$15,708$30,997$688,212
2$16,422$30,283$671,790
3$17,167$29,538$654,622
4$17,947$28,758$636,676
5$18,762$27,943$617,914
6$19,614$27,092$598,300
7$20,504$26,201$577,796
8$21,435$25,270$556,361
9$22,408$24,297$533,953
10$23,426$23,279$510,527
11$24,489$22,216$486,038
12$25,601$21,104$460,437
13$26,764$19,942$433,673
14$27,979$18,726$405,695
15$29,249$17,456$376,445
16$30,577$16,128$345,868
17$31,965$14,740$313,903
18$33,417$13,288$280,486
19$34,934$11,771$245,552
20$36,520$10,185$209,032
21$38,178$8,527$170,853
22$39,912$6,793$130,941
23$41,724$4,981$89,217
24$43,618$3,087$45,599
25$45,599$1,106$0

At the end of your 5-year term

Total paid over the term
$233,526
Principal paid down
$86,006
Interest paid
$147,520
Balance remaining
$617,914

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 84 whole-home leases in Keswick South$3,645/mo
$43,740Gross annual rent
3.7%Cap rate after taxes and upkeep
$3,157 to $3,899Typical rent range
~27 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 84 whole-home leases in Keswick South signed at a median of $3,719 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,645. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.0%
Gross yield
− Property tax $5,236− Insurance $1,400− Vacancy & upkeep $4,811Net operating income $32,293

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CMI REAL ESTATE INC.. MLS®/PropTx.

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