TH704-5 Steckley House Lane, Richmond Hill, ON
Rural Richmond Hill, Richmond Hill · MLS® N13622030
About this home
In short
- Welcome to this beautifully designed contemporary stacked townhome in the highly sought-after Bayview & Elgin Mills community.
- Offering 2 spacious bedrooms, 3 modern bathrooms, and approximately 959 sq. ft. of thoughtfully designed living space, this home is perfect for first-time home...
- The open-concept layout features impressive 10-ft ceilings on the main floor and 9-ft ceilings on the lower level, creating a bright and airy atmosphere.
- Enjoy the convenience of a designated underground parking space with easy access via the nearby elevator.
- Ideally located close to top-rated schools, shopping, parks, scenic walking trails, public transit, GO Station, and Highway 404, this move-in-ready home offers the...
Welcome to this beautifully designed contemporary stacked townhome in the highly sought-after Bayview & Elgin Mills community. Offering 2 spacious bedrooms, 3 modern bathrooms, and approximately 959 sq. ft. of thoughtfully designed living space, this home is perfect for first-time home buyers, young professionals, downsizers, or investors. The open-concept layout features impressive 10-ft ceilings on the main floor and 9-ft ceilings on the lower level, creating a bright and airy atmosphere. Floor-to-ceiling windows fill the home with natural light, while the modern kitchen and stylish finishes provide both comfort and functionality. Enjoy the convenience of a designated underground parking space with easy access via the nearby elevator. Maintenance fees include locker, snow removal from sidewalks and walkways, and professional landscaping, while all utilities are individually metered for added flexibility. Ideally located close to top-rated schools, shopping, parks, scenic walking trails, public transit, GO Station, and Highway 404, this move-in-ready home offers the perfect blend of modern living and everyday convenience in one of Richmond Hill's most desirable neighborhoods.
Key facts
- Property type
- Condo Townhouse, Stacked Townhouse
- MLS®
- N13622030
- Bedrooms
- 2
- Bathrooms
- 3 (1 half)
- Size
- 900-999 sq ft
- Cross streets
- Bayview/Eglin Mills
- Parking
- 1 parking
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Wood , Metal/Steel Siding
- Maintenance
- $323/mo
- Exposure
- South West
- Property tax
- $3,474 / 2025
- Days on market
- 52
- Listing brokerage
- HOMELIFE/MIRACLE REALTY LTD
Rooms
hardwood floor · large window · 3 pc bath
hardwood floor · open concept · 2 pc bath
hardwood floor · large window · 3 pc bath
hardwood floor · quartz counter · w/o to balcony
hardwood floor · combined w/dining · open concept
Listed at $609,000 with no offer date. Homes here have been closing close to ask, so my read is $597K, typically $587K to $605K. Comparable closings on their own put this home around $601K, which supports the ask, so this is a firm read.
Total price vs nearby homes. Likely closing about $597K, from 8 recent closings in this pocket.
The market behind the math:
About 3.8 months of inventory: 10 condo townhouse homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $641/sqft against an area asking average of $607/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $546K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Open-concept layout: modern, sought-after flow. Lifestyle
- Elevator: rare and valuable for accessibility and resale. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
On schools, this address is zoned for Richmond Green SS, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Based on 8 comparable homes that sold in Rural Richmond Hill over the past two years, from 30 closings there.
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $593/sqft; this home lists at $641/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Rural Richmond Hill, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 11 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $487,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,667
- Property tax
- $290
- Condo / maintenance fees
- $323
- Heating
- $0
- Estimated monthly cost
- $3,279
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,655
- Estimated closing costs
- $8,655
Plus your down payment of $121,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $160,008
- Principal paid down
- $60,239
- Interest paid
- $99,770
- Balance remaining
- $426,961
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 175 whole-home leases in Rural Richmond Hill signed at a median of $2,752 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,542. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.