9 Emily Court, Richmond Hill, ON

Oak Ridges Lake Wilcox, Richmond Hill · MLS® N13797268

$1,475,000
For Sale
Listed 3 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Welcome to a wonderful opportunity in the prestigious Lake Wilcox community of Oak Ridges.
  • Lovingly owned by the same family since new and offered for sale for the very first time, this bright & spacious 4-bedroom home offers over 3,080 sq. ft. of finished...
  • The main floor features hardwood flooring, with formal living & dining rooms perfect for entertaining.
  • Upstairs are 4 generously sized bedrooms, including a spacious primary retreat with 2 walk-in closets & a 4-piece ensuite with soaker tub.
  • The unfinished basement offers plenty of potential to create the space you've been dreaming of.

Welcome to a wonderful opportunity in the prestigious Lake Wilcox community of Oak Ridges! Lovingly owned by the same family since new and offered for sale for the very first time, this bright & spacious 4-bedroom home offers over 3,080 sq. ft. of finished living space, a fantastic family-friendly layout & plenty of room to make it your own. The main floor features hardwood flooring, with formal living & dining rooms perfect for entertaining. A separate den offers flexibility as a home office, study or playroom. At the heart of the home is the large eat-in kitchen featuring granite countertops, stainless steel appliances & a walkout to the deck, overlooking the inviting family room with a cozy gas fireplace. Main-floor laundry with direct access to the double-car garage adds everyday convenience. Upstairs are 4 generously sized bedrooms, including a spacious primary retreat with 2 walk-in closets & a 4-piece ensuite with soaker tub. The 2nd bedroom also enjoys its own private 4-piece ensuite. Bring your ideas & personal style! The unfinished basement offers plenty of potential to create the space you've been dreaming of. Tucked away on a quiet court with access to nearby trails, enjoy Lake Wilcox Park, Bond Lake, Oak Ridges Community Centre, schools & parks, with shops & restaurants along Yonge St. just a short walk away. Convenient access to major highways, YRT, VIVA & GO Transit. A rare opportunity to put your own finishing touches on a spacious family home in one of Richmond Hill's most desirable communities!

Key facts

Property type
Detached, 2-Storey
MLS®
N13797268
Bedrooms
4
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
46 × 109.26 ft
Cross streets
Yonge St & Worthington Ave
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,145 / 2026
Days on market
3
Listing brokerage
MAIN STREET REALTY LTD.

Rooms

LaundryMain0.00 × 0.00 m
Bedroom 4Second3.66 × 3.66 m

broadloom · semi ensuite · closet

KitchenMain3.66 × 2.62 m

ceramic floor · eat-in kitchen · granite counters

Bedroom 2Second3.35 × 4.08 m

broadloom · 4 pc ensuite · closet

Family RoomMain3.66 × 5.06 m

hardwood floor · gas fireplace · large window

Primary BedroomSecond4.27 × 5.79 m

broadloom · 4 pc ensuite · walk-in closet(s)

BreakfastMain5.12 × 3.23 m

ceramic floor · sliding doors · overlooks family

Bedroom 3Second3.35 × 3.66 m

broadloom · semi ensuite · walk-in closet(s)

Dining RoomMain4.27 × 1.71 m

combined w/living · hardwood floor · window

Living RoomMain4.51 × 1.68 m

combined w/dining · hardwood floor · vaulted ceiling(s)

DenMain2.74 × 3.66 m

hardwood floor · window

Our TakeTeam Asgarian · Broker
Likely to sell near ask
$1.49Mlikely closing

Listed at $1,475,000 with no offer date. Homes here have been closing close to ask, so my read is $1.49M, typically $1.40M to $1.48M. Comparable closings on their own put this home around $1.45M, which supports the ask, so this is a firm read.

Compared as a project. The listing presents this home as one to renovate or rebuild, so the finished homes among its comparable sales were adjusted for that before comparing.

List price
$1.40MBelow recent closings$1.48MAbove recent closings

Total price vs nearby homes. Likely closing about $1.49M, from 25 recent closings in this pocket.

The market behind the math:

25sold nearby · 90 days
$1.22Mmedian sold price
101%of asking, on average
−18%prices vs a year ago
~21 dayshomes like this take to sell
3days on market so far
$4,895/moest. rent · 64 leases
4.0%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2 months of inventory: 17 detached homes for sale in the area against 25 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $454/sqft against an area asking average of $635/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 25 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.27M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Richmond Green SS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 25 comparable homes that sold in Oak Ridges Lake Wilcox over the past two years, from 177 closings there.

What sellers nearby are askingCurrently listed nearby in Oak Ridges Lake Wilcox · asking prices
$1.46Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $517/sqft; this home lists at $454/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.48MThis home1.30M1.40M1.59M1.49M1.53MThis home vs active comparables

Neighbourhood & location

Oak Ridges Lake Wilcox, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges
$2.05M
Jefferson
$1.64M
Rural Richmond Hill
$2.94M
Devonsleigh
$1.47M
Westbrook
$1.57M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lake Wilcox PS
69%
Lake Wilcox PSPublic · Elementary · JK-8 · 0.9 km awayAround the GTA average · 69% meet the provincial standard
Also nearby: 3 more schools within 2.5 km
Bond Lake Public School · Public elementary1.6 km · 89% at standard
Oak Ridges Public School · Public elementary1.6 km · 62% at standard
Our Lady of Hope Catholic Elementary School · Catholic elementary2.2 km · 84% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,723/mo
$278KIncome needed
5.3×Price ÷ income
$1,551Weekly cost
$25,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,723Property tax $595Total carry $7,318

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,459per month

Mortgage amount $1,180,000 · 4.39% over 25 years

$295,000Down payment (20.0%)
$1,180,000Loan before insurance
$0CMHC premium
$7,054Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,459
Property tax
$595
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,054

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$25,975
Estimated closing costs
$25,975

Plus your down payment of $295,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$7,825/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$757,705Total interest paid
$1,937,705Total of all payments
Principal $1,180,000 Interest $757,705
YearPrincipalInterestBalance
1$26,702$50,806$1,153,298
2$27,887$49,621$1,125,411
3$29,125$48,383$1,096,286
4$30,417$47,091$1,065,869
5$31,767$45,741$1,034,102
6$33,177$44,331$1,000,925
7$34,650$42,859$966,275
8$36,187$41,321$930,087
9$37,794$39,715$892,294
10$39,471$38,037$852,823
11$41,223$36,286$811,600
12$43,052$34,456$768,548
13$44,963$32,545$723,585
14$46,958$30,550$676,627
15$49,043$28,466$627,584
16$51,219$26,289$576,365
17$53,492$24,016$522,873
18$55,866$21,642$467,006
19$58,346$19,162$408,661
20$60,935$16,573$347,725
21$63,640$13,868$284,085
22$66,464$11,044$217,621
23$69,414$8,094$148,207
24$72,495$5,013$75,712
25$75,712$1,796$0

At the end of your 5-year term

Total paid over the term
$387,541
Principal paid down
$145,898
Interest paid
$241,643
Balance remaining
$1,034,102

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 64 whole-home leases in Oak Ridges Lake Wilcox$4,895/mo
$58,740Gross annual rent
3.0%Cap rate after taxes and upkeep
$4,602 to $5,140Typical rent range
~29 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 64 whole-home leases in Oak Ridges Lake Wilcox signed at a median of $4,277 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,895. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.0%
Gross yield
− Property tax $7,145− Insurance $1,400− Vacancy & upkeep $6,461Net operating income $43,734

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MAIN STREET REALTY LTD.. MLS®/PropTx.

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