323 Winnifred Drive, Georgina, ON

Keswick South, Georgina · MLS® N13874850

$1,099,000
For Sale
Listed 12 days agoNo offer date stated
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4+2Bedrooms
5Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Prime South Keswick Location.
  • Interior; Impressive 10' Main-Floor Ceilings, Engineered Hardwood, Recessed Lighting & Designer Open-Concept Kitchen Featuring Natural Stone Counters, Extensive...
  • Second Floor Offers 9' Ceilings, Skylight, Glass-Railed Hardwood Staircase & Laundry.
  • Primary Retreat Features Custom Closet & Luxurious 5-Pc Ensuite With Freestanding Tub, Plus 3 Additional Bedrooms & 2 Additional 3-Pc Baths.
  • Income ATM: Legal 2-Bedroom Lower-Level Suite With Separate Entrance, Kitchen, 3-Pc Bath, Laundry & Radiant In-Floor Heating.

Prime South Keswick Location! Enjoy The Best Of Lakeside Living With Lake Simcoe. Stunning Custom-Built Contemporary Residence! Distinctive Barn-Inspired Architecture With Approx. 3500 Sq.Ft. Living Space. Exterior: Premium Stucco Exterior, German-Style Metal Roof, Landscaped Backyard, Composite Deck & Composite Fencing. Interior; Impressive 10' Main-Floor Ceilings, Engineered Hardwood, Recessed Lighting & Designer Open-Concept Kitchen Featuring Natural Stone Counters, Extensive Custom Cabinetry, Gas Cooktop, Built-In Fridge/Oven/Microwave, Dishwasher & Wine Cooler. Bright Living Area Overlooks Backyard. Second Floor Offers 9' Ceilings, Skylight, Glass-Railed Hardwood Staircase & Laundry. Primary Retreat Features Custom Closet & Luxurious 5-Pc Ensuite With Freestanding Tub, Plus 3 Additional Bedrooms & 2 Additional 3-Pc Baths. Income ATM: Legal 2-Bedroom Lower-Level Suite With Separate Entrance, Kitchen, 3-Pc Bath, Laundry & Radiant In-Floor Heating. Enhanced Sound/Fire Separation, Spray-Foam Foundation Insulation, Separate HVAC Controls & Security System. Thoughtfully Designed, Beautifully Finished & Built For Modern Living. Waterfront Parks, Beaches & Outdoor Recreation Close By, While Remaining Convenient To Keswick's Shopping, Dining, Schools & Everyday Amenities. Minutes To Woodbine Ave Commercial Corridor, Modern Community Recreation Facilities & Easy Access To Hwy 404 For Commuting South. A Wonderful Combination Of Nature, Recreation, Convenience & Connectivity-Perfect For Today's Family Lifestyle.

Key facts

Property type
Detached, 2-Storey
MLS®
N13874850
Bedrooms
4+2 (6 total)
Bathrooms
5 (1 half)
Size
2000-2500 sq ft
Lot
37.5 × 100 ft
Cross streets
Leslie/The Queensway S
Parking
2 garage · 6 parking (attached)
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Metal
Sewer
Sewer
Property tax
$1,653 / 2025
Days on market
12
Listing brokerage
NU STREAM REALTY (TORONTO) INC.

Rooms

Primary BedroomSecond4.64 × 3.88 m

dropped ceiling · 5 pc ensuite

BedroomLower3.02 × 2.87 m

window · heated floor · closet

FoyerMain3.81 × 2.79 m

closet · closet organizers

Living RoomMain5.79 × 5.18 m

combined w/dining · hardwood floor · overlooks garden

Bedroom 2Lower3.73 × 2.87 m

window · heated floor · closet

Bedroom 3Second4.72 × 3.17 m

hardwood floor · semi ensuite

Dining RoomMain5.79 × 5.18 m

combined w/living · hardwood floor · custom counter

Bedroom 2Second4.42 × 4.26 m

hardwood floor · 3 pc bath

Bedroom 4Main5.02 × 3.83 m

hardwood floor · semi ensuite

KitchenLower3.25 × 2.15 m

stainless steel appl · heated floor · open concept

Great RoomLower7.69 × 3.83 m

vinyl floor · heated floor · open concept

KitchenMain5.18 × 2.43 m

open concept · b/i appliances · b/i appliances

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$960K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$707K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,009/mo
$197KIncome needed
5.6×Price ÷ income
$1,156Weekly cost
$18,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

97%mortgage
Mortgage $5,009Property tax $138Total carry $5,147

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,861per month

Mortgage amount $879,200 · 4.49% over 25 years

$219,800Down payment (20.0%)
$879,200Loan before insurance
$0CMHC premium
$4,999Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,861
Property tax
$138
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,999

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,455
Estimated closing costs
$18,455

Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,884/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$579,174Total interest paid
$1,458,374Total of all payments
Principal $879,200 Interest $579,174
YearPrincipalInterestBalance
1$19,620$38,715$859,580
2$20,511$37,824$839,069
3$21,442$36,893$817,627
4$22,416$35,919$795,211
5$23,433$34,902$771,778
6$24,497$33,838$747,281
7$25,610$32,725$721,671
8$26,772$31,563$694,898
9$27,988$30,347$666,910
10$29,259$29,076$637,652
11$30,587$27,748$607,064
12$31,976$26,359$575,088
13$33,428$24,907$541,660
14$34,946$23,389$506,715
15$36,532$21,803$470,182
16$38,191$20,144$431,991
17$39,925$18,410$392,066
18$41,738$16,597$350,329
19$43,633$14,702$306,696
20$45,614$12,721$261,082
21$47,685$10,650$213,397
22$49,850$8,485$163,547
23$52,114$6,221$111,433
24$54,480$3,855$56,953
25$56,953$1,382$0

At the end of your 5-year term

Total paid over the term
$291,675
Principal paid down
$107,422
Interest paid
$184,253
Balance remaining
$771,778

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $1,653− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $41,803

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of NU STREAM REALTY (TORONTO) INC.. MLS®/PropTx.

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