405-201 Pine Grove Road, Vaughan, ON

Islington Woods, Vaughan · MLS® N13562110

$624,900
For Sale
Listed 98 days agoNo offer date statedSitting longer than typical
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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • This bright and spacious 2-bedroom, 2-bathroom luxury stacked townhouse condo offers contemporary living in the heart of Woodbridge.
  • Boasting 9-foot ceilings and an open-concept layout, this beautifully appointed home features caesarstone countertops, a stylish backsplash, quality appliances, and a...
  • Enjoy generous bedrooms, including a primary suite with a walk-in closet and private ensuite.
  • Ideally located close to transit, parks, shopping, restaurants, schools, and Highways 7, 407, 400, and 401, this home is perfect for professionals, downsizers, or...

This bright and spacious 2-bedroom, 2-bathroom luxury stacked townhouse condo offers contemporary living in the heart of Woodbridge. Enjoy the serene, private ground-level entrance tucked away from the street, creating a peaceful retreat with the feel of a townhome. This unit offers the convenience of stair-free, single level living, providing easy access for any one with mobility issues. Boasting 9-foot ceilings and an open-concept layout, this beautifully appointed home features caesarstone countertops, a stylish backsplash, quality appliances, and a breakfast bar/island-perfect for everyday living and entertaining. Enjoy generous bedrooms, including a primary suite with a walk-in closet and private ensuite. Step outside to your private patio with stunning year-round views of the Humber River and surrounding conservation lands, where nature abounds. Ideally located close to transit, parks, shopping, restaurants, schools, and Highways 7, 407, 400, and 401, this home is perfect for professionals, downsizers, or first-time buyers seeking a peaceful setting with every urban convenience just moments away.

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
N13562110
Bedrooms
2
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
HWY 7 / PINE VALLEY DR.
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$440/mo
Exposure
East
Property tax
$3,379 / 2026
Days on market
98
Listing brokerage
HOMELIFE/CIMERMAN REAL ESTATE LIMITED

Rooms

BreakfastMain3.05 × 2.44 m
FoyerMain3.18 × 1.50 m
Primary BedroomMain3.05 × 4.60 m
KitchenMain3.04 × 2.74 m
BedroomMain2.60 × 3.50 m
OtherMain1.70 × 1.40 m
Great RoomMain2.74 × 5.64 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

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Neighbourhood & location

Islington Woods, Vaughan, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$2,848/mo
$129KIncome needed
4.8×Price ÷ income
$657Weekly cost
$8,973Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $2,848Property tax $282Condo fee $440Total carry $3,569

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,764per month

Mortgage amount $499,920 · 4.49% over 25 years

$124,980Down payment (20.0%)
$499,920Loan before insurance
$0CMHC premium
$3,486Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,764
Property tax
$282
Condo / maintenance fees
$440
Heating
$0
Estimated monthly cost
$3,486

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,973
Estimated closing costs
$8,973

Plus your down payment of $124,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,346/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$329,323Total interest paid
$829,243Total of all payments
Principal $499,920 Interest $329,323
YearPrincipalInterestBalance
1$11,156$22,014$488,764
2$11,663$21,507$477,101
3$12,192$20,978$464,909
4$12,746$20,424$452,163
5$13,324$19,845$438,839
6$13,929$19,240$424,910
7$14,562$18,608$410,348
8$15,223$17,947$395,125
9$15,914$17,256$379,211
10$16,637$16,533$362,574
11$17,392$15,778$345,182
12$18,182$14,988$327,000
13$19,007$14,162$307,992
14$19,870$13,299$288,122
15$20,773$12,397$267,349
16$21,716$11,454$245,634
17$22,702$10,468$222,932
18$23,732$9,437$199,200
19$24,810$8,360$174,390
20$25,936$7,233$148,453
21$27,114$6,056$121,339
22$28,345$4,825$92,994
23$29,632$3,538$63,362
24$30,978$2,192$32,384
25$32,384$786$0

At the end of your 5-year term

Total paid over the term
$165,849
Principal paid down
$61,081
Interest paid
$104,768
Balance remaining
$438,839

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.5%
Gross yield
− Property tax $3,379− Condo fees $5,274− Insurance $600− Vacancy & upkeep $4,488Net operating income $27,059

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/CIMERMAN REAL ESTATE LIMITED. MLS®/PropTx.

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