145 Glasgow Crescent, Georgina, ON

Keswick South, Georgina · MLS® N13641198

$899,000
For Sale
Listed 51 days agoNo offer date statedSitting longer than typical
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4+3Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Welcome to this charming detached home on a quiet street in the sought-after Keswick community.
  • Offering a functional 4+3 bedroom, 3.5 bathroom layout, this home is ideal for growing or multi-generational families.
  • The main floor features bright, open living spaces with hardwood flooring and a wood staircase with wrought iron pickets.
  • Recent updates include hardwood flooring on the main and second floors, as well as portions of the basement, along with an updated staircase railing (2024). along...
  • Conveniently located close to schools, shopping, and daily amenities, with easy access to Highway 404....

Welcome to this charming detached home on a quiet street in the sought-after Keswick community. Offering a functional 4+3 bedroom, 3.5 bathroom layout, this home is ideal for growing or multi-generational families. The main floor features bright, open living spaces with hardwood flooring and a wood staircase with wrought iron pickets. Recent updates include hardwood flooring on the main and second floors, as well as portions of the basement, along with an updated staircase railing (2024). along with newly installed interlock and refreshed landscaping (2025), enhancing both interior comfort and curb appeal. A double car garage and ample parking complete the home. Conveniently located close to schools, shopping, and daily amenities, with easy access to Highway 404....

Key facts

Property type
Detached, 2-Storey
MLS®
N13641198
Bedrooms
4+3 (7 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
46.92 × 82.02 ft
Cross streets
Leslie & Ravenshoe
Parking
2 garage · 4 parking (built-in)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,421 / 2025
Days on market
51
Listing brokerage
RE/MAX REALTRON WENDY ZHENG REALTY

Rooms

KitchenMain3.58 × 2.74 m

ceramic floor · w/o to yard · combined w/family

BedroomSecond3.43 × 3.02 m

hardwood floor · closet

Living RoomMain3.40 × 6.20 m

hardwood floor · combined w/dining · large window

Bedroom 2Second3.10 × 3.33 m

hardwood floor · closet

Primary BedroomSecond6.35 × 4.60 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

Family RoomMain3.90 × 4.57 m

fireplace · hardwood floor · combined w/kitchen

Dining RoomMain2.43 × 3.30 m

hardwood floor · combined w/living

BathroomMain2.24 × 0.89 m

ceramic floor · 2 pc bath

Bedroom 3Second3.10 × 2.90 m

Hardwood Floor

LaundryMain2.49 × 1.73 m

ceramic floor · ceramic sink

Our TakeTeam Asgarian · Broker
A small discount is typical
$868Klikely sale price

Listed at $899,000. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 44 local closings in 90 days), the likely sale price is near $868K, if it sells. A realistic range is $813K to $978K.

Independent value check: $838K. Without looking at the asking price, our model values the home itself about 7% below the ask (homes like it typically land between $785K and $878K).

Why $838K. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:

  • ▲ Raises it slightlyIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises it slightly4+3 bedrooms and 4 baths, against 3+1 and 3 typically.

Longer on the market than typical. 51 days on the market against about 34 for homes like it here, and asking 7% above where comparable closings put it.

List price
$813KBelow recent closings$978KAbove recent closings

Total price vs nearby homes. Likely closing about $868K, from 44 recent closings in this pocket.

The market behind the math:

44sold nearby · 90 days
$854Kmedian sold price
94%of asking, on average
+3%prices vs a year ago
~24 dayshomes like this take to sell
51days on market so far
$3,874/moest. rent · 10 leases
5.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.5 months of inventory: 7 detached homes for sale in the area against 44 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $400/sqft against an area asking average of $582/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 44 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $776K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Lake Simcoe PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($400/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 44 comparable homes that sold in Keswick South over the past two years, from 359 closings there.

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$910K
Historic Lakeshore Communities
$912K
Sutton & Jackson's Point
$776K
Baldwin
$862K
Virginia
$919K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lake Simcoe PS
62%
Lake Simcoe PSPublic · Elementary · JK-8 · 0.4 km awayBelow the GTA average · 62% meet the provincial standard
Unnamed SS (Keswick)EQAO results not published
Also nearby: 1 more schools within 2.5 km
Jersey Public School · Public elementary2.2 km · 57% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$174KIncome needed
5.2×Price ÷ income
$946Weekly cost
$14,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,097Property tax $452Total carry $4,549

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,428Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$452
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,428

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Estimated closing costs
$14,455

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 10 whole-home leases in Keswick South$3,874/mo
$46,488Gross annual rent
3.8%Cap rate after taxes and upkeep
$3,519 to $4,184Typical rent range
~27 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 10 whole-home leases in Keswick South signed at a median of $4,375 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,874. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.2%
Gross yield
− Property tax $5,421− Insurance $1,400− Vacancy & upkeep $5,114Net operating income $34,553

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON WENDY ZHENG REALTY. MLS®/PropTx.

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