16 Macdonald Court, Richmond Hill, ON
Oak Ridges Lake Wilcox, Richmond Hill · MLS® N13764206
About this home
In short
- Backing Onto Ravine @ Quiet Cul-De-Sac Gorgeous House W/4780 S.F Living Space On Large Pie Shape Lot .
- Bright & Spacious Floor Plan W/10' Ceilings On Main, 12' Ceilings In Family, Kitchen & Breakfast.
- 9' Ceiling On The 2nd Floor & Bsmt, 10' Ceiling on primary bedroom.
- Primary Bdrm W/Large His & Hers W/I Closets, 5 Pcs Ensuite & Overlooking Ravine.
- Large Back & Side Yard Backing Onto Ravine For Quiet Enjoyment.
**Backing Onto Ravine @ Quiet Cul-De-Sac ** Gorgeous House W/4780 S.F Living Space On Large Pie Shape Lot . Stone & Stucco Front W/Interlocking Pathway & Patio. Double Door Entrance W/ Stone Porch. Bright & Spacious Floor Plan W/10' Ceilings On Main, 12' Ceilings In Family, Kitchen & Breakfast. 9' Ceiling On The 2nd Floor & Bsmt, 10' Ceiling on primary bedroom. Hardwood Fl Throughout, Oak Staircase W/Iron Pickets. Gourmet Kitchen W/Extended Cabinet W/ Large Canopy. Quartz Counter W/ Large Centre Island, B/I Thermador Appliances, B/I Pantry & Servery. Primary Bdrm W/Large His & Hers W/I Closets, 5 Pcs Ensuite & Overlooking Ravine. Large Back & Side Yard Backing Onto Ravine For Quiet Enjoyment. Builder Finished Bsmt With 2 Bdrms, Large Rec, 3 Pcs Bath & Wet Bar. Long Driveway Can Park 4 Cars. Backyard Interlock (2022), washer and dryer (2022), stove (2022).
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13764206
- Bedrooms
- 4+2 (6 total)
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 31.27 × 143.49 ft
- Cross streets
- Bayview & Bloomington
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Private Double
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $11,379 / 2026
- Days on market
- 10
- Listing brokerage
- FIRST CLASS REALTY INC.
Rooms
open concept · large window · hardwood floor
3 pc bath · window · laminate
4 pc ensuite · walk-in closet(s) · hardwood floor
double doors · coffered ceiling(s) · hardwood floor
semi ensuite · his and hers closets · coffered ceiling(s)
granite counters · breakfast area · pantry
5 pc ensuite · walk-in closet(s) · hardwood floor
pot lights · large window · hardwood floor
gas fireplace · overlooks ravine · hardwood floor
semi ensuite · large window · walk-in closet(s)
open concept · wet bar · laminate
closet · window · laminate
Listed at $2,039,000 with no offer date. Homes here have been closing close to ask, so my read is $2.05M, typically $1.93M to $2.04M. Comparable closings on their own put this home around $1.94M, which supports the ask, so this is a firm read.
Total price vs nearby homes. Likely closing about $2.05M, from 25 recent closings in this pocket.
The market behind the math:
About 2.2 months of inventory: 18 detached homes for sale in the area against 25 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $627/sqft against an area asking average of $617/sqft. Size and $/sqft both feed the estimate above.
- Ravine / green setting. This home is described as backing onto a ravine or green setting. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 25 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.52M. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
Its public catchment (Richmond Green SS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($627/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 25 comparable homes that sold in Oak Ridges Lake Wilcox over the past two years, from 177 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $586/sqft; this home lists at $627/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Oak Ridges Lake Wilcox, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 1 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $1,631,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,929
- Property tax
- $948
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $9,877
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $37,450
- Estimated closing costs
- $37,450
Plus your down payment of $407,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $535,726
- Principal paid down
- $201,686
- Interest paid
- $334,040
- Balance remaining
- $1,429,514
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 57 whole-home leases in Oak Ridges Lake Wilcox signed at a median of $4,353 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,150. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FIRST CLASS REALTY INC.. MLS®/PropTx.