106-91 Townsgate Drive, Vaughan, ON

Crestwood-Springfarm-Yorkhill, Vaughan · MLS® N13629920

$399,000
For Sale
Listed 63 days agoNo offer date statedSitting longer than typical

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1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Bright & Spacious South-Facing 1 Bedroom Condo In A Prime Vaughan Location.
  • Offering Approximately 630 Sq.
  • Of Well-Designed Living Space With A Functional Open-Concept Layout, Spacious Living & Dining Area, And Excellent Use Of Space Throughout.
  • One Parking Space Included, With EV Charging Available On P1.Enjoy Excellent Building Amenities Including A Fitness Centre, Outdoor Pool, Tennis Court, Recreation...
  • Conveniently Located Steps To TTC, Shopping, Restaurants, Parks And Everyday Essentials.

Bright & Spacious South-Facing 1 Bedroom Condo In A Prime Vaughan Location! Offering Approximately 630 Sq. Ft. Of Well-Designed Living Space With A Functional Open-Concept Layout, Spacious Living & Dining Area, And Excellent Use Of Space Throughout.Recent Upgrades Include Brand New Blinds, LG Stainless Steel Refrigerator, Stove & Dishwasher, New LG Front-Load Washer & Dryer, And An Upgraded Bathroom Toilet. The Spacious Ensuite Locker Offers Flexible Space For A Home Office, Reading Nook, Pantry Or Extra Storage.Exceptional Value With Maintenance Fees Including Heat, Hydro, Water, Cable TV, Internet, Parking, Building Insurance And Common Elements. One Parking Space Included, With EV Charging Available On P1.Enjoy Excellent Building Amenities Including A Fitness Centre, Outdoor Pool, Tennis Court, Recreation Room, Sauna, Visitor Parking And Security System.Conveniently Located Steps To TTC, Shopping, Restaurants, Parks And Everyday Essentials. A Spacious, Affordable Condo In A Highly Convenient Vaughan Location - An Excellent Opportunity For First-Time Buyers, Downsizers Or Investors.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13629920
Bedrooms
1
Bathrooms
1
Size
600-699 sq ft
Cross streets
Bathurst And Steeles
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Other
Maintenance
$637/mo
Exposure
South
Property tax
$1,828 / 2026
Days on market
63
Listing brokerage
FIRST CLASS REALTY INC.

Rooms

Primary BedroomGround4.45 × 3.60 m

laminate · large window · b/i closet

Living RoomGround4.90 × 3.07 m

combined w/living · laminate · w/o to balcony

KitchenGround4.50 × 2.46 m

ceramic floor · eat-in kitchen

LockerGround1.68 × 1.55 m

Ceramic Floor

Dining RoomGround4.90 × 3.07 m

combined w/living · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Crestwood-Springfarm-Yorkhill, Vaughan, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$1,819/mo
$90KIncome needed
4.5×Price ÷ income
$420Weekly cost
$4,460Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $1,819Property tax $152Condo fee $637Total carry $2,608

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,765per month

Mortgage amount $319,200 · 4.49% over 25 years

$79,800Down payment (20.0%)
$319,200Loan before insurance
$0CMHC premium
$2,554Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,765
Property tax
$152
Condo / maintenance fees
$637
Heating
$0
Estimated monthly cost
$2,554

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,460
Estimated closing costs
$4,460

Plus your down payment of $79,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,136/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$210,273Total interest paid
$529,473Total of all payments
Principal $319,200 Interest $210,273
YearPrincipalInterestBalance
1$7,123$14,056$312,077
2$7,447$13,732$304,630
3$7,785$13,394$296,845
4$8,138$13,041$288,707
5$8,508$12,671$280,200
6$8,894$12,285$271,306
7$9,298$11,881$262,008
8$9,720$11,459$252,288
9$10,161$11,018$242,127
10$10,623$10,556$231,504
11$11,105$10,074$220,399
12$11,609$9,570$208,790
13$12,136$9,043$196,654
14$12,687$8,492$183,967
15$13,263$7,916$170,703
16$13,866$7,313$156,838
17$14,495$6,684$142,343
18$15,153$6,026$127,189
19$15,841$5,338$111,348
20$16,560$4,618$94,788
21$17,312$3,867$77,475
22$18,098$3,080$59,377
23$18,920$2,259$40,457
24$19,779$1,400$20,677
25$20,677$502$0

At the end of your 5-year term

Total paid over the term
$105,895
Principal paid down
$39,000
Interest paid
$66,894
Balance remaining
$280,200

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.2%
Gross yield
− Property tax $1,828− Condo fees $7,648− Insurance $600− Vacancy & upkeep $2,706Net operating income $11,818

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FIRST CLASS REALTY INC.. MLS®/PropTx.

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