55 Redcastle Crescent, Georgina, ON

Keswick South, Georgina · MLS® N13862234

$719,900
For Sale
Listed 15 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

Well Kept & Upgraded Ashwood Model With Large Manicured Lawn & Landscaping, This Model Comes With Solarium & Main Floor Laundry & Man Door To Garage$$, Eat-In Kitchen Overlooking Solarium With W/O To Covered Porch With Epoxy Stone Flooring $$. Family Rm , Din Rm, Liv Rm With Hardwood Floors, Gas Fireplace In Fam & Rec RM, Front Entrance Enclosure, Primary Bdrm With Upgraded Ensuite With Heated Floor, 2 & 3rd Bedroom Carpet Free, Finished Basement With Rec Rm Gas Fireplace & Wet Bar, 4th Bdrm & Double Closet, California Wood Shutters In Upper Bdrms, This Home Offers Plenty Of Room For A Growing Family And Is Walking Distance To Schools And All Amenities

Key facts

Property type
Detached, 2-Storey
MLS®
N13862234
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
46.59 × 131.29 ft
Cross streets
Woodbine/Biscayne
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Aluminum Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,421 / 2025
Days on market
15
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 3Second3.04 × 2.74 m

laminate · california shutters

FoyerMain3.20 × 1.60 m
SolariumMain3.32 × 2.65 m

W/O To Porch

Primary BedroomSecond4.97 × 3.62 m

3 pc ensuite · walk-in closet(s) · california shutters

Family RoomMain5.44 × 3.36 m

hardwood floor · gas fireplace

Bedroom 4Basement5.08 × 2.36 m

broadloom · double closet

Living RoomMain5.20 × 3.52 m

hardwood floor · overlooks dining

LaundryMain3.38 × 1.78 m

w/o to garage · laminate

KitchenMain4.95 × 3.00 m

b/i dishwasher · eat-in kitchen · backsplash

Bedroom 2Second3.58 × 2.95 m

laminate · california shutters

RecreationBasement5.62 × 3.20 m

gas fireplace · wet bar · broadloom

Dining RoomMain3.32 × 3.00 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$3,281/mo
$144KIncome needed
5.0×Price ÷ income
$757Weekly cost
$10,873Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,281Property tax $452Total carry $3,733

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,184per month

Mortgage amount $575,920 · 4.49% over 25 years

$143,980Down payment (20.0%)
$575,920Loan before insurance
$0CMHC premium
$3,636Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,184
Property tax
$452
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,636

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,873
Estimated closing costs
$10,873

Plus your down payment of $143,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,854/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$379,388Total interest paid
$955,308Total of all payments
Principal $575,920 Interest $379,388
YearPrincipalInterestBalance
1$12,852$25,360$563,068
2$13,436$24,777$549,632
3$14,046$24,167$535,587
4$14,683$23,529$520,903
5$15,350$22,862$505,553
6$16,047$22,165$489,506
7$16,776$21,437$472,731
8$17,537$20,675$455,193
9$18,334$19,879$436,860
10$19,166$19,046$417,694
11$20,036$18,176$397,658
12$20,946$17,266$376,712
13$21,897$16,315$354,815
14$22,891$15,321$331,924
15$23,930$14,282$307,993
16$25,017$13,195$282,976
17$26,153$12,059$256,823
18$27,340$10,872$229,483
19$28,582$9,631$200,901
20$29,879$8,333$171,022
21$31,236$6,976$139,785
22$32,654$5,558$107,131
23$34,137$4,075$72,994
24$35,687$2,525$37,307
25$37,307$905$0

At the end of your 5-year term

Total paid over the term
$191,062
Principal paid down
$70,367
Interest paid
$120,695
Balance remaining
$505,553

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $5,421− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,821

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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