173&77 High Street, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13555314

$3,250,000
For Sale
Listed 99 days agoNo offer date statedSitting longer than typical
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About this home

Rare 6.5 Acre Development Opportunity In A Prime Location Offering A Unique Mix Of Manufacturing And Residential Zoning With Potential For Medium-And High-Density Residential Development. Preliminary Draft Plan In Place For Residential Development And All Land Located Within The Secondary Plan For The High Street Historic Centre. Multiple Road Frontages Ensure High Visibility And Accessibility, While The Property's Strategic Positioning Backs Onto Existing And Planned Developments, Making It Ideal For Growth-Oriented Investors. A Standout Opportunity To Shape A Thriving Future In One Of The Area's Most Dynamic Growth Corridors.

Key facts

Property type
Other, Other
MLS®
N13555314
Lot
68.27 × 88.09 ft
Cross streets
Dalton Rd & High St
Sewer
None
Property tax
$10,444 / 2025
Days on market
99
Listing brokerage
LPT REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

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WhatsApp MoeCall (416) 837-8000

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$14,812/mo
$592KIncome needed
5.5×Price ÷ income
$3,418Weekly cost
$67,725Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $14,812Property tax $870Total carry $15,683

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,376per month

Mortgage amount $2,600,000 · 4.49% over 25 years

$650,000Down payment (20.0%)
$2,600,000Loan before insurance
$0CMHC premium
$15,246Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,376
Property tax
$870
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,246

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$67,725
Estimated closing costs
$67,725

Plus your down payment of $650,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$17,400/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,712,754Total interest paid
$4,312,754Total of all payments
Principal $2,600,000 Interest $1,712,754
YearPrincipalInterestBalance
1$58,021$114,489$2,541,979
2$60,655$111,855$2,481,324
3$63,409$109,101$2,417,914
4$66,288$106,222$2,351,626
5$69,298$103,212$2,282,328
6$72,445$100,066$2,209,883
7$75,734$96,776$2,134,150
8$79,172$93,338$2,054,977
9$82,767$89,743$1,972,210
10$86,525$85,985$1,885,685
11$90,454$82,056$1,795,231
12$94,561$77,950$1,700,671
13$98,854$73,656$1,601,817
14$103,342$69,168$1,498,474
15$108,035$64,476$1,390,440
16$112,940$59,570$1,277,500
17$118,068$54,442$1,159,432
18$123,428$49,082$1,036,004
19$129,033$43,478$906,971
20$134,891$37,619$772,080
21$141,016$31,494$631,064
22$147,419$25,092$483,645
23$154,112$18,398$329,533
24$161,109$11,401$168,424
25$168,424$4,086$0

At the end of your 5-year term

Total paid over the term
$862,551
Principal paid down
$317,672
Interest paid
$544,879
Balance remaining
$2,282,328

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,650/mo
$31,800Gross annual rent
0.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.0%
Gross yield
− Property tax $10,444− Insurance $1,400− Vacancy & upkeep $3,498Net operating income $16,458

Helpful resources

Georgina community guideSchools, amenities & market dataWhat's your home worth?Free, no-obligation evaluationBrowse more listingsSearch the full GTA marketTalk to our teamBuying, selling or just exploring

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LPT REALTY. MLS®/PropTx.

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