322 Irene Drive, Georgina, ON

Keswick South, Georgina · MLS® N13685664

$599,000
For Sale
Listed 63 days agoNo offer date statedSitting longer than typical
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2Bedrooms
1Bathrooms
6Parking
700-1100Sq ft

About this home

In short

  • Great Value Charming Move-in Ready Bungalow On An Oversized Rectangular Lot 75186 Ft.
  • This Fully Furnished, Cozy 2-bedroom Bungalow Is 100% Move-in Ready, Together With All The Furnitures, Appliances, Like-new Gas Lawn Mower & Snow Blower.
  • Beautifully Renovated in 2022 And Very Well Maintained Property, Ideal For First-time Home Buyers, Downsizers, Or Investors.
  • Beautiful South Exposure Ensures Open-concept Living Room & Primary Bedroom Sufficient Natural Sunlight.
  • Just A 5-minute Drive To Hwy 404 And Approximately 30 Minutes To Toronto, Making Daily Commutes Or Weekend Trips Effortless.

Great Value Charming Move-in Ready Bungalow On An Oversized Rectangular Lot 75*186 Ft. Why Buy A Condo Or Townhouse With High Fees and Shared Walls When You Can Own A Detached Home On A Massive Lot For Less? This Fully Furnished, Cozy 2-bedroom Bungalow Is 100% Move-in Ready, Together With All The Furnitures, Appliances, Like-new Gas Lawn Mower & Snow Blower. Metal Roof & Vinyl Windows. Just Unpack Your Bags And Start Enjoying The Perfect Blend Of City Convenience And Relaxing Cottage Lifestyle. Beautifully Renovated in 2022 And Very Well Maintained Property, Ideal For First-time Home Buyers, Downsizers, Or Investors. Beautiful South Exposure Ensures Open-concept Living Room & Primary Bedroom Sufficient Natural Sunlight. Plenty Storage Space for Your Toys. Steps to Lake Simcoe With All Year Round Activities, Boating, Fishing, Swimming, Ice Fishing, Skating, Hockey, etc. Expansive & Fully Fenced Mature Land Lot Offering Endless Potential For Gardening, Family & Friends Gathering, and Future Expansion. Public Boat Launches, Children's Playground, Local Leash-free Dog Parks All Nearby. Enjoy Full Municipal Facilities And The Serenity Of Lake Life Without Giving Up Urban Amenities. Everything You Need Is Just Around The Corner: Minutes To Walmart Supercentre, Canadian Tire, Zehrs, FreshCo, Banks, Tim Hortons, McDonald's, And Local Dining. Close To The Local Recreation Centre, Health Service Facilities, And Parks. Just A 5-minute Drive To Hwy 404 And Approximately 30 Minutes To Toronto, Making Daily Commutes Or Weekend Trips Effortless. Don't Miss This Rare Opportunity To Secure A Detached Property With Huge Land At An Accessible Price Point in GTA. Just Move in, Relax, And Enjoy The Life You've Been Dreaming Of!

Key facts

Property type
Detached, Bungalow
MLS®
N13685664
Bedrooms
2
Bathrooms
1
Size
700-1100 sq ft
Lot
75 × 168.97 ft
Cross streets
The Queensway South & Ravenshoe Road
Parking
6 parking
Basement
Crawl Space
Heating
Baseboard
A/C
Other
Exterior
Aluminum Siding
Foundation
Unknown
Roof
Metal
Sewer
Sewer
Property tax
$3,682 / 2026
Days on market
63
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Bedroom 2Main3.03 × 2.98 m
KitchenMain3.96 × 2.47 m

centre island · open concept · w/o to patio

BathroomMain1.81 × 1.60 m
Living RoomMain6.65 × 3.93 m

open concept · fireplace · large window

Primary BedroomMain3.33 × 2.90 m

large window · se view

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$2,730/mo
$118KIncome needed
5.1×Price ÷ income
$630Weekly cost
$8,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $2,730Property tax $307Total carry $3,037

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,650per month

Mortgage amount $479,200 · 4.49% over 25 years

$119,800Down payment (20.0%)
$479,200Loan before insurance
$0CMHC premium
$2,956Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,650
Property tax
$307
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,956

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,455
Estimated closing costs
$8,455

Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,207/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$315,674Total interest paid
$794,874Total of all payments
Principal $479,200 Interest $315,674
YearPrincipalInterestBalance
1$10,694$21,101$468,506
2$11,179$20,616$457,327
3$11,687$20,108$445,640
4$12,217$19,577$433,423
5$12,772$19,023$420,651
6$13,352$18,443$407,299
7$13,958$17,837$393,340
8$14,592$17,203$378,748
9$15,255$16,540$363,494
10$15,947$15,848$347,546
11$16,671$15,124$330,875
12$17,428$14,367$313,447
13$18,220$13,575$295,227
14$19,047$12,748$276,180
15$19,912$11,883$256,269
16$20,816$10,979$235,453
17$21,761$10,034$213,692
18$22,749$9,046$190,943
19$23,782$8,013$167,162
20$24,861$6,933$142,300
21$25,990$5,805$116,310
22$27,170$4,625$89,140
23$28,404$3,391$60,736
24$29,694$2,101$31,042
25$31,042$753$0

At the end of your 5-year term

Total paid over the term
$158,975
Principal paid down
$58,549
Interest paid
$100,425
Balance remaining
$420,651

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $3,682− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,404

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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