71 Church Street, Georgina, ON
Keswick North, Georgina · MLS® N13603238
About this home
In short
- Client RemarksStunning 7-bed room home plus a den with 6 bathrooms offering over 4000 sq. ft. of total living space, including a fully legal basement suite.
- The property includes a double front door with Decorative inserts and over $100K invested in renovation and basement legalization.
- The backyard features an in ground swimming pool with a cabana, perfect for summer enjoyment.
- Recent upgrades include a new furnace (June-2024), new Hot water tank -(2025).
- Three new windows, a walk-up basement entrance, and a new 200-amps electrical panel installed in 2026 for the legal basement.
Client RemarksStunning 7-bed room home plus a den with 6 bathrooms offering over 4000 sq. ft. of total living space, including a fully legal basement suite. The basement features its own kitchen, 3 bedrooms, 2 bathrooms, laundry, and a separate walk-up entrance, providing excellent income potential. Situated on a large 50.2 ft x 147 ft lot. The property includes a double front door with Decorative inserts and over $100K invested in renovation and basement legalization. The main floor showcases a spacious eat-in kitchen with a gas stove, stylish backsplash, Quartz countertop and a large L-shaped island. An Elegant hardwood staircase leads to both the upper level and basement. The open-concept layout connects the living, dining & family areas, making it ideal for entertaining. Pot lights and mouldings thru out the house. The backyard features an in ground swimming pool with a cabana, perfect for summer enjoyment. Recent upgrades include a new furnace (June-2024), new Hot water tank -(2025). Three new windows, a walk-up basement entrance, and a new 200-amps electrical panel installed in 2026 for the legal basement. Conveniently located just 3 minutes from Lake Simcoe and 7 minutes from Highway 404. The home is close to schools, shopping, all amenities, and a new opened recreation complex.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13603238
- Bedrooms
- 4+3 (7 total)
- Bathrooms
- 6 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 50.2 × 147.64 ft
- Cross streets
- Church & Woodbine
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Finished, Separate Entrance, Walk-Up, Apartment
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $7,756 / 2026
- Days on market
- 87
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
fireplace · hardwood floor · large window
pot lights · laminate · window
hardwood floor · window · large closet
overlooks dining · hardwood floor
hardwood floor · large window · closet
quartz counter · backsplash · stainless steel appl
ceramic floor · sliding doors
hardwood floor · window
3 pc bath · hardwood floor · window
hardwood floor · walk-in closet(s) · 5 pc ensuite
pot lights · 3 pc bath · laminate
ceramic floor · pot lights
pot lights · laminate · window
overlooks living · hardwood floor
pot lights · laminate · window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $400/sqft; this home lists at $363/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Keswick North, Georgina, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $799,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,419
- Property tax
- $646
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,065
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,455
- Estimated closing costs
- $16,455
Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $265,135
- Principal paid down
- $97,647
- Interest paid
- $167,487
- Balance remaining
- $701,553
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.