202-21 Elizabeth Street, Richmond Hill, ON
Mill Pond, Richmond Hill · MLS® N13495674
About this home
In short
- Beautifully updated corner suite in one of Richmond Hill's most sought-after communities, historic Mill Pond.
- Bright, spacious and move-in ready, this renovated 2-bedroom condo offers an exceptional blend of comfort, character and convenience.
- Featuring a desirable corner layout with tons of natural light, engineered hardwood flooring, an open-concept living and dining area, oversized bedrooms, updated...
- Minutes to Richmond Hill GO Station, Hwy 404, Hwy 407 and major amenities.
- A rare opportunity to own in a boutique building surrounded by mature trees and the timeless character of Old Richmond Hill.
Beautifully updated corner suite in one of Richmond Hill's most sought-after communities, historic Mill Pond! Bright, spacious and move-in ready, this renovated 2-bedroom condo offers an exceptional blend of comfort, character and convenience. Featuring a desirable corner layout with tons of natural light, engineered hardwood flooring, an open-concept living and dining area, oversized bedrooms, updated kitchen and bath, ensuite laundry, and a private balcony overlooking a quiet, established neighbourhood. Enjoy a short stroll to picturesque Mill Pond Park, scenic walking trails, summer concerts, festivals, skating, and the charm of historic downtown Richmond Hill. Steps to local cafés, restaurants, boutique shops, library, performing arts centre, schools, parks and transit. Minutes to Richmond Hill GO Station, Hwy 404, Hwy 407 and major amenities. Well-maintained building with low-maintenance living in an unbeatable location. Includes exclusive parking and locker. A rare opportunity to own in a boutique building surrounded by mature trees and the timeless character of Old Richmond Hill.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13495674
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700-799 sq ft
- Cross streets
- Yonge & Centre St W
- Parking
- 1 parking
- Basement
- None
- Heating
- Baseboard
- A/C
- None
- Exterior
- Brick
- Maintenance
- $642/mo
- Exposure
- West
- Property tax
- $1,784 / 2025
- Days on market
- 115
- Listing brokerage
- REAL BROKER ONTARIO LTD.
Rooms
hardwood floor · west view
combined w/dining · hardwood floor · pot lights
hardwood floor · south view
combined w/living · hardwood floor · pot lights
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.
Per square foot, these ask about $664/sqft; this home lists at $634/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Mill Pond, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $379,999 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,101
- Property tax
- $149
- Condo / maintenance fees
- $642
- Heating
- $0
- Estimated monthly cost
- $2,892
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $5,975
- Estimated closing costs
- $5,975
Plus your down payment of $95,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $126,065
- Principal paid down
- $46,429
- Interest paid
- $79,636
- Balance remaining
- $333,570
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.