4 Wendy Way, Richmond Hill, ON

Oak Ridges, Richmond Hill · MLS® N13553980

$1,400,000
For Sale
Listed 99 days agoNo offer date statedSitting longer than typical
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3+2Bedrooms
2Bathrooms
2Garage · 5 parking
700-1100Sq ft

About this home

In short

  • 4 Wendy Way is suited to accommodate a couple of generations if a multi generational set up is what you desire.
  • A 3 bedroom bungalow with a finished lower level that contains an in-law suite.
  • Main floor is complete with Living and dining room off the kitchen along with 3 bedrooms.
  • Lower levels family room is open to your eating area and kitchen and offers 2 more bedrooms.
  • Access to your major travel routes are close at hand, Hwy 400 to the West and 404 to the east.

4 Wendy Way is suited to accommodate a couple of generations if a multi generational set up is what you desire. A 3 bedroom bungalow with a finished lower level that contains an in-law suite. Main floor is complete with Living and dining room off the kitchen along with 3 bedrooms. Lower levels family room is open to your eating area and kitchen and offers 2 more bedrooms. A great investment opportunity for first time buyer or someone needing accommodation for a caregiver or extended family or simply looking for extra income. Transportation options in this area include; YRT bus service & GO station near by. Community centers, a number of educational facilities, Medical Centre and all amenities can be found in the friendly hub of Oak Ridges. Access to your major travel routes are close at hand, Hwy 400 to the West and 404 to the east.

Key facts

Property type
Detached, Bungalow
MLS®
N13553980
Bedrooms
3+2 (5 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
65 × 115 ft
Cross streets
Yonge and Maple Grove
Parking
2 garage · 5 parking (detached)
Driveway
Private
Basement
Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Other
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,344 / 2026
Days on market
99
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Living RoomBasement0.00 × 0.00 m

Open Concept

BedroomBasement0.00 × 0.00 m
Living RoomMain5.18 × 4.06 m

laminate · l-shaped room

Primary BedroomMain3.65 × 2.69 m
KitchenBasement0.00 × 0.00 m

Open Concept

Bedroom 3Main3.12 × 2.59 m
Bedroom 2Main3.14 × 2.69 m
BedroomBasement0.00 × 0.00 m
Dining RoomMain2.43 × 2.13 m

laminate · l-shaped room

KitchenMain3.96 × 3.04 m

Laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Oak Ridges · asking prices
$1.37Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,057/sqft; this home lists at $1,556/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.40MThis home1.38M1.36M1.39MThis home vs active comparables

Neighbourhood & location

Oak Ridges, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges Lake Wilcox
$1.50M
Jefferson
$1.41M
Rural Richmond Hill
$1.66M
Westbrook
$1.58M
Mill Pond
$1.50M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,381/mo
$260KIncome needed
5.4×Price ÷ income
$1,472Weekly cost
$24,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $6,381Property tax $445Total carry $6,826

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,193per month

Mortgage amount $1,120,000 · 4.49% over 25 years

$280,000Down payment (20.0%)
$1,120,000Loan before insurance
$0CMHC premium
$6,638Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,193
Property tax
$445
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,638

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,475
Estimated closing costs
$24,475

Plus your down payment of $280,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,495/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$737,802Total interest paid
$1,857,802Total of all payments
Principal $1,120,000 Interest $737,802
YearPrincipalInterestBalance
1$24,994$49,318$1,095,006
2$26,128$48,184$1,068,878
3$27,315$46,997$1,041,563
4$28,555$45,757$1,013,008
5$29,851$44,461$983,157
6$31,207$43,105$951,950
7$32,624$41,688$919,326
8$34,105$40,207$885,221
9$35,654$38,659$849,567
10$37,272$37,040$812,295
11$38,965$35,347$773,330
12$40,734$33,578$732,597
13$42,583$31,729$690,013
14$44,517$29,795$645,497
15$46,538$27,774$598,959
16$48,651$25,661$550,308
17$50,860$23,452$499,448
18$53,169$21,143$446,278
19$55,583$18,729$390,695
20$58,107$16,205$332,588
21$60,745$13,567$271,843
22$63,503$10,809$208,340
23$66,387$7,925$141,953
24$69,401$4,911$72,552
25$72,552$1,760$0

At the end of your 5-year term

Total paid over the term
$371,560
Principal paid down
$136,843
Interest paid
$234,717
Balance remaining
$983,157

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.6%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.2%
Gross yield
− Property tax $5,344− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $8,742

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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