72 Charlotte Abby Drive, East Gwillimbury, ON

Holland Landing, East Gwillimbury · MLS® N13618284

$1,548,000
For Sale
Listed 82 days agoNo offer date statedSitting longer than typical
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4+2Bedrooms
5Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Stunning detached residence situated on a premium corner lot, offering approximately 3,000 sq. ft. above grade plus a 1,300 sq. ft. finished basement, filled with...
  • Thoughtfully designed open-concept layout featuring a main floor office.
  • Custom chef's kitchen with upgraded granite countertops and a spacious eat-in Centre island overlooking a fully fenced backyard.
  • Primary bedroom includes a walk-in closet with custom organizers and a luxurious 5-piece ensuite with frameless glass shower and freestanding tub.
  • Newly finished basement offers an open-concept layout with kitchen, 3-piece bathroom, and laundry rough-in.

Stunning detached residence situated on a premium corner lot, offering approximately 3,000 sq. ft. above grade plus a 1,300 sq. ft. finished basement, filled with abundant natural light. Elegant stone and brick exterior with over $200K in upgrades throughout. Thoughtfully designed open-concept layout featuring a main floor office. Custom chef's kitchen with upgraded granite countertops and a spacious eat-in Centre island overlooking a fully fenced backyard. Primary bedroom includes a walk-in closet with custom organizers and a luxurious 5-piece ensuite with frameless glass shower and freestanding tub. Second bedroom features a private 4-piece ensuite, while the third and fourth bedrooms share a 4-piece semi-ensuite. Newly finished basement offers an open-concept layout with kitchen, 3-piece bathroom, and laundry rough-in. Garage provides direct access to both the main floor and basement. Conveniently located near schools, parks, library, GO Station, Hwy 404, shopping, restaurants, entertainment, Costco, and more!**make sure to watch the video on Additional Pictures URL**

Key facts

Property type
Detached, 2-Storey
MLS®
N13618284
Bedrooms
4+2 (6 total)
Bathrooms
5 (1 half)
Size
2500-3000 sq ft
Lot
80.12 × 96 ft
Cross streets
YONGE AND GREEN LN
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$6,486 / 2025
Days on market
82
Listing brokerage
Canadian Living Realty Inc.

Rooms

Primary BedroomSecond19.03 × 19.83 m

closet organizers · broadloom · 5 pc ensuite

KitchenBasement14.01 × 13.45 m

laminate · stainless steel appl · pot lights

LaundryMain12.83 × 5.74 m

ceramic floor · access to garage · large closet

Dining RoomMain12.86 × 11.78 m

laminate · coffered ceiling(s) · open concept

KitchenMain18.34 × 15.19 m

granite counters · coffered ceiling(s) · pot lights

OfficeMain12.40 × 10.60 m

laminate · bow window

Bedroom 2Second14.96 × 13.12 m

double closet · broadloom · semi ensuite

RecreationBasement22.15 × 15.81 m

laminate · large window · open concept

Bedroom 4Second11.58 × 10.47 m

double closet · broadloom · 4 pc ensuite

Bedroom 3Second11.91 × 11.52 m

double closet · broadloom · semi ensuite

Living RoomMain18.70 × 12.96 m

laminate · coffered ceiling(s) · fireplace

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Holland Landing, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$7,055/mo
$289KIncome needed
5.4×Price ÷ income
$1,628Weekly cost
$27,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,055Property tax $540Total carry $7,596

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,847per month

Mortgage amount $1,238,400 · 4.49% over 25 years

$309,600Down payment (20.0%)
$1,238,400Loan before insurance
$0CMHC premium
$7,388Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,847
Property tax
$541
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,388

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$27,435
Estimated closing costs
$27,435

Plus your down payment of $309,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,288/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$815,798Total interest paid
$2,054,198Total of all payments
Principal $1,238,400 Interest $815,798
YearPrincipalInterestBalance
1$27,636$54,532$1,210,764
2$28,891$53,277$1,181,874
3$30,202$51,966$1,151,671
4$31,574$50,594$1,120,098
5$33,007$49,161$1,087,090
6$34,506$47,662$1,052,585
7$36,073$46,095$1,016,512
8$37,710$44,457$978,801
9$39,423$42,745$939,379
10$41,213$40,955$898,166
11$43,084$39,084$855,083
12$45,040$37,128$810,043
13$47,085$35,083$762,958
14$49,223$32,945$713,735
15$51,458$30,710$662,277
16$53,794$28,374$608,483
17$56,237$25,931$552,246
18$58,790$23,378$493,456
19$61,459$20,709$431,997
20$64,250$17,918$367,747
21$67,167$15,001$300,581
22$70,217$11,951$230,364
23$73,405$8,763$156,959
24$76,738$5,430$80,222
25$80,222$1,946$0

At the end of your 5-year term

Total paid over the term
$410,840
Principal paid down
$151,310
Interest paid
$259,530
Balance remaining
$1,087,090

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $6,486− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $48,184

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Canadian Living Realty Inc.. MLS®/PropTx.

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