120 Upper Post Road, Vaughan, ON
Patterson, Vaughan · MLS® N13542310
About this home
In short
- Welcome to 120 Upper Post Rd, a beautifully appointed luxury residence on a premium ravine lot in one of Patterson's most prestigious communities.
- Elegant principal rooms, generously sized bedrooms, and a bright walk-out basement provide exceptional space and functionality.
Welcome to 120 Upper Post Rd, a beautifully appointed luxury residence on a premium ravine lot in one of Patterson's most prestigious communities. This exceptional triple-car garage home blends timeless elegance with modern comfort.Designed for both everyday living and entertaining, the home features an expanded family room-a premium builder upgrade that creates a brighter, more spacious living area rarely found in similar homes. Elegant principal rooms, generously sized bedrooms, and a bright walk-out basement provide exceptional space and functionality. Extensively upgraded over the years and impeccably maintained, the home showcases refined finishes and true pride of ownership throughout.Ideally located just minutes from top-rated schools, parks, trails, golf courses, shopping, restaurants, Maple GO Station, and major highways. A rare opportunity to own a beautifully upgraded, move-in-ready home in one of Vaughan's most sought-after luxury neighbourhoods.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13542310
- Bedrooms
- 5
- Bathrooms
- 5 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 73.93 × 105 ft
- Cross streets
- Dufferin/Valley Vista.
- Parking
- 3 garage · 9 parking (attached)
- Driveway
- Private
- Basement
- Full, Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Brick
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,558 / 2026
- Days on market
- 102
- Listing brokerage
- HC REALTY GROUP INC.
Rooms
semi ensuite · walk-in closet(s) · broadloom
Hardwood Floor
semi ensuite · walk-in closet(s) · broadloom
hardwood floor · fireplace
semi ensuite · walk-in closet(s) · broadloom
semi ensuite · walk-in closet(s) · broadloom
breakfast area · overlooks ravine
backsplash · modern kitchen
5 pc ensuite · his and hers closets · combined w/sitting
Hardwood Floor
Hardwood Floor
Listed at $3,388,000. Going by how homes in Patterson have actually closed against their asking prices (about 101%, 60 local closings in 90 days), the likely sale price is near $3.40M, if it sells. A realistic range is $3.19M to $3.84M.
Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.
Longer on the market than typical. 102 days on the market against about 27 for homes like it here, and asking 67% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $3.40M, from 60 recent closings in this pocket.
The market behind the math:
About 1.8 months of inventory: 35 detached homes for sale in the area against 60 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $797/sqft against an area asking average of $637/sqft.
- Ravine / green setting. This home is described as backing onto a ravine or green setting. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
- Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 60 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.65M. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential. Income potential
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 60 comparable homes that sold in Patterson over the past two years, from 500 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $775/sqft; this home lists at $797/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Patterson: $1.42M in September 2026, down 8% from a year ago, on 259 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.73M | 33 |
| November 2025 | $1.79M | 22 |
| December 2025 | $1.52M | 12 |
| January 2026 | $1.57M | 8 |
| February 2026 | $1.61M | 17 |
| March 2026 | $1.71M | 24 |
| April 2026 | $1.65M | 21 |
| May 2026 | $1.79M | 32 |
| June 2026 | $1.63M | 29 |
| July 2026 | $1.65M | 17 |
| August 2026 | $1.62M | 24 |
| September 2026 | $1.42M | 20 |
Neighbourhood & location
Patterson, Vaughan, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $2,710,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $14,986
- Property tax
- $547
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $15,533
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $71,175
- Estimated closing costs
- $71,175
Plus your down payment of $677,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $899,176
- Principal paid down
- $331,161
- Interest paid
- $568,015
- Balance remaining
- $2,379,239
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Patterson (46 of 285 recent detached leases were basement units, around $2,000 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,000 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 60 whole-home leases in Patterson signed at a median of $6,093 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,749. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HC REALTY GROUP INC.. MLS®/PropTx.