9 Carness Crescent, Georgina, ON

Keswick South, Georgina · MLS® N13704230

$1,100,000
For Sale
Listed 33 days agoNo offer date stated
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3+1Bedrooms
5Bathrooms
2Garage · 5 parking
2500-3000Sq ft

About this home

In short

  • Stunning Turnkey Home in Sought-After Simcoe LandingWelcome to this exceptional 3+1 bedroom, 5-bathroom all-brick home in the highly sought-after community of Simcoe...
  • Thoughtfully renovated and tastefully decorated, this impressive residence offers over $100,000 in renovations completed in 2022, creating a truly move-in-ready home...
  • The completely renovated lower level is an entertainer's dream, featuring a fabulous wet bar and dedicated "man cave," plus a private secondary primary suite complete...
  • Step outside new French doors to your own beautifully landscaped backyard oasis.
  • With extensive renovations, stylish finishes, exceptional living spaces and a spectacular backyard retreat, this home truly has it all. Simply unpack and enjoy - this...

**Stunning Turnkey Home in Sought-After Simcoe Landing**Welcome to this exceptional 3+1 bedroom, 5-bathroom all-brick home in the highly sought-after community of Simcoe Landing! Thoughtfully renovated and tastefully decorated, this impressive residence offers over $100,000 in renovations completed in 2022, creating a truly move-in-ready home with stylish finishes and exceptional attention to detail. From the minute you arrive with brand new insulated garage doors, new entry door, and lovely curb appeal, this property does not disappoint! The main level features a beautifully updated kitchen showcasing stunning quartz countertops, and island, upgraded finishes and ample cabinetry, making it the perfect space for everyday living and entertaining. Freshly painted throughout, with upgraded laminate flooring and all-new light fixtures, the home offers a bright, modern and cohesive feel. The spacious den is enhanced by a custom floor-to-ceiling built-in bookshelf, creating an elegant and functional space for a home office, library or formal living room. The completely renovated lower level is an entertainer's dream, featuring a fabulous wet bar and dedicated "man cave," plus a private secondary primary suite complete with a massive walk-in closet and spa-inspired ensuite bathroom - ideal for guests, extended family or the ultimate private retreat. Step outside new French doors to your own beautifully landscaped backyard oasis. Professionally landscaped and designed for relaxation and entertaining, the outdoor space features a new patio, hot tub and sauna - creating a private resort-like setting right at home. With extensive renovations, stylish finishes, exceptional living spaces and a spectacular backyard retreat, this home truly has it all. **Simply unpack and enjoy - this is the one you've been waiting for!**

Key facts

Property type
Detached, 2-Storey
MLS®
N13704230
Bedrooms
3+1 (4 total)
Bathrooms
5 (2 half)
Size
2500-3000 sq ft
Lot
44.97 × 88.62 ft
Cross streets
Thornlodge Dr/Carness Cr
Parking
2 garage · 5 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,480 / 2026
Days on market
33
Listing brokerage
EXP REALTY

Rooms

RecreationBasement6.35 × 5.24 m

laminate · wet bar

Family RoomMain5.04 × 3.86 m

gas fireplace · laminate

Primary BedroomBasement3.29 × 3.36 m

broadloom · walk-in closet(s)

Bedroom 2Second4.89 × 3.41 m

closet · laminate

DenMain3.38 × 3.89 m

vaulted ceiling(s) · b/i shelves · laminate

Primary BedroomSecond5.61 × 3.86 m

5 pc ensuite · laminate · walk-in closet(s)

Bedroom 2Basement1.63 × 1.76 m

Broadloom

Dining RoomMain3.70 × 3.89 m

combined w/den · laminate

KitchenMain6.15 × 3.32 m

walk-out · stainless steel appl · quartz counter

Bedroom 3Second4.89 × 3.41 m

closet · laminate

FoyerMain4.39 × 2.10 m

tile floor · curved stairs

LaundryMain2.86 × 1.85 m

Tile Floor

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.06Mlikely sale price

Listed at $1,100,000. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 44 local closings in 90 days), the likely sale price is near $1.06M, if it sells. A realistic range is $995K to $1.20M.

Independent value check: $951K. Without looking at the asking price, our model values the home itself about 14% below the ask (homes like it typically land between $891K and $997K).

Why $951K. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:

  • ▲ Raises itIt is 2,500 to 3,000 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises it slightlyThe listing describes it as fully renovated or newly built.
  • ▼ Lowers it slightlyIts tax bill, which follows the city's own assessment, is $6,480 a year; the typical home sold here pays about $5,000.
List price
$995KBelow recent closings$1.20MAbove recent closings

Total price vs nearby homes. Likely closing about $1.06M, from 44 recent closings in this pocket.

The market behind the math:

44sold nearby · 90 days
$854Kmedian sold price
94%of asking, on average
+3%prices vs a year ago
~24 dayshomes like this take to sell
33days on market so far
$4,024/moest. rent · 65 leases
4.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.8 months of inventory: 11 detached homes for sale in the area against 44 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $400/sqft against an area asking average of $380/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 44 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $913K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is Lake Simcoe PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($400/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 44 comparable homes that sold in Keswick South over the past two years, from 359 closings there.

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$910K
Historic Lakeshore Communities
$912K
Sutton & Jackson's Point
$776K
Baldwin
$862K
Virginia
$919K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lake Simcoe PS
62%
Lake Simcoe PSPublic · Elementary · JK-8 · 0.4 km awayBelow the GTA average · 62% meet the provincial standard
Unnamed SS (Keswick)EQAO results not published
Also nearby: 3 more schools within 2.5 km
Jersey Public School · Public elementary1.4 km · 57% at standard
Keswick High School · Public secondary2.4 km · 53% at standard
Fairwood Public School · Public elementary2.4 km · 52% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,013/mo
$212KIncome needed
5.2×Price ÷ income
$1,157Weekly cost
$18,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,013Property tax $540Total carry $5,553

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,866per month

Mortgage amount $880,000 · 4.49% over 25 years

$220,000Down payment (20.0%)
$880,000Loan before insurance
$0CMHC premium
$5,406Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,866
Property tax
$540
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,406

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,475
Estimated closing costs
$18,475

Plus your down payment of $220,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,889/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$579,701Total interest paid
$1,459,701Total of all payments
Principal $880,000 Interest $579,701
YearPrincipalInterestBalance
1$19,638$38,750$860,362
2$20,529$37,859$839,833
3$21,462$36,926$818,371
4$22,436$35,952$795,935
5$23,455$34,933$772,480
6$24,520$33,868$747,961
7$25,633$32,755$722,328
8$26,797$31,591$695,531
9$28,013$30,375$667,517
10$29,285$29,103$638,232
11$30,615$27,773$607,617
12$32,005$26,383$575,612
13$33,458$24,930$542,153
14$34,977$23,411$507,176
15$36,566$21,822$470,610
16$38,226$20,162$432,385
17$39,961$18,427$392,423
18$41,776$16,612$350,647
19$43,673$14,715$306,975
20$45,655$12,733$261,319
21$47,728$10,660$213,591
22$49,895$8,493$163,695
23$52,161$6,227$111,534
24$54,529$3,859$57,005
25$57,005$1,383$0

At the end of your 5-year term

Total paid over the term
$291,940
Principal paid down
$107,520
Interest paid
$184,421
Balance remaining
$772,480

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 65 whole-home leases in Keswick South$4,024/mo
$48,288Gross annual rent
3.2%Cap rate after taxes and upkeep
$3,291 to $4,248Typical rent range
~27 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 65 whole-home leases in Keswick South signed at a median of $3,765 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,024. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.4%
Gross yield
− Property tax $6,480− Insurance $1,400− Vacancy & upkeep $5,312Net operating income $35,096

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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