70 Thornlodge Drive, Georgina, ON

Keswick South, Georgina · MLS® N13771086

$898,000
For Sale
Listed 14 days agoNo offer date stated
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5+1Bedrooms
3Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Welcome to 70 Thornlodge Drive.
  • This spacious 5+1 bedroom home offers the perfect combination of space and functionality, all while being located in THE MOST desirable neighbourhood in Keswick...
  • Ideally positioned just minutes from the 404, this desirable community offers effortless access for commuters while maintaining a tranquil, family-friendly atmosphere.
  • The main floor offers plenty of room for the whole family, with bright, open living areas, emphasized with new 2026 flooring, and a kitchen that connects seamlessly...
  • Situated in a family-friendly Keswick community, you're steps to parks, schools, shopping, restaurants, Lake Simcoe, and everything Keswick has to offer.

Welcome to 70 Thornlodge Drive! This spacious 5+1 bedroom home offers the perfect combination of space and functionality, all while being located in THE MOST desirable neighbourhood in Keswick, Simcoe Landing! Simcoe Landing is where peaceful neighbourhood living meets exceptional convenience. Ideally positioned just minutes from the 404, this desirable community offers effortless access for commuters while maintaining a tranquil, family-friendly atmosphere. From the moment you walk in, you'll appreciate the generous layout and thoughtfully designed living spaces. The main floor offers plenty of room for the whole family, with bright, open living areas, emphasized with new 2026 flooring, and a kitchen that connects seamlessly to the heart of the home. Step outside to a fully fenced backyard - perfect for summer BBQs, entertaining, or letting the kids play. Upstairs, 5 bedrooms provide plenty of space for everyone, including a comfortable primary retreat with plenty of closet space and an ensuite bathroom. The partially finished lower level provides an additional bedroom and even more room to live, work, and play, all while still allowing space for another bedroom and bathroom (rough-in available in storage area) - the options are endless! Situated in a family-friendly Keswick community, you're steps to parks, schools, shopping, restaurants, Lake Simcoe, and everything Keswick has to offer. With plenty of space both inside and out, this is a home you can truly grow into. Come see why 70 Thornlodge Drive could be the perfect place to call home!

Key facts

Property type
Detached, 2-Storey
MLS®
N13771086
Bedrooms
5+1 (6 total)
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
44.95 × 88.98 ft
Cross streets
Joe Dales Drive & Thornlodge Drive
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,222 / 2026
Days on market
14
Listing brokerage
EXP REALTY

Rooms

LaundryMain3.26 × 1.60 m

tile floor · closet · w/o to garage

BreakfastMain3.34 × 3.18 m

tile floor · combined w/kitchen · w/o to porch

Bedroom 5Second2.62 × 2.75 m

Broadloom

Primary BedroomSecond5.97 × 3.48 m

broadloom · ensuite bath · walk-in closet(s)

Furnace RoomBasement4.90 × 8.27 m
Dining RoomMain3.77 × 4.42 m

Laminate

KitchenMain3.26 × 3.39 m

Tile Floor

BedroomBasement5.49 × 3.48 m

Laminate

Great RoomMain4.97 × 3.82 m

Laminate

Bedroom 2Second3.65 × 3.74 m

broadloom · closet

RecreationBasement4.79 × 9.22 m

Laminate

Bedroom 4Second3.03 × 3.72 m

broadloom · closet

Bedroom 3Second4.94 × 4.11 m

broadloom · closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$867Klikely sale price

Listed at $898,000. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 44 local closings in 90 days), the likely sale price is near $867K, if it sells. A realistic range is $812K to $977K.

Independent value check: $867K. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $812K and $908K).

Why $867K. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $6,222 a year; the typical home sold here pays about $5,000.
  • ▲ Raises itIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,500 to 2,000.
List price
$812KBelow recent closings$977KAbove recent closings

Total price vs nearby homes. Likely closing about $867K, from 44 recent closings in this pocket.

The market behind the math:

44sold nearby · 90 days
$854Kmedian sold price
94%of asking, on average
+3%prices vs a year ago
~24 dayshomes like this take to sell
14days on market so far
$3,774/moest. rent · 10 leases
5.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.5 months of inventory: 7 detached homes for sale in the area against 44 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $399/sqft against an area asking average of $554/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 44 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $834K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Lake Simcoe PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 44 comparable homes that sold in Keswick South over the past two years, from 359 closings there.

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$910K
Historic Lakeshore Communities
$912K
Sutton & Jackson's Point
$776K
Baldwin
$862K
Virginia
$919K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lake Simcoe PS
62%
Lake Simcoe PSPublic · Elementary · JK-8 · 0.3 km awayBelow the GTA average · 62% meet the provincial standard
Unnamed SS (Keswick)EQAO results not published
Also nearby: 1 more schools within 2.5 km
Jersey Public School · Public elementary1.6 km · 57% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,093/mo
$177KIncome needed
5.1×Price ÷ income
$944Weekly cost
$14,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,093Property tax $519Total carry $4,611

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,972per month

Mortgage amount $718,400 · 4.49% over 25 years

$179,600Down payment (20.0%)
$718,400Loan before insurance
$0CMHC premium
$4,491Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,972
Property tax
$519
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,491

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,435
Estimated closing costs
$14,435

Plus your down payment of $179,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,808/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,247Total interest paid
$1,191,647Total of all payments
Principal $718,400 Interest $473,247
YearPrincipalInterestBalance
1$16,032$31,634$702,368
2$16,760$30,906$685,609
3$17,520$30,145$668,088
4$18,316$29,350$649,772
5$19,148$28,518$630,625
6$20,017$27,649$610,608
7$20,926$26,740$589,682
8$21,876$25,790$567,806
9$22,869$24,797$544,937
10$23,908$23,758$521,029
11$24,993$22,673$496,036
12$26,128$21,538$469,908
13$27,314$20,352$442,594
14$28,554$19,112$414,040
15$29,851$17,815$384,189
16$31,206$16,460$352,983
17$32,623$15,043$320,360
18$34,104$13,562$286,256
19$35,653$12,013$250,603
20$37,271$10,394$213,332
21$38,964$8,702$174,368
22$40,733$6,933$133,635
23$42,582$5,084$91,053
24$44,516$3,150$46,537
25$46,537$1,129$0

At the end of your 5-year term

Total paid over the term
$238,329
Principal paid down
$87,775
Interest paid
$150,554
Balance remaining
$630,625

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 10 whole-home leases in Keswick South$3,774/mo
$45,288Gross annual rent
3.6%Cap rate after taxes and upkeep
$3,419 to $4,076Typical rent range
~27 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 10 whole-home leases in Keswick South signed at a median of $4,375 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,774. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.0%
Gross yield
− Property tax $6,222− Insurance $1,400− Vacancy & upkeep $4,982Net operating income $32,684

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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