70 Thornlodge Drive, Georgina, ON

Keswick South, Georgina · MLS® N14027410

$849,000
For Sale
Listed 7 days agoNo offer date stated
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5+1Bedrooms
3Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Welcome to 70 Thornlodge Drive.
  • This spacious 5+1 bedroom home offers the perfect combination of space and functionality, all while being located in THE MOST desirable neighbourhood in Keswick...
  • Ideally positioned just minutes from the 404, this desirable community offers effortless access for commuters while maintaining a tranquil, family-friendly atmosphere.
  • The main floor offers plenty of room for the whole family, with bright, open living areas, emphasized with new 2026flooring, and a kitchen that connects seamlessly to...
  • Situated in a family-friendly Keswick community, you're steps to parks, schools, shopping, restaurants, Lake Simcoe, and everything Keswick has to offer.

Welcome to 70 Thornlodge Drive! This spacious 5+1 bedroom home offers the perfect combination of space and functionality, all while being located in THE MOST desirable neighbourhood in Keswick, Simcoe Landing! Simcoe Landing is where peaceful neighbourhood living meets exceptional convenience. Ideally positioned just minutes from the 404, this desirable community offers effortless access for commuters while maintaining a tranquil, family-friendly atmosphere. From the moment you walk in, you'll appreciate the generous layout and thoughtfully designed living spaces. The main floor offers plenty of room for the whole family, with bright, open living areas, emphasized with new 2026flooring, and a kitchen that connects seamlessly to the heart of the home. Step outside to a fully fenced backyard - perfect for summer BBQs, entertaining, or letting the kids play. Upstairs, 5 bedrooms provide plenty of space for everyone, including a comfortable primary retreat with plenty of closet space and an ensuite bathroom. The partially finished lower level provides an additional bedroom and even more room to live, work, and play, all while still allowing space for another bedroom and bathroom (rough-in available in storage area) - the options are endless! Situated in a family-friendly Keswick community, you're steps to parks, schools, shopping, restaurants, Lake Simcoe, and everything Keswick has to offer. With plenty of space both inside and out, this is a home you can truly grow into. Come see why 70 Thornlodge Drive could be the perfect place to call home!

Key facts

Property type
Detached, 2-Storey
MLS®
N14027410
Bedrooms
5+1 (6 total)
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
44.95 × 88.98 ft
Cross streets
Joe Dales Drive & Thornlodge Drive
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,222 / 2026
Days on market
7
Listing brokerage
EXP REALTY

Rooms

BreakfastMain3.34 × 3.18 m

tile floor · combined w/kitchen · w/o to porch

Great RoomMain4.97 × 3.82 m

Laminate

Bedroom 2Second3.65 × 3.74 m

broadloom · closet

Furnace RoomBasement4.90 × 8.27 m
Bedroom 4Second3.03 × 3.72 m

broadloom · closet

Bedroom 3Second4.94 × 4.11 m

broadloom · closet

Dining RoomMain3.77 × 4.42 m

Laminate

KitchenMain3.26 × 3.39 m

Tile Floor

BedroomBasement5.49 × 3.48 m

Laminate

Primary BedroomSecond5.97 × 3.48 m

broadloom · ensuite bath · walk-in closet(s)

Bedroom 5Second2.62 × 2.75 m

Broadloom

LaundryMain3.26 × 1.60 m

tile floor · closet · w/o to garage

RecreationBasement4.79 × 9.22 m

Laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

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Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

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Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,869/mo
$168KIncome needed
5.0×Price ÷ income
$893Weekly cost
$13,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,869Property tax $519Total carry $4,388

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,755per month

Mortgage amount $679,200 · 4.49% over 25 years

$169,800Down payment (20.0%)
$679,200Loan before insurance
$0CMHC premium
$4,274Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,755
Property tax
$519
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,274

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,455
Estimated closing costs
$13,455

Plus your down payment of $169,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,545/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,424Total interest paid
$1,126,624Total of all payments
Principal $679,200 Interest $447,424
YearPrincipalInterestBalance
1$15,157$29,908$664,043
2$15,845$29,220$648,198
3$16,564$28,500$631,634
4$17,317$27,748$614,317
5$18,103$26,962$596,214
6$18,925$26,140$577,290
7$19,784$25,281$557,506
8$20,682$24,383$536,823
9$21,621$23,444$515,202
10$22,603$22,462$492,599
11$23,629$21,436$468,970
12$24,702$20,363$444,268
13$25,824$19,241$418,444
14$26,996$18,069$391,448
15$28,222$16,843$363,226
16$29,503$15,562$333,722
17$30,843$14,222$302,879
18$32,243$12,822$270,636
19$33,707$11,358$236,929
20$35,238$9,827$201,691
21$36,838$8,227$164,853
22$38,510$6,555$126,343
23$40,259$4,806$86,084
24$42,087$2,978$43,998
25$43,998$1,067$0

At the end of your 5-year term

Total paid over the term
$225,325
Principal paid down
$82,986
Interest paid
$142,339
Balance remaining
$596,214

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
4.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.9%
Gross yield
− Property tax $6,222− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,234

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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