A101-67 Saigon Drive, Richmond Hill, ON
Rural Richmond Hill, Richmond Hill · MLS® N13796756
About this home
In short
- Experience exceptional value with this brand new, never lived in end unit 2 bedroom, 2 bath stacked townhouse in the highly sought after Hill on Bayview community in...
- Offering added privacy and enhanced natural light, this premium corner suite showcases impressive 10 ft ceilings and a thoughtfully designed, highly functional layout.
- The open concept main level features a spacious living and dining area seamlessly connected to a sleek contemporary kitchen with high end built-in...
- Both bedrooms are well proportioned and complemented by 2 stylish, modern bathrooms.
- Ideally located just minutes to Hwy 404, Richmond Hill Green Park, shopping, restaurants, and everyday amenities. Includes underground parking and locker A fantastic...
Experience exceptional value with this brand new, never lived in end unit 2 bedroom, 2 bath stacked townhouse in the highly sought after Hill on Bayview community in Richmond Hill! Offering added privacy and enhanced natural light, this premium corner suite showcases impressive 10 ft ceilings and a thoughtfully designed, highly functional layout. The open concept main level features a spacious living and dining area seamlessly connected to a sleek contemporary kitchen with high end built-in KitchenAid/Whirlpool appliances, quartz countertops, and modern cabinetry. The intelligently designed floor plan offers defined living spaces while maintaining excellent flow for everyday living and entertaining. Walk out to your oversized terrace/patio with gas BBQ hookup, making it perfect for outdoor dining and relaxation. The end unit positioning allows for better exposure and a brighter interior throughout. Both bedrooms are well proportioned and complemented by 2 stylish, modern bathrooms. Enjoy the convenience of main floor laundry and a practical layout and efficient use of space. Ideally located just minutes to Hwy 404, Richmond Hill Green Park, shopping, restaurants, and everyday amenities. ***Includes underground parking and locker*** A fantastic opportunity for first time buyers, downsizers, or investors seeking turnkey luxury with added privacy and natural light.
Key facts
- Property type
- Condo Townhouse, Stacked Townhouse
- MLS®
- N13796756
- Bedrooms
- 2
- Bathrooms
- 2 (1 half)
- Size
- 800-899 sq ft
- Cross streets
- Bayview/Elgin Mills
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $313/mo
- Exposure
- South
- Property tax
- $3,588 / 2026
- Days on market
- 3
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
modern kitchen · b/i appliances · open concept
laminate · closet · 4 pc bath
laminate · closet · 4 pc bath
laminate · w/o to terrace · open concept
Listed at $499,900, which is about 14% below what comparable homes suggest.
The usual discount does not apply here. Homes listed this far under their comparable sales often close at or above the ask, so no closing range is shown.
Total price vs nearby homes. Fair value about $583K, learned from recent GTA sales.
The market behind the math:
About 1.9 months of inventory: 5 condo townhouse homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $588/sqft against an area asking average of $604/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 20 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $542K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Open-concept layout: modern, sought-after flow. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
On schools, this address is zoned for Richmond Green SS, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Read this with carewhy it’s an estimate, not an appraisal
Below comparable homes on total price, yet the price per square foot ($588/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
Based on 20 comparable homes that sold in Rural Richmond Hill over the past two years, from 30 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $631/sqft; this home lists at $588/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Rural Richmond Hill, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 11 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $399,920 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,189
- Property tax
- $299
- Condo / maintenance fees
- $313
- Heating
- $0
- Estimated monthly cost
- $2,801
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,473
- Estimated closing costs
- $6,473
Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $131,344
- Principal paid down
- $49,447
- Interest paid
- $81,896
- Balance remaining
- $350,473
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Rural Richmond Hill signed at a median of $2,599 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,609. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.