727 Sunset Beach Road, Richmond Hill, ON
Oak Ridges Lake Wilcox, Richmond Hill · MLS® N13517040
About this home
Magnificent Appx 9,000 Sq Ft Living Space, Ultra Custom Home With The Most Majestic Views Of Lake Wilcox. Soaring 22 Ft Ceilings In Main Floor W/ Wood Paneling Thru Out, Entire House Wrapped In Natural Indiana Limestone, Cedar Roof, Elevator, Open Riser Staircase W/ Wrought Iron Railings, Huge Balcony View Of Lake, Theater Room , Wine Cellar, Bar, Prof Landscaped, Breathtaking View Of Lake ! Motivated Seller.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13517040
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 5 (1 half)
- Size
- 5,000 sq ft
- Lot
- 78 × 146 ft
- Cross streets
- Bayview / Bayview Park Ln
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $20,325 / 2026
- Days on market
- 80
- Listing brokerage
- MASTER`S TRUST REALTY INC.
Rooms
4 pc ensuite · walk-in closet(s)
overlook water · family size kitchen · breakfast area
4 pc ensuite · walk-in closet(s)
vaulted ceiling(s) · panelled · crown moulding
overlook water · 7 pc ensuite · double closet
overlook water · b/i bookcase
panelled · crown moulding
panelled · crown moulding
overlook water · 7 pc ensuite · walk-in closet(s)
This home is in the largest size bracket the board records (5,000 sq ft and up). Comparable-sales math compares homes by size, and too few homes this large sell nearby to compare it fairly, so no automatic estimate is shown. The largest homes in Oak Ridges Lake Wilcox (3,500 sq ft and up) have sold between $1.60M and $6.00M over the last two years (28 sales).
Considering this property? Request a written price readOn schools, this address is zoned for Bond Lake PS, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.69M, which is where my estimate comes from.
Per square foot, these ask about $641/sqft; this home lists at $900/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Oak Ridges Lake Wilcox, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 1 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $3,600,000 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $19,705
- Property tax
- $1,694
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $21,399
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $98,975
- Estimated closing costs
- $98,975
Plus your down payment of $900,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,182,328
- Principal paid down
- $445,113
- Interest paid
- $737,215
- Balance remaining
- $3,154,887
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Oak Ridges Lake Wilcox (20 of 145 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 10 whole-home leases in Oak Ridges Lake Wilcox signed at a median of $4,974 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,811. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MASTER`S TRUST REALTY INC.. MLS®/PropTx.