125 Riverglen Drive, Georgina, ON

Keswick South, Georgina · MLS® N13825726

$849,900
For Sale
Just listed todayNo offer date stated
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2Bedrooms
1Bathrooms
4Parking
1100-1500Sq ft

About this home

In short

  • All Brick Bungalow Situated On A Spectacular .63 Acre In Town Lot With Over 100' Of Frontage.
  • Kitchen Has Access To The Attached 1 Car Garage & Separate Entrance To Basement.
  • An Investment Opportunity, Build your Future Dream Home or check with local Authorities to see what could be done in the way of development.
  • Home was a 3 bedroom and could be converted back to suit your needs and will require finishing on both levels.

All Brick Bungalow Situated On A Spectacular .63 Acre In Town Lot With Over 100' Of Frontage. Many Opportunities with a serviced lot of this size. A Bright Layout with Living/Dinning Combo That Has A Walk Out To A Large Deck Overlooking The Backyard. Kitchen Has Access To The Attached 1 Car Garage & Separate Entrance To Basement. An Investment Opportunity, Build your Future Dream Home or check with local Authorities to see what could be done in the way of development. Serviced Lots Like This Are Rare! Home was a 3 bedroom and could be converted back to suit your needs and will require finishing on both levels. If you are looking to redevelop or build the Sellers could possibly rent back providing income until you are ready to build in the spring.

Key facts

Property type
Detached, Bungalow
MLS®
N13825726
Bedrooms
2
Bathrooms
1
Size
1100-1500 sq ft
Lot
103 × 274.75 ft
Cross streets
The Queensway/Riverg
Parking
4 parking
Driveway
Private
Basement
Unfinished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,571 / 2025
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Living RoomMain8.71 × 3.30 m

combined w/dining · w/o to deck · laminate

Dining RoomMain8.71 × 3.30 m

combined w/living · laminate · overlooks backyard

Primary BedroomMain6.90 × 3.29 m
OfficeIn Between2.70 × 3.69 m

Access To Garage

KitchenMain4.30 × 3.20 m

Access To Garage

Our TakeTeam Asgarian · Broker
A small discount is typical
$820Klikely sale price

Listed at $849,900. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 43 local closings in 90 days), the likely sale price is near $820K, if it sells. A realistic range is $768K to $924K.

Independent value check: $689K. Without looking at the asking price, our model values the home itself about 19% below the ask (homes like it typically land between $646K and $722K).

Why $689K. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:

  • ▼ Lowers it strongly2 bedrooms and 1 baths, against 3+1 and 3 typically.
  • ▲ Raises itIts lot is 103 by 275 ft; the typical lot sold here is 50 by 110.
  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $5,571 a year; the typical home sold here pays about $5,000.
  • ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
List price
$768KBelow recent closings$924KAbove recent closings

Total price vs nearby homes. Likely closing about $820K, from 43 recent closings in this pocket.

The market behind the math:

43sold nearby · 90 days
$850Kmedian sold price
94%of asking, on average
+3%prices vs a year ago
~24 dayshomes like this take to sell
$2,440/moest. rent · 65 leases
3.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.3 months of inventory: 5 detached homes for sale in the area against 43 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $654/sqft against an area asking average of $685/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 43 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $709K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Development potential: upside only if zoning permits, verify with the city before relying on it. Worth verifying
Schools & getting aroundcatchment and transit

The assigned public school is R.L. Graham PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($654/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 43 comparable homes that sold in Keswick South over the past two years, from 358 closings there.

What sellers nearby are askingCurrently listed nearby in Keswick South · asking prices
$853kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $657/sqft; this home lists at $654/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
850kThis home499k964k750k1.20MThis home vs active comparables

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$910K
Historic Lakeshore Communities
$853K
Sutton & Jackson's Point
$776K
Baldwin
$862K
Virginia
$919K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near R.L. Graham PS
60%
R.L. Graham PSPublic · Elementary · JK-8 · 0.2 km awayBelow the GTA average · 60% meet the provincial standard
Also nearby: 4 more schools within 2.5 km
Fairwood Public School · Public elementary0.9 km · 52% at standard
Jersey Public School · Public elementary1.3 km · 57% at standard
W J Watson Public School · Public elementary1.6 km · 50% at standard
Lakeside Public School · Public elementary2.3 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,874/mo
$166KIncome needed
5.1×Price ÷ income
$894Weekly cost
$13,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,874Property tax $464Total carry $4,338

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,759per month

Mortgage amount $679,920 · 4.49% over 25 years

$169,980Down payment (20.0%)
$679,920Loan before insurance
$0CMHC premium
$4,224Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,759
Property tax
$464
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,224

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,473
Estimated closing costs
$13,473

Plus your down payment of $169,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,550/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,898Total interest paid
$1,127,818Total of all payments
Principal $679,920 Interest $447,898
YearPrincipalInterestBalance
1$15,173$29,940$664,747
2$15,862$29,251$648,885
3$16,582$28,531$632,303
4$17,335$27,778$614,968
5$18,122$26,991$596,846
6$18,945$26,168$577,902
7$19,805$25,308$558,097
8$20,704$24,409$537,392
9$21,644$23,468$515,748
10$22,627$22,486$493,121
11$23,654$21,458$469,467
12$24,728$20,384$444,738
13$25,851$19,262$418,887
14$27,025$18,088$391,863
15$28,252$16,861$363,611
16$29,535$15,578$334,076
17$30,876$14,237$303,200
18$32,277$12,835$270,923
19$33,743$11,370$237,180
20$35,275$9,838$201,905
21$36,877$8,236$165,028
22$38,551$6,562$126,477
23$40,301$4,811$86,176
24$42,131$2,981$44,044
25$44,044$1,069$0

At the end of your 5-year term

Total paid over the term
$225,564
Principal paid down
$83,074
Interest paid
$142,490
Balance remaining
$596,846

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 65 whole-home leases in Keswick South$2,440/mo
$29,280Gross annual rent
2.2%Cap rate after taxes and upkeep
$2,245 to $2,807Typical rent range
~27 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 65 whole-home leases in Keswick South signed at a median of $2,649 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,440. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $5,571− Insurance $1,400− Vacancy & upkeep $3,221Net operating income $19,088

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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