11 Mac Avenue, Georgina, ON

Keswick South, Georgina · MLS® N13846392

$849,000
For Sale
Listed 18 days agoNo offer date stated
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1Bedrooms
1Bathrooms
5Parking
700Sq ft

About this home

In short

  • Exceptional Lake Simcoe Waterfront Property - 0.28 Acres with 52.18 Metres of ShorelineAn exceptional waterfront opportunity on Lake Simcoe, offering approximately...
  • The property features 4 covered boat slips, 3 additional open slips, and a 1-bedroom cottage, providing a rare combination of waterfront access, boating capacity, and...

Exceptional Lake Simcoe Waterfront Property - 0.28 Acres with 52.18 Metres of ShorelineAn exceptional waterfront opportunity on Lake Simcoe, offering approximately 0.28 acres and an impressive 52.18 metres of shoreline. The property features 4 covered boat slips, 3 additional open slips, and a 1-bedroom cottage, providing a rare combination of waterfront access, boating capacity, and recreational potential. A unique offering for those seeking a substantial Lake Simcoe waterfront property with excellent marine infrastructure and a charming cottage.

Key facts

Property type
Detached, Bungalow
MLS®
N13846392
Bedrooms
1
Bathrooms
1
Size
700 sq ft
Lot
52.18 × 30.39 ft
Cross streets
The Queensway S & Mac Ave
Parking
5 parking
Driveway
Private
Basement
None
Heating
Baseboard
A/C
None
Exterior
Wood
Foundation
Other
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,371 / 2025
Days on market
18
Listing brokerage
REAL ONE REALTY INC.

Rooms

KitchenGround2.00 × 2.00 m
Living RoomGround4.00 × 4.00 m
BedroomGround3.00 × 3.00 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Keswick South · asking prices
$495kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $585/sqft; this home lists at $1,213/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
849kThis home599k550k335kThis home vs active comparables

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$960K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$707K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,869/mo
$159KIncome needed
5.3×Price ÷ income
$893Weekly cost
$13,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,869Property tax $281Total carry $4,150

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,755per month

Mortgage amount $679,200 · 4.49% over 25 years

$169,800Down payment (20.0%)
$679,200Loan before insurance
$0CMHC premium
$4,036Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,755
Property tax
$281
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,036

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,455
Estimated closing costs
$13,455

Plus your down payment of $169,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,545/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,424Total interest paid
$1,126,624Total of all payments
Principal $679,200 Interest $447,424
YearPrincipalInterestBalance
1$15,157$29,908$664,043
2$15,845$29,220$648,198
3$16,564$28,500$631,634
4$17,317$27,748$614,317
5$18,103$26,962$596,214
6$18,925$26,140$577,290
7$19,784$25,281$557,506
8$20,682$24,383$536,823
9$21,621$23,444$515,202
10$22,603$22,462$492,599
11$23,629$21,436$468,970
12$24,702$20,363$444,268
13$25,824$19,241$418,444
14$26,996$18,069$391,448
15$28,222$16,843$363,226
16$29,503$15,562$333,722
17$30,843$14,222$302,879
18$32,243$12,822$270,636
19$33,707$11,358$236,929
20$35,238$9,827$201,691
21$36,838$8,227$164,853
22$38,510$6,555$126,343
23$40,259$4,806$86,084
24$42,087$2,978$43,998
25$43,998$1,067$0

At the end of your 5-year term

Total paid over the term
$225,325
Principal paid down
$82,986
Interest paid
$142,339
Balance remaining
$596,214

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $3,371− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,715

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ONE REALTY INC.. MLS®/PropTx.

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