206 Fairwood Drive, Georgina, ON

Keswick South, Georgina · MLS® N13544736

$657,000
For Sale
Listed 102 days agoNo offer date statedSitting longer than typical
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3+1Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Your Search Ends Here! Welcome to this beautifully upgraded FREEHOLD 2-Storey Townhome in the highly desirable Keswick South, just minutes to Lake Simcoe and Hwy 404.
  • Combining modern upgrades, functional living space and an unbeatable location, this exceptional home is perfect for first-time buyers, families, downsizers and...
  • Stunning 2026 Renovations - Move-In Ready. Thousands spent on quality upgrades including freshly painted interior, carpet-free Brazilian Cherry solid hardwood...
  • Prime Location. Nestled in sought-after Keswick South, only minutes to Lake Simcoe, beaches, marinas, parks, schools, shopping, restaurants, recreation facilities and...
  • Exceptional Opportunity. Whether you're purchasing your first home, downsizing or investing, this turnkey property offers the perfect combination of tasteful...

Your Search Ends Here!** Welcome to this beautifully upgraded **FREEHOLD 2-Storey Townhome** in the highly desirable **Keswick South**, just minutes to **Lake Simcoe** and **Hwy 404**. Combining modern upgrades, functional living space and an unbeatable location, this exceptional home is perfect for first-time buyers, families, downsizers and investors.5 Reasons You'll Fall in Love With This Home:1. Stunning 2026 Renovations - Move-In Ready.** Thousands spent on quality upgrades including freshly painted interior, carpet-free **Brazilian Cherry solid hardwood flooring throughout**, and a beautifully renovated modern bathroom. Every detail has been thoughtfully updated for stylish, worry-free living.2. Bright & Functional Layout.** Sun-filled principal rooms, large windows, generous living and dining areas, and a practical floor plan create an inviting space for everyday family living and effortless entertaining.3. Freehold Ownership.** Enjoy the freedom of **NO monthly maintenance fees**, offering lower carrying costs and outstanding long-term value.4. Prime Location.** Nestled in sought-after Keswick South, only minutes to **Lake Simcoe**, beaches, marinas, parks, schools, shopping, restaurants, recreation facilities and all essential amenities. Convenient access to Hwy 404** makes commuting throughout the GTA quick and easy.5. Exceptional Opportunity.** Whether you're purchasing your first home, downsizing or investing, this turnkey property offers the perfect combination of tasteful renovations, comfortable living, desirable location and outstanding value. Simply unpack, move in and start enjoying everything this beautiful home and vibrant lakeside community have to offer!

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13544736
Bedrooms
3+1 (4 total)
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
19.69 × 98.47 ft
Cross streets
Woodbine Ave / Glenwoods Ave
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,741 / 2025
Days on market
102
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Primary BedroomUpper3.96 × 3.35 m

hardwood floor · stainless steel appl

Family RoomGround3.45 × 3.05 m

hardwood floor · open concept

Bedroom 3Upper3.26 × 2.68 m

hardwood floor · stainless steel appl

Bedroom 2Upper3.26 × 3.04 m

hardwood floor · stainless steel appl

Living RoomGround5.79 × 3.65 m

hardwood floor · open concept

RecreationBasement6.80 × 4.50 m

open concept · stainless steel appl

LaundryBasement2.50 × 2.50 m

open concept · stainless steel appl

Dining RoomGround5.79 × 3.65 m

hardwood floor · open concept

BedroomBasement3.96 × 3.04 m

open concept · stainless steel appl

KitchenGround3.04 × 2.86 m

open concept · stainless steel appl

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Keswick South · asking prices
$689kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market.

Per square foot, these ask about $459/sqft; this home lists at $505/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
657kThis home639k699k670k750kThis home vs active comparables

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sutton & Jackson's Point
$701K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,994/mo
$128KIncome needed
5.1×Price ÷ income
$691Weekly cost
$9,615Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $2,994Property tax $312Total carry $3,306

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,906per month

Mortgage amount $525,600 · 4.49% over 25 years

$131,400Down payment (20.0%)
$525,600Loan before insurance
$0CMHC premium
$3,218Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,906
Property tax
$312
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,218

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,615
Estimated closing costs
$9,615

Plus your down payment of $131,400. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,517/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$346,240Total interest paid
$871,840Total of all payments
Principal $525,600 Interest $346,240
YearPrincipalInterestBalance
1$11,729$23,144$513,871
2$12,262$22,612$501,609
3$12,818$22,055$488,791
4$13,400$21,473$475,390
5$14,009$20,865$461,381
6$14,645$20,229$446,736
7$15,310$19,564$431,427
8$16,005$18,869$415,422
9$16,732$18,142$398,690
10$17,491$17,382$381,198
11$18,286$16,588$362,913
12$19,116$15,758$343,797
13$19,984$14,890$323,813
14$20,891$13,983$302,922
15$21,840$13,034$281,083
16$22,831$12,042$258,251
17$23,868$11,006$234,384
18$24,952$9,922$209,432
19$26,084$8,789$183,348
20$27,269$7,605$156,079
21$28,507$6,367$127,572
22$29,801$5,072$97,771
23$31,154$3,719$66,616
24$32,569$2,305$34,048
25$34,048$826$0

At the end of your 5-year term

Total paid over the term
$174,368
Principal paid down
$64,219
Interest paid
$110,149
Balance remaining
$461,381

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $3,741− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,423

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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