409-55 Oneida Crescent, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N13507712

$679,000
For Sale
Listed 111 days agoNo offer date statedSitting longer than typical
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2Bedrooms
2Bathrooms
2Garage
900-999Sq ft

About this home

In short

  • 945 sqft of Living Space with Two Parking Spots One Rare Double sized ground level indoor parking right next to door plus one standard sized 2nd level indoor parking.
  • Upgraded to Waterproof Luxury Vinyl Flooring and with soaring 9-foot ceilings and a vast living/dining area nearly 14 feet wide, it offers an abundance of natural...
  • Just minutes away from the future Yonge Subway Extension, and steps to VIVA, GO, Hwy 407, Hwy 7, top-rated schools, shopping, and dining.
  • Enjoy exclusive amenities, including 24-hour concierge, a gym, an indoor pool, multimedia theater, dedicated yoga area, guest suites, sauna, and a rooftop terrace.

945 sqft of Living Space with ** Two Parking Spots ** One Rare Double sized ground level indoor parking right next to door plus one standard sized 2nd level indoor parking !!! Step into the ultimate in luxury living at Sky City Condos, nestled in the vibrant heart of Richmond Hill. Upgraded to Waterproof Luxury Vinyl Flooring and with soaring 9-foot ceilings and a vast living/dining area nearly 14 feet wide, it offers an abundance of natural light through large windows. The private corner unit features unobstructed east-facing views, complemented by two separate walkouts leading to a generous balcony. Just minutes away from the future Yonge Subway Extension, and steps to VIVA, GO, Hwy 407, Hwy 7, top-rated schools, shopping, and dining. Enjoy exclusive amenities, including 24-hour concierge, a gym, an indoor pool, multimedia theater, dedicated yoga area, guest suites, sauna, and a rooftop terrace.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13507712
Bedrooms
2
Bathrooms
2
Size
900-999 sq ft
Cross streets
Yonge St & Hwy 7
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$995/mo
Exposure
East
Property tax
$3,346 / 2025
Days on market
111
Listing brokerage
CENTURY 21 NEW CONCEPT

Rooms

KitchenFlat2.44 × 2.44 m

vinyl floor · open concept

Living RoomFlat5.88 × 4.15 m

vinyl floor · balcony · open concept

Primary BedroomFlat3.54 × 2.93 m

vinyl floor · 4 pc ensuite · balcony

BedroomFlat2.83 × 2.93 m

vinyl floor · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$553K
Observatory
$550K
North Richvale
$643K
Doncrest
$570K
Harding
$514K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,095/mo
$149KIncome needed
4.6×Price ÷ income
$714Weekly cost
$10,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $3,095Property tax $279Condo fee $995Total carry $4,369

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,003per month

Mortgage amount $543,200 · 4.49% over 25 years

$135,800Down payment (20.0%)
$543,200Loan before insurance
$0CMHC premium
$4,277Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,003
Property tax
$279
Condo / maintenance fees
$995
Heating
$0
Estimated monthly cost
$4,277

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,055
Estimated closing costs
$10,055

Plus your down payment of $135,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,635/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$357,834Total interest paid
$901,034Total of all payments
Principal $543,200 Interest $357,834
YearPrincipalInterestBalance
1$12,122$23,919$531,078
2$12,672$23,369$518,406
3$13,248$22,794$505,158
4$13,849$22,192$491,309
5$14,478$21,563$476,831
6$15,135$20,906$461,696
7$15,823$20,219$445,873
8$16,541$19,500$429,332
9$17,292$18,749$412,040
10$18,077$17,964$393,963
11$18,898$17,143$375,065
12$19,756$16,285$355,309
13$20,653$15,388$334,656
14$21,591$14,451$313,066
15$22,571$13,470$290,495
16$23,596$12,446$266,899
17$24,667$11,374$242,232
18$25,787$10,254$216,445
19$26,958$9,083$189,487
20$28,182$7,859$161,305
21$29,461$6,580$131,844
22$30,799$5,242$101,045
23$32,198$3,844$68,847
24$33,659$2,382$35,188
25$35,188$854$0

At the end of your 5-year term

Total paid over the term
$180,207
Principal paid down
$66,369
Interest paid
$113,838
Balance remaining
$476,831

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $3,346− Condo fees $11,942− Insurance $600− Vacancy & upkeep $4,026Net operating income $16,686

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 NEW CONCEPT. MLS®/PropTx.

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