216-149 Church Street, King, ON

Schomberg, King · MLS® N13634580

$699,000
For Sale
Listed 76 days agoNo offer date statedSitting longer than typical
2Bedrooms
2Bathrooms
2Garage
1000-1199Sq ft

About this home

In short

  • It's not often that you find a condominium fitting into a natural landscape.
  • 149 Church Street is focused on both with its beautiful setting and a stroll away from bespoke coffee shops, boutiques and sourdough.
  • Larger than most, Suite 216 includes updated bathrooms, with heated floors, a kitchen that includes morning coffee over quartz counters and cabinetry that marries...
  • This smaller boutique building includes a pool, exercise room, party room with kitchen, games and library spaces.
  • BONUS: located on the main floor, with 2 covered parking spots.

It's not often that you find a condominium fitting into a natural landscape. And it's not often that you find one that takes advantage of village life. 149 Church Street is focused on both with its beautiful setting and a stroll away from bespoke coffee shops, boutiques and sourdough! Larger than most, Suite 216 includes updated bathrooms, with heated floors, a kitchen that includes morning coffee over quartz counters and cabinetry that marries well with a collection of cookbooks. A rare light-filled dining area and garden view terrace as well as new flooring and custom light fixtures complete the picture. Laundry, HWT and heating unit within each suite. This smaller boutique building includes a pool, exercise room, party room with kitchen, games and library spaces. A private green space. The village has a life of its own with events throughout the year that bring local interests and community together. BONUS: located on the main floor, with 2 covered parking spots!

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13634580
Bedrooms
2
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Church Street and Main Street
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Maintenance
$891/mo
Exposure
West
Property tax
$3,778 / 2025
Days on market
76
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

Bedroom 2Flat4.01 × 3.35 m

laminate · double closet

Dining RoomFlat2.62 × 3.56 m

laminate · combined w/living

Primary BedroomFlat5.03 × 3.56 m

laminate · 3 pc ensuite · walk-in closet(s)

KitchenFlat3.00 × 2.57 m

laminate · renovated · breakfast bar

Living RoomFlat4.90 × 4.10 m

laminate · w/o to terrace · open concept

Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$589Kautomated estimate, from recent sales

Listed at $699,000, about 19% above our estimate of $589K (homes like it typically land between $548K and $619K).

Longer on the market than typical. 76 days on the market, and asking 19% above where comparable closings put it.

List price
$548KBelow our range$699KAbove our range

Total price vs nearby homes. Fair value about $589K, learned from recent GTA sales.

The market behind the math:

76days on market so far
This home
Below area avgAbove area avg

Price per square foot: this home lists at $636/sqft against an area asking average of $539/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 11 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $570K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Schomberg, so I widened the search to the surrounding area.

Based on 11 comparable homes that sold in Schomberg over the past two years, from 14 closings there.

What sellers nearby are askingCurrently listed nearby in Schomberg · asking prices
$522kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $589K, which is where my estimate comes from.

Per square foot, these ask about $479/sqft; this home lists at $636/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
699kThis home510k565k490kThis home vs active comparables

Neighbourhood & location

Schomberg, King, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

King City
$630K

Typical asking price of active listings of the same type, per area (outliers removed). King.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,186/mo
$152KIncome needed
4.6×Price ÷ income
$735Weekly cost
$10,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $3,186Property tax $315Condo fee $891Total carry $4,391

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,092per month

Mortgage amount $559,200 · 4.49% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$4,298Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,092
Property tax
$315
Condo / maintenance fees
$891
Heating
$0
Estimated monthly cost
$4,298

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Estimated closing costs
$10,455

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,742/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,374Total interest paid
$927,574Total of all payments
Principal $559,200 Interest $368,374
YearPrincipalInterestBalance
1$12,479$24,624$546,721
2$13,046$24,057$533,675
3$13,638$23,465$520,038
4$14,257$22,846$505,781
5$14,904$22,199$490,876
6$15,581$21,522$475,295
7$16,289$20,814$459,006
8$17,028$20,075$441,978
9$17,801$19,302$424,177
10$18,610$18,493$405,567
11$19,455$17,648$386,113
12$20,338$16,765$365,775
13$21,261$15,842$344,514
14$22,227$14,876$322,287
15$23,236$13,867$299,051
16$24,291$12,812$274,761
17$25,394$11,709$249,367
18$26,547$10,556$222,820
19$27,752$9,351$195,069
20$29,012$8,091$166,057
21$30,329$6,774$135,727
22$31,706$5,397$104,021
23$33,146$3,957$70,875
24$34,651$2,452$36,224
25$36,224$879$0

At the end of your 5-year term

Total paid over the term
$185,515
Principal paid down
$68,324
Interest paid
$117,191
Balance remaining
$490,876

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $3,778− Condo fees $10,689− Insurance $600− Vacancy & upkeep $4,488Net operating income $21,245

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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