84 Worthington Avenue, Richmond Hill, ON

Oak Ridges Lake Wilcox, Richmond Hill · MLS® N13753652

$1,399,000
For Sale
Listed 12 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Welcome to the Lake Wilcox lifestyle.
  • Bright, sun-filled detached 2-storey home on a premium corner lot in sought-after Oak Ridges.
  • Renovated washrooms and a private primary retreat with its own gas fireplace add comfort and style.
  • The finished basement offers exceptional versatility for extended family, guests or recreation, featuring a second kitchen, 3-piece bath, electric fireplace and...
  • Ideally located near Lake Wilcox Park, waterfront promenade and boardwalk, parks, nature trails and the Oak Ridges Community Centre & Pool.

Welcome to the Lake Wilcox lifestyle! Bright, sun-filled detached 2-storey home on a premium corner lot in sought-after Oak Ridges. Surrounded by windows, this inviting home offers abundant natural light and spacious principal rooms. Living and family rooms feature a beautiful two-sided gas fireplace with built-in cabinetry. Renovated washrooms and a private primary retreat with its own gas fireplace add comfort and style. The finished basement offers exceptional versatility for extended family, guests or recreation, featuring a second kitchen, 3-piece bath, electric fireplace and generous living space. Well-equipped kitchens feature stainless steel appliances including 1 refrigerator, 2 stoves, 2 built-in dishwashers, OTR convection microwave, Faber hood fan, bar fridge and an additional refrigerator in the utility room. Additional features include Ecobee thermostat, central vacuum, security system and heated basement bathroom floors. Enjoy the beautifully landscaped backyard with stone patio, perfect for entertaining and family gatherings, plus irrigation system and shed. Ideally located near Lake Wilcox Park, waterfront promenade and boardwalk, parks, nature trails and the Oak Ridges Community Centre & Pool. Enjoy swimming, fitness, sports and year-round recreation close to home. Surrounded by green space and the Oak Ridges Moraine, with schools, French immersion options, shopping, restaurants and everyday amenities nearby. Easy access to Yonge Street and major routes. A wonderful opportunity to enjoy space, comfort and an exceptional family-friendly community. Move-in ready!

Key facts

Property type
Detached, 2-Storey
MLS®
N13753652
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
52.67 × 101.55 ft
Cross streets
Yonge St/ Worthington Avenue
Parking
2 garage · 4 parking (built-in)
Driveway
Private Double
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,169 / 2025
Days on market
12
Listing brokerage
REALINVEST CANADA INC.

Rooms

BreakfastMain0.00 × 0.00 m

ceramic floor · w/o to patio · combined w/kitchen

Dining RoomMain3.33 × 3.65 m

hardwood floor · coffered ceiling(s)

KitchenBasement4.24 × 2.68 m

laminate · pot lights

Living RoomMain3.41 × 3.64 m

hardwood floor · 2 way fireplace · b/i shelves

Family RoomMain3.30 × 5.03 m

laminate · 2 way fireplace · b/i shelves

RecreationBasement7.70 × 4.98 m

laminate · pot lights · electric fireplace

Bedroom 3Second3.35 × 3.62 m

hardwood floor · walk-in closet(s)

LaundryMain2.32 × 1.92 m

laundry sink · w/o to garage

Bedroom 4Second3.30 × 4.36 m

hardwood floor · walk-in closet(s)

Bedroom 2Second3.63 × 3.04 m

hardwood floor · closet

OtherBasement4.60 × 2.00 m

irregular room · laminate

Primary BedroomSecond5.15 × 4.92 m

gas fireplace · walk-in closet(s) · 5 pc ensuite

KitchenMain3.94 × 4.61 m

ceramic floor · ceramic backsplash · pot lights

Our TakeTeam Asgarian · Broker
Likely to sell near ask
$1.41Mlikely closing

Listed at $1,399,000 with no offer date. Homes here have been closing close to ask, so my read is $1.41M, typically $1.32M to $1.40M. Comparable closings on their own put this home around $1.32M, which supports the ask, so this is a firm read.

One thing to square: the homes for sale nearby are asking more than this one. My estimate is built on recent closings, and around here sellers have been asking more than buyers end up paying. So this can be the least expensive home on the street and still be priced ahead of where sales actually land.

List price
$1.32MBelow recent closings$1.40MAbove recent closings

Total price vs nearby homes. Likely closing about $1.41M, from 25 recent closings in this pocket.

The market behind the math:

25sold nearby · 90 days
$1.22Mmedian sold price
101%of asking, on average
−18%prices vs a year ago
~21 dayshomes like this take to sell
12days on market so far
$4,481/moest. rent · 58 leases
3.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.9 months of inventory: 16 detached homes for sale in the area against 25 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $509/sqft against an area asking average of $647/sqft. Size and $/sqft both feed the estimate above.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 25 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.23M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully
Schools & getting aroundcatchment and transit

Its public catchment (Richmond Green SS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($509/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 25 comparable homes that sold in Oak Ridges Lake Wilcox over the past two years, from 177 closings there.

Neighbourhood & location

Oak Ridges Lake Wilcox, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges
$2.05M
Jefferson
$1.64M
Rural Richmond Hill
$2.94M
Devonsleigh
$1.47M
Westbrook
$1.57M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lake Wilcox PS
69%
Lake Wilcox PSPublic · Elementary · JK-8 · 0.9 km awayAround the GTA average · 69% meet the provincial standard
Also nearby: 3 more schools within 2.5 km
Oak Ridges Public School · Public elementary1.8 km · 62% at standard
Bond Lake Public School · Public elementary2.0 km · 89% at standard
Our Lady of Hope Catholic Elementary School · Catholic elementary2.3 km · 84% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,376/mo
$262KIncome needed
5.3×Price ÷ income
$1,471Weekly cost
$24,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $6,376Property tax $514Total carry $6,890

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,126per month

Mortgage amount $1,119,200 · 4.39% over 25 years

$279,800Down payment (20.0%)
$1,119,200Loan before insurance
$0CMHC premium
$6,640Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,126
Property tax
$514
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,640

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,455
Estimated closing costs
$24,455

Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$7,422/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$718,664Total interest paid
$1,837,864Total of all payments
Principal $1,119,200 Interest $718,664
YearPrincipalInterestBalance
1$25,326$48,188$1,093,874
2$26,450$47,064$1,067,424
3$27,624$45,891$1,039,800
4$28,850$44,665$1,010,950
5$30,130$43,384$980,819
6$31,468$42,047$949,351
7$32,864$40,650$916,487
8$34,323$39,192$882,164
9$35,846$37,668$846,318
10$37,437$36,077$808,881
11$39,099$34,416$769,782
12$40,834$32,681$728,948
13$42,646$30,868$686,302
14$44,539$28,976$641,763
15$46,516$26,999$595,248
16$48,580$24,934$546,668
17$50,736$22,778$495,932
18$52,988$20,527$442,944
19$55,340$18,175$387,604
20$57,796$15,719$329,808
21$60,361$13,154$269,448
22$63,040$10,475$206,408
23$65,837$7,677$140,571
24$68,759$4,755$71,811
25$71,811$1,703$0

At the end of your 5-year term

Total paid over the term
$367,573
Principal paid down
$138,381
Interest paid
$229,192
Balance remaining
$980,819

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 58 whole-home leases in Oak Ridges Lake Wilcox$4,481/mo
$53,772Gross annual rent
2.9%Cap rate after taxes and upkeep
$4,183 to $4,711Typical rent range
~29 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 58 whole-home leases in Oak Ridges Lake Wilcox signed at a median of $4,238 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,481. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.8%
Gross yield
− Property tax $6,169− Insurance $1,400− Vacancy & upkeep $5,915Net operating income $40,288

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALINVEST CANADA INC.. MLS®/PropTx.

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