16 Bernadotte Drive, Markham, ON

Devil's Elbow, Markham · MLS® N13552192

$3,680,000
For Sale
Listed 101 days agoNo offer date statedSitting longer than typical
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4Bedrooms
3Bathrooms
2Garage · 10 parking
3500-5000Sq ft

About this home

In short

  • Build The Mansion Of Your Dreams In One Of Markham's Most Prestigious Estate Communities.
  • Rare Nearly 2-Acre Property Featuring A Private Pond, Mature Wooded Setting, And Exceptional Privacy.
  • Located In Exclusive Cachet Estates, Surrounded By Luxury Homes And Close To Top-Ranked Schools, Angus Glen Golf Club, Community Centre, Shopping, Hwy 404/407, And...

Build The Mansion Of Your Dreams In One Of Markham's Most Prestigious Estate Communities. Rare Nearly 2-Acre Property Featuring A Private Pond, Mature Wooded Setting, And Exceptional Privacy. Ideal For A Luxury Custom Home, Landmark Estate Residence, Or Future Investment. The Natural Grade Offers Outstanding Potential For A Walk-Out Design Showcasing Panoramic Views Of Your Own Scenic Backyard Retreat. Located In Exclusive Cachet Estates, Surrounded By Luxury Homes And Close To Top-Ranked Schools, Angus Glen Golf Club, Community Centre, Shopping, Hwy 404/407, And Markham Downtown. A Truly Once-In-A-Generation Opportunity.

Key facts

Property type
Detached, 2-Storey
MLS®
N13552192
Bedrooms
4
Bathrooms
3 (1 half)
Size
3500-5000 sq ft
Lot
117.43 × 418.25 ft
Cross streets
Warden/Major Mackenzie
Parking
2 garage · 10 parking (attached)
Driveway
Private
Basement
Finished
Heating
Baseboard
A/C
None
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Septic
Property tax
$16,509 / 2026
Days on market
101
Listing brokerage
HC REALTY GROUP INC.

Rooms

Primary BedroomSecond5.56 × 3.90 m
Family RoomMain5.15 × 3.89 m
Bedroom 2Second4.65 × 4.34 m
OfficeMain3.28 × 3.12 m
Bedroom 3Second3.65 × 2.67 m
Bedroom 4Second4.57 × 3.51 m
Dining RoomMain3.49 × 3.28 m
KitchenMain5.33 × 3.53 m
Living RoomMain5.72 × 3.79 m
LaundrySecond3.50 × 2.74 m
SittingSecond5.52 × 3.85 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Devil's Elbow · asking prices
$3.32Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $729/sqft; this home lists at $866/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
3.68MThis home2.99M2.49M4.49MThis home vs active comparables

Neighbourhood & location

Devil's Elbow, Markham, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cachet
$2.30M
Unionville
$2.16M
Berczy
$1.61M
Wismer
$1.53M
Bullock
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$16,772/mo
$684KIncome needed
5.4×Price ÷ income
$3,871Weekly cost
$78,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $16,772Property tax $1,376Total carry $18,148

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$16,278per month

Mortgage amount $2,944,000 · 4.49% over 25 years

$736,000Down payment (20.0%)
$2,944,000Loan before insurance
$0CMHC premium
$17,654Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$16,278
Property tax
$1,376
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,654

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$78,475
Estimated closing costs
$78,475

Plus your down payment of $736,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$19,702/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,939,364Total interest paid
$4,883,364Total of all payments
Principal $2,944,000 Interest $1,939,364
YearPrincipalInterestBalance
1$65,698$129,637$2,878,302
2$68,680$126,654$2,809,622
3$71,799$123,536$2,737,823
4$75,059$120,276$2,662,764
5$78,467$116,868$2,584,298
6$82,029$113,305$2,502,268
7$85,754$109,581$2,416,514
8$89,648$105,687$2,326,867
9$93,718$101,617$2,233,149
10$97,973$97,362$2,135,176
11$102,421$92,913$2,032,754
12$107,072$88,263$1,925,683
13$111,933$83,401$1,813,749
14$117,015$78,319$1,696,734
15$122,328$73,006$1,574,405
16$127,883$67,452$1,446,523
17$133,689$61,646$1,312,834
18$139,759$55,576$1,173,075
19$146,105$49,230$1,026,970
20$152,738$42,596$874,232
21$159,673$35,661$714,558
22$166,923$28,411$547,635
23$174,502$20,832$373,133
24$182,425$12,909$190,708
25$190,708$4,627$0

At the end of your 5-year term

Total paid over the term
$976,673
Principal paid down
$359,702
Interest paid
$616,970
Balance remaining
$2,584,298

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $16,509− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $60,589

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HC REALTY GROUP INC.. MLS®/PropTx.

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