62 Centre Street, Richmond Hill, ON
Mill Pond, Richmond Hill · MLS® N13573746
About this home
In short
- Rare opportunity on a premium 301-ft deep lot in a highly desirable Richmond Hill location.
- This move-in ready detached home features 4 bedrooms and 4 bathrooms and offers endless potential.
Rare opportunity on a premium 301-ft deep lot in a highly desirable Richmond Hill location! Perfect for investors, renovators, or end users looking to expand or renovate. This move-in ready detached home features 4 bedrooms and 4 bathrooms and offers endless potential. Steps to Yonge St., Mackenzie Health Hospital, Mill Pond, top-rated schools, parks, shopping, restaurants, and more. A truly exceptional property with endless possibilities.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13573746
- Bedrooms
- 4
- Bathrooms
- 4
- Size
- 2500-3000 sq ft
- Lot
- 43.72 × 301 ft
- Cross streets
- Yonge St & Centre St. W.
- Parking
- 1 garage · 4 parking (detached)
- Driveway
- Private
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Other
- Roof
- Other
- Sewer
- Sewer
- Property tax
- $5,918 / 2025
- Days on market
- 95
- Listing brokerage
- SUTTON GROUP-ADMIRAL REALTY INC.
Rooms
laminate · bay window
laminate · stone fireplace
laminate · 3 pc ensuite · window
porcelain floor · breakfast area · pot lights
laminate · fireplace · pot lights
laminate · 4 pc ensuite · window
laminate · 3 pc ensuite · window
laminate · window
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
Mill Pond, Richmond Hill, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $959,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,304
- Property tax
- $493
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,797
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,455
- Estimated closing costs
- $20,455
Plus your down payment of $239,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $318,215
- Principal paid down
- $117,197
- Interest paid
- $201,018
- Balance remaining
- $842,003
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.