34 Montorio Drive, Richmond Hill, ON

Rural Richmond Hill, Richmond Hill · MLS® N13540068

$2,499,900
For Sale
Listed 103 days agoNo offer date statedSitting longer than typical
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4Bedrooms
5Bathrooms
2Garage · 4 parking
3500-5000Sq ft

About this home

In short

  • THE "MOUNTRIDGE B" APPROX 4,100SF IN NEW & EXCLUSIVE OAKRIDGE GREEN NEIGHBORHOOD BUILT BY SUNDANCE HOMES IN QUIET CUL-DE-SAC SURROUNDED BY UNTOUCHED NATURAL AREA.
  • STEPS TO GO STATION, MINUTES FROM HWY 404 & SHOPPING THE YONGE STREET STRIP.
  • BEAUTIFUL PIE SHAPED LOT BACKING ONTO PROTECTED GREEN SPACE.
  • APPROX 10'GROUND FLOOR, 9' 2ND FLOOR, 9' BSMNT CEILING HEIGHTS; SMOOTH CEILINGS THROUGHOUT; 8' INTERIOR DOORS ON MAIN FLOOR & 2nd FLOOR; POT LIGHTS ON MAIN FLOOR W/...
  • 4 LARGE BEDROOMS W/SEPARATE ENSUITES ON 2ND FLOOR.

THE "MOUNTRIDGE B" APPROX 4,100SF IN NEW & EXCLUSIVE OAKRIDGE GREEN NEIGHBORHOOD BUILT BY SUNDANCE HOMES IN QUIET CUL-DE-SAC SURROUNDED BY UNTOUCHED NATURAL AREA. STEPS TO GO STATION, MINUTES FROM HWY 404 & SHOPPING THE YONGE STREET STRIP. BEAUTIFUL PIE SHAPED LOT BACKING ONTO PROTECTED GREEN SPACE. APPROX 10'GROUND FLOOR, 9' 2ND FLOOR, 9' BSMNT CEILING HEIGHTS; SMOOTH CEILINGS THROUGHOUT; 8' INTERIOR DOORS ON MAIN FLOOR & 2nd FLOOR; POT LIGHTS ON MAIN FLOOR W/ GROUND FLOOR LAUNDRY. QUALITY STONE COUNTERTOP IN KITCHEN & ALL BATHROOMS. LARGE KITCHEN W/ ISLAND, PANTRY & SERVERY. GAS FIREPLACE IN FAMILY ROOM. 4 LARGE BEDROOMS W/SEPARATE ENSUITES ON 2ND FLOOR. FREE STANDING TUB & FRAMELESS GLASS SHOWER IN MAIN ENSUITE. Please refer to siteplan Lot 8 for approximate lot dimensions. Markings & grass as laid currently may not reflect property lines. TAXES NOT YET ASSESSED.

Key facts

Property type
Detached, 2-Storey
MLS®
N13540068
Bedrooms
4
Bathrooms
5 (1 half)
Size
3500-5000 sq ft
Lot
43 × 121 ft
Cross streets
Leslie St & Bethesda Side Rd
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Unfinished
Heating
Forced Air
A/C
None
Exterior
Brick, Stone
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Days on market
103
Listing brokerage
PIVOT REAL ESTATE GROUP

Rooms

KitchenMain2.70 × 4.50 m

Pantry

Bedroom 4Second4.10 × 4.50 m

3 pc ensuite · walk-in closet(s)

Primary BedroomSecond5.40 × 4.50 m

5 pc ensuite · walk-in closet(s)

BreakfastMain3.00 × 4.50 m
OfficeMain2.70 × 3.30 m
Dining RoomMain5.70 × 3.60 m
Bedroom 2Second3.90 × 4.20 m

cathedral ceiling(s) · 4 pc ensuite

Bedroom 3Second3.90 × 4.80 m

3 pc ensuite · walk-in closet(s)

DenSecond3.60 × 3.70 m
Family RoomMain3.80 × 5.70 m

Gas Fireplace

Living RoomMain3.80 × 4.10 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Richmond Hill, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges Lake Wilcox
$1.50M
Oak Ridges
$1.45M
Jefferson
$1.41M
Westbrook
$1.58M
Crosby
$1.92M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$11,394/mo
$490KIncome needed
5.1×Price ÷ income
$2,629Weekly cost
$48,973Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $11,394Estimated property tax $1,562Total carry $12,956

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,058per month

Mortgage amount $1,999,920 · 4.49% over 25 years

$499,980Down payment (20.0%)
$1,999,920Loan before insurance
$0CMHC premium
$12,620Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,058
Estimated property tax
$1,562
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,620

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$48,973
Estimated closing costs
$48,973

Plus your down payment of $499,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$13,384/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,317,450Total interest paid
$3,317,370Total of all payments
Principal $1,999,920 Interest $1,317,450
YearPrincipalInterestBalance
1$44,630$88,065$1,955,290
2$46,656$86,039$1,908,634
3$48,774$83,920$1,859,860
4$50,989$81,706$1,808,871
5$53,304$79,391$1,755,567
6$55,724$76,970$1,699,842
7$58,254$74,440$1,641,588
8$60,899$71,795$1,580,689
9$63,664$69,030$1,517,024
10$66,555$66,140$1,450,469
11$69,577$63,118$1,380,892
12$72,736$59,959$1,308,156
13$76,039$56,656$1,232,117
14$79,491$53,204$1,152,626
15$83,100$49,595$1,069,526
16$86,873$45,822$982,653
17$90,818$41,877$891,835
18$94,941$37,754$796,894
19$99,252$33,443$697,642
20$103,758$28,936$593,884
21$108,469$24,225$485,414
22$113,394$19,300$372,020
23$118,543$14,152$253,477
24$123,925$8,770$129,552
25$129,552$3,143$0

At the end of your 5-year term

Total paid over the term
$663,474
Principal paid down
$244,353
Interest paid
$419,121
Balance remaining
$1,755,567

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $17,499− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $59,599

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PIVOT REAL ESTATE GROUP. MLS®/PropTx.

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