472 Sunset Beach Road, Richmond Hill, ON
Oak Ridges Lake Wilcox, Richmond Hill · MLS® N13511312
About this home
In short
- Living in breathtaking waterfront house in Richmond Hill.
- 1.34 acres with 100 feet frontage rectangular lot shape , 2 nanny suites in basement . extra separate one older house rented for long time.
- Current tenant is willing to stay or tear down to build your own tennis court or other rec. facility. beautifully designed skylight provide all day brightness.
What a rare find !!! Living in breathtaking waterfront house in Richmond Hill. Serene Relaxation. Panoramic view of Lake Wilcox as well as amazing Sunset View .Enjoy Muskoka life without travelling to the north. 1.34 acres with 100 feet frontage rectangular lot shape , 2 nanny suites in basement . extra separate one older house rented for long time. Current tenant is willing to stay or tear down to build your own tennis court or other rec. facility. beautifully designed skylight provide all day brightness. Kindly take a look at Floor Plan attached. Huge balcony for another entertainment.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13511312
- Bedrooms
- 4+2 (6 total)
- Bathrooms
- 6 (2 half)
- Size
- 3000-3500 sq ft
- Lot
- 100 × 585.61 ft
- Cross streets
- Yonge/Sunset Beach Rd
- Parking
- 3 garage · 9 parking (attached)
- Driveway
- Front Yard Parking
- Basement
- Finished with Walk-Out, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $20,997 / 2025
- Days on market
- 80
- Listing brokerage
- HOMELIFE CLASSIC REALTY INC.
Rooms
combined w/dining · hardwood floor
semi ensuite · hardwood floor
overlook water · 6 pc ensuite
overlook water · fireplace
combined w/living · formal rm
4 pc ensuite · overlooks frontyard · hardwood floor
Hardwood Floor
overlooks backyard · breakfast area
W/O To Garden
semi ensuite · hardwood floor
This is a rare parcel: about 1.34 acres. Comparable-sales math works on size and bedrooms, and here the lot is what is being sold, so no automatic estimate is shown. Homes on lots this size in Oak Ridges Lake Wilcox have sold between $2.22M and $6.00M over the last two years (5 sales).
Considering this property? Request a written price readIts public catchment (Richmond Green SS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.74M, which is where my estimate comes from.
Per square foot, these ask about $601/sqft; this home lists at $1,646/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Oak Ridges Lake Wilcox, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 1 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $4,280,000 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $23,428
- Property tax
- $1,750
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $25,177
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $120,225
- Estimated closing costs
- $120,225
Plus your down payment of $1,070,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,405,657
- Principal paid down
- $529,190
- Interest paid
- $876,467
- Balance remaining
- $3,750,810
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Oak Ridges Lake Wilcox (20 of 145 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 28 whole-home leases in Oak Ridges Lake Wilcox signed at a median of $4,238 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,130. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE CLASSIC REALTY INC.. MLS®/PropTx.