397 Winnifred Drive, Georgina, ON
Keswick South, Georgina · MLS® N13809262
About this home
In short
- Welcome to this spacious 2,300 sq. ft. family home in highly desirable Keswick South, just a short walk from the shores of beautiful Lake Simcoe.
- Featuring 4+1 bedrooms and 3 bathrooms, this well-maintained home offers the perfect blend of space, comfort, and lifestyle for growing families, multi-generational...
- Conveniently located close to schools, shopping, restaurants, transit, and everyday amenities, this home offers the perfect balance of recreation and convenience.
Welcome to this spacious 2,300 sq. ft. family home in highly desirable Keswick South, just a short walk from the shores of beautiful Lake Simcoe. Featuring 4+1 bedrooms and 3 bathrooms, this well-maintained home offers the perfect blend of space, comfort, and lifestyle for growing families, multi-generational households, or those who love to entertain. Enjoy generous principal rooms, functional living spaces, and plenty of flexibility to suit your needs and step outside to a spacious backyard complete with a charming gazebo, creating the ideal setting for summer barbecues, outdoor dining, family gatherings, or simply relaxing and enjoying your private outdoor retreat. A rare heated, detached garage provides exceptional space for hobbyists, car enthusiasts, storage, or a year-round workshop. One of this property's most attractive features is its unbeatable location near Lake Simcoe. Enjoy easy access to beaches, parks, marinas, boating, fishing, kayaking, paddle boarding, and scenic waterfront trails throughout the warmer months. In the winter, take advantage of nearby ice fishing, snowmobiling, skating, and other seasonal activities that make this area a true four-season destination. Conveniently located close to schools, shopping, restaurants, transit, and everyday amenities, this home offers the perfect balance of recreation and convenience. Don't miss this opportunity to own in one of Keswick's most sought-after neighbourhoods. Book your private showing today and discover everything this exceptional property has to offer.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13809262
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 3
- Size
- 2000-2500 sq ft
- Lot
- 75.03 × 100.05 ft
- Cross streets
- Lake Drive S / Winnifred Dr.
- Parking
- 1 garage · 7 parking (detached)
- Basement
- Crawl Space
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,503 / 2025
- Days on market
- 4
- Listing brokerage
- RE/MAX ALL-STARS REALTY INC.
Rooms
broadloom · window · closet
broadloom · bay window
broadloom · window · closet
laminate · window
broadloom · window · closet
broadloom · window · closet
hardwood floor · walk-out
broadloom · window
hardwood floor · window
Listed at $799,000. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 44 local closings in 90 days), the likely sale price is near $771K, if it sells. A realistic range is $723K to $869K.
Independent value check: $783K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $734K and $820K).
Why $783K. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:
- ▲ Raises it stronglyIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,500 to 2,000.
Total price vs nearby homes. Likely closing about $771K, from 44 recent closings in this pocket.
The market behind the math:
About 1 months of inventory: 15 detached homes for sale in the area against 44 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $355/sqft against an area asking average of $497/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 44 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $688K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Lake Simcoe PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 44 comparable homes that sold in Keswick South over the past two years, from 359 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $403/sqft; this home lists at $355/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Keswick South, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 1 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $639,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,534
- Property tax
- $375
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,909
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,455
- Estimated closing costs
- $12,455
Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $212,055
- Principal paid down
- $78,098
- Interest paid
- $133,956
- Balance remaining
- $561,102
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 41 whole-home leases in Keswick South signed at a median of $3,766 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,570. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.