63 Chloe Crescent, Markham, ON

Middlefield, Markham · MLS® N13627606

$1,299,000
For Sale
Listed 50 days agoNo offer date statedSitting longer than typical
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4+2Bedrooms
4Bathrooms
2Garage · 5 parking
2000-2500Sq ft

About this home

In short

  • Welcome To 63 Chloe Cres.
  • Well Maintained 4 Bedroom Home Situated On A Premium Lot With No Homes Behind.
  • Of Versatile Living Space, This Beautifully Maintained Home Features A Double Garage, A Bright Main Floor Family Room With A Cozy Gas Fireplace, Open Concept Living...
  • Finished Basement With 2 Bedrooms, Sep-Entrance, & WRM &EXTRAS Bsmt With All Electrical & Plumbing Connections For All Appliances.
  • Conveniently Located Close To Ranked Schools, Community Centre, Transit, Hwy 407, Costco, Home Depot, Shopping, Dining, And More.

**Welcome To 63 Chloe Cres! Well Maintained 4 Bedroom Home Situated On A Premium Lot With No Homes Behind. Located In A High-Demand Middlefield & Steeles Neighbourhood. Offering Approximately 2,050 Sq. Ft. Of Versatile Living Space, This Beautifully Maintained Home Features A Double Garage, A Bright Main Floor Family Room With A Cozy Gas Fireplace, Open Concept Living And Dining Areas. Hardwood Floor Throughout, Skylight And Freshly Painted. Four Generously Sized Bedrooms. Finished Basement With 2 Bedrooms, Sep-Entrance, & WRM &EXTRAS Bsmt With All Electrical & Plumbing Connections For All Appliances. Conveniently Located Close To Ranked Schools, Community Centre, Transit, Hwy 407, Costco, Home Depot, Shopping, Dining, And More. Dont Miss It! You Will Love The Neighbourhood & Quiet Street....

Key facts

Property type
Detached, 2-Storey
MLS®
N13627606
Bedrooms
4+2 (6 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
22.14 × 142.05 ft
Cross streets
Middlefield/Steeles
Parking
2 garage · 5 parking (attached)
Driveway
Private
Basement
Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,904 / 2026
Days on market
50
Listing brokerage
HOMELIFE/FUTURE REALTY INC.
Our TakeTeam Asgarian · Broker
Above what recent sales support
$1.19Mautomated estimate, from recent sales

Listed at $1,299,000. Recent sales of homes like it put this one around $1.19M, so the ask is about 9% above what similar homes have sold for.

If it sells at this ask, expect about $1.31M, typically $1.23M to $1.37M: that is where homes here have closed against their asks in the last 90 days (14 closings).

Longer on the market than typical. 50 days on the market against about 18 for homes like it here, and asking 9% above where comparable closings put it.

List price
$1.12MBelow recent closings$1.30MAbove recent closings

Total price vs nearby homes. Fair value about $1.19M, learned from recent GTA sales.

The market behind the math:

14sold nearby · 90 days
$1.07Mmedian sold price
102%of asking, on average
−15%prices vs a year ago
~17 dayshomes like this take to sell
50days on market so far
$3,733/moest. rent · 27 leases
3.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.3 months of inventory: 6 detached homes for sale in the area against 14 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $577/sqft against an area asking average of $538/sqft. Size and $/sqft both feed the estimate above.

  • Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. Basements do rent in Middlefield: 61 of the 163 detached leases here lately were basement units, around $1,700 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Markham.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 61 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.15M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Armadale PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 61 comparable homes that sold in Middlefield over the past two years, from 111 closings there.

What sellers nearby are askingCurrently listed nearby in Middlefield · asking prices
$1.26Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $558/sqft; this home lists at $577/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.30MThis home1.35M1.15M1.27MThis home vs active comparables

Neighbourhood & location

Middlefield, Markham, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Box Grove
$1.53M
Sherwood-Amberglen
$1.35M
Markham Village
$1.24M
Unionville
$1.91M
Berczy
$1.57M

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Armadale PS
66%
Armadale PSPublic · Elementary · JK-8 · 0.7 km awayBelow the GTA average · 66% meet the provincial standard
Middlefield CIEQAO results not published
Father Michael McgivneyEQAO results not published
Also nearby: 11 more schools within 2.5 km
Parkland Public School · Public elementary0.5 km · 69% at standard
Markham Gateway Public School · Public elementary0.8 km · 72% at standard
Middlefield Collegiate Institute · Public secondary0.9 km · 79% at standard
Coppard Glen Public School · Public elementary0.9 km · 71% at standard
Ellen Fairclough Public School · Public elementary1.2 km · 74% at standard
Father Michael McGivney Catholic High School · Catholic secondary1.5 km · 86% at standard
Wilclay Public School · Public elementary1.6 km · 84% at standard
Randall Public School · Public elementary1.7 km · 82% at standard
Cedarwood Public School · Public elementary1.7 km · 77% at standard
St Francis Xavier Catholic Elementary School · Catholic elementary1.8 km · 79% at standard
Boxwood Public School · Public elementary2.5 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,920/mo
$244KIncome needed
5.3×Price ÷ income
$1,366Weekly cost
$22,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,920Property tax $492Total carry $6,412

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,688per month

Mortgage amount $1,039,200 · 4.39% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,180Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,688
Property tax
$492
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,180

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Estimated closing costs
$22,455

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$6,892/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$667,294Total interest paid
$1,706,494Total of all payments
Principal $1,039,200 Interest $667,294
YearPrincipalInterestBalance
1$23,516$44,744$1,015,684
2$24,559$43,700$991,125
3$25,649$42,610$965,475
4$26,788$41,472$938,687
5$27,977$40,283$910,711
6$29,218$39,041$881,492
7$30,515$37,745$850,977
8$31,869$36,390$819,108
9$33,284$34,976$785,824
10$34,761$33,499$751,063
11$36,304$31,956$714,759
12$37,915$30,345$676,844
13$39,598$28,662$637,246
14$41,355$26,904$595,890
15$43,191$25,069$552,700
16$45,108$23,152$507,592
17$47,110$21,150$460,483
18$49,200$19,059$411,282
19$51,384$16,876$359,898
20$53,664$14,595$306,234
21$56,046$12,214$250,188
22$58,534$9,726$191,654
23$61,131$7,128$130,523
24$63,845$4,415$66,678
25$66,678$1,582$0

At the end of your 5-year term

Total paid over the term
$341,299
Principal paid down
$128,489
Interest paid
$212,809
Balance remaining
$910,711

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 27 whole-home leases in Middlefield$3,733/mo
$44,796Gross annual rent
2.5%Cap rate after taxes and upkeep
$3,428 to $3,920Typical rent range
~28 daysTo find a tenant, on average

The suite is real income here: basements rent in Middlefield (61 of 163 recent detached leases were basement units, around $1,700 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,700 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 27 whole-home leases in Middlefield signed at a median of $3,456 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,733. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $5,904− Insurance $1,400− Vacancy & upkeep $4,928Net operating income $32,564

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/FUTURE REALTY INC.. MLS®/PropTx.

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