240 Pine Beach Drive, Georgina, ON
Keswick South, Georgina · MLS® N13625436
About this home
In short
- Mere Steps To Awesome Lake Simco.
- Detached 3 Bedroom Plus 1 Den With Window Bungalow.
- Large Shed 8X12Ft .Roof 2017.
- Furnace 2021, Appliances 2019.Washer,Dryer,A/C,Hot Water Tank 2020 .Close To Shops, Lake,Schools, Medical Center, Minutes To Hwy 404.
Excellent Location! Mere Steps To Awesome Lake Simco. First Time Buyers/Investors. Detached 3 Bedroom Plus 1 Den With Window Bungalow. Renovated 4Pc Bath. Laminated/Vinyl Floors. Family Size Eat In Kitchen. Wall Pantry.S/S Appliances. Large Island Granite Countertop. Great For Entertainment! Walk Out To 24X12Ft.Deck.Fenced Backyard. Large Shed 8X12Ft .Roof 2017. Furnace 2021, Appliances 2019.Washer,Dryer,A/C,Hot Water Tank 2020 .Close To Shops, Lake,Schools, Medical Center, Minutes To Hwy 404!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13625436
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 1
- Size
- 1100-1500 sq ft
- Lot
- 50 × 88 ft
- Cross streets
- Queensway South/Pine Beach
- Parking
- 4 parking
- Driveway
- Private Double
- Basement
- Crawl Space
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,619 / 2025
- Days on market
- 56
- Listing brokerage
- HOMELIFE GOLCONDA REALTY INC.
Rooms
laminate · combined w/dining · large window
laminate · window
laminate · combined w/living
eat-in kitchen · centre island · w/o to deck
laminate · window
laminate · b/i closet · window
laminate · b/i closet · window
Listed at $728,000. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 44 local closings in 90 days), the likely sale price is near $703K, if it sells. A realistic range is $659K to $792K.
Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.
Longer on the market than typical. 56 days on the market against about 34 for homes like it here, and asking 30% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $703K, from 44 recent closings in this pocket.
The market behind the math:
About 0.8 months of inventory: 12 detached homes for sale in the area against 44 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $560/sqft against an area asking average of $753/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 44 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $579K. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Jersey PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. The Queensway Stop #4066 is about a 4-minute walk away.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($560/sqft) is below the area, so you are paying for extra space rather than a premium.
Based on 44 comparable homes that sold in Keswick South over the past two years, from 359 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $562K, which is where my estimate comes from.
Per square foot, these ask about $674/sqft; this home lists at $560/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Keswick South, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: The Queensway Stop #4066, about 343 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 3 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $582,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,220
- Property tax
- $302
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,522
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,035
- Estimated closing costs
- $11,035
Plus your down payment of $145,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $193,211
- Principal paid down
- $71,159
- Interest paid
- $122,053
- Balance remaining
- $511,241
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 43 whole-home leases in Keswick South signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,837. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE GOLCONDA REALTY INC.. MLS®/PropTx.