46 Frederick Taylor Way, East Gwillimbury, ON

Mt Albert, East Gwillimbury · MLS® N13562830

$1,289,999
For Sale
Listed 97 days agoNo offer date statedSitting longer than typical
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4+1Bedrooms
4Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Welcome to this, luxury detached home offering over 3,000 sq. ft. of thoughtfully designed living space with a striking modern exterior in one of East Gwillimbury's...
  • This exceptional residence features 5 spacious bedrooms, 4 upgraded bathrooms, and over $100,000 in premium builder upgrades.
  • The luxurious primary suite serves as a private retreat, complete with a 5-piece spa-inspired ensuite, a frameless glass shower, and a generous walk-in closet.

Welcome to this, luxury detached home offering over 3,000 sq. ft. of thoughtfully designed living space with a striking modern exterior in one of East Gwillimbury's most desirable communities.This exceptional residence features 5 spacious bedrooms, 4 upgraded bathrooms, and over $100,000 in premium builder upgrades. The elegant main floor showcases smooth ceilings, upgraded high-quality porcelain tile flooring, and California shutters, creating a bright and sophisticated living environment.The chef-inspired kitchen is beautifully appointed with quartz countertops throughout, a stunning waterfall-edge quartz island, full-height quartz backsplash, an extended breakfast bar, and extended upper cabinetry, offering both style and functionality for everyday living and entertaining.The luxurious primary suite serves as a private retreat, complete with a 5-piece spa-inspired ensuite, a frameless glass shower, and a generous walk-in closet. All bedrooms are generously sized, with upgraded ensuite bathrooms providing comfort and convenience for the entire family.A versatile main-floor room offers endless possibilities and can be used as a fifth bedroom, home office, guest room, or study, perfectly suited to today's lifestyle. The seller is willing to consider a Vendor Take-Back (VTB) mortgage, subject to the buyer's financial qualifications and Loan-to-Value (LTV) requirements. Terms and conditions are negotiable based on the overall strength of the offer.

Key facts

Property type
Detached, 2-Storey
MLS®
N13562830
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
40.03 × 98.43 ft
Cross streets
Hwy 48 & Mount Albert Rd
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$6,308 / 2026
Days on market
97
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 5Ground3.35 × 3.05 m

large window · hardwood floor · california shutters

KitchenGround2.44 × 5.06 m

pantry · centre island · quartz counter

Dining RoomGround4.15 × 4.27 m

coffered ceiling(s) · combined w/kitchen · ceramic floor

LaundrySecond2.50 × 2.20 m

ceramic floor · laundry sink

Bedroom 4Second4.11 × 4.11 m

broadloom · double closet · semi ensuite

Primary BedroomSecond5.49 × 4.57 m

5 pc ensuite · broadloom · walk-in closet(s)

Living RoomMain4.27 × 4.15 m

large window · hardwood floor · california shutters

Bedroom 2Second3.60 × 4.27 m

4 pc ensuite · broadloom · walk-in closet(s)

BreakfastGround3.17 × 5.06 m

w/o to patio · combined w/kitchen · ceramic floor

Family RoomGround4.15 × 5.06 m

california shutters · large window · fireplace

Bedroom 3Second3.84 × 4.11 m

broadloom · walk-in closet(s) · semi ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Mt Albert, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$5,879/mo
$244KIncome needed
5.3×Price ÷ income
$1,357Weekly cost
$22,275Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,879Property tax $526Total carry $6,405

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,706per month

Mortgage amount $1,031,999 · 4.49% over 25 years

$258,000Down payment (20.0%)
$1,031,999Loan before insurance
$0CMHC premium
$6,232Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,706
Property tax
$526
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,232

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,275
Estimated closing costs
$22,275

Plus your down payment of $258,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,906/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$679,831Total interest paid
$1,711,830Total of all payments
Principal $1,031,999 Interest $679,831
YearPrincipalInterestBalance
1$23,030$45,443$1,008,969
2$24,075$44,398$984,894
3$25,169$43,305$959,725
4$26,311$42,162$933,414
5$27,506$40,967$905,908
6$28,755$39,718$877,153
7$30,060$38,413$847,093
8$31,425$37,048$815,667
9$32,852$35,621$782,815
10$34,344$34,129$748,471
11$35,903$32,570$712,568
12$37,533$30,940$675,035
13$39,237$29,236$635,797
14$41,019$27,454$594,779
15$42,881$25,592$551,897
16$44,828$23,645$507,069
17$46,864$21,609$460,205
18$48,992$19,482$411,213
19$51,216$17,257$359,997
20$53,541$14,932$306,456
21$55,972$12,501$250,484
22$58,514$9,959$191,970
23$61,171$7,303$130,799
24$63,948$4,525$66,851
25$66,851$1,622$0

At the end of your 5-year term

Total paid over the term
$342,366
Principal paid down
$126,091
Interest paid
$216,275
Balance remaining
$905,908

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
4.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.9%
Gross yield
− Property tax $6,308− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $59,576

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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