31 Frederick Taylor Way, East Gwillimbury, ON

Mt Albert, East Gwillimbury · MLS® N13642154

$849,999
For Sale
Listed 75 days agoNo offer date statedSitting longer than typical
Request a showing
◎ Directions
3Bedrooms
3Bathrooms
1Garage · 3 parking
2000-2500Sq ft

About this home

In short

  • Nestled in a quiet, family-friendly neighborhood just outside the city, this beautifully maintained semi-detached home offers the perfect combination of convenience...
  • Featuring modern appliances, ample counter space, and a cozy breakfast nook it makes for an ideal Chef's kitchen.
  • Open concept living and dining areas with large windows offering an abundance of natural light.
  • Primary bedroom fit for retreat and relaxation, 5pc ensuite bath and walk in closet.

Nestled in a quiet, family-friendly neighborhood just outside the city, this beautifully maintained semi-detached home offers the perfect combination of convenience and tranquility. Whether you're a growing family or looking for more space to call home, this property is sure to impress. Featuring modern appliances, ample counter space, and a cozy breakfast nook it makes for an ideal Chef's kitchen. Open concept living and dining areas with large windows offering an abundance of natural light. Primary bedroom fit for retreat and relaxation, 5pc ensuite bath and walk in closet. Includes a media room as optional fourth bedroom with half wall to allow all natural light. Includes all top of the line stainless steel appliances and trendy modern light fixtures. This property is the perfect blend of suburban comfort and convenience. Don't miss out on the opportunity to make this beautiful home yours!

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
N13642154
Bedrooms
3
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
23.62 × 98.43 ft
Cross streets
MOUNT ALBERT RD & YORK DURHAM LINE
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,800 / 2025
Days on market
75
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

Family RoomGround5.52 × 3.96 m

w/o to patio · combined w/kitchen · fireplace

Bedroom 2Second2.74 × 3.65 m

B/I Closet

Primary BedroomSecond3.81 × 4.88 m

double sink · hot tub · walk-in closet(s)

Bedroom 3Second3.90 × 2.87 m

B/I Closet

KitchenGround5.52 × 3.08 m

combined w/family · stainless steel appl · backsplash

OfficeSecond2.59 × 3.96 m

window · overlooks frontyard

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Mt Albert, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,874/mo
$164KIncome needed
5.2×Price ÷ income
$894Weekly cost
$13,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,874Property tax $400Total carry $4,274

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,760per month

Mortgage amount $679,999 · 4.49% over 25 years

$170,000Down payment (20.0%)
$679,999Loan before insurance
$0CMHC premium
$4,160Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,760
Property tax
$400
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,160

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,475
Estimated closing costs
$13,475

Plus your down payment of $170,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,551/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,950Total interest paid
$1,127,950Total of all payments
Principal $679,999 Interest $447,950
YearPrincipalInterestBalance
1$15,175$29,943$664,825
2$15,864$29,254$648,961
3$16,584$28,534$632,377
4$17,337$27,781$615,040
5$18,124$26,994$596,916
6$18,947$26,171$577,969
7$19,807$25,311$558,162
8$20,707$24,411$537,455
9$21,647$23,471$515,808
10$22,630$22,488$493,179
11$23,657$21,461$469,521
12$24,731$20,387$444,790
13$25,854$19,264$418,936
14$27,028$18,090$391,908
15$28,255$16,863$363,653
16$29,538$15,580$334,115
17$30,879$14,239$303,236
18$32,281$12,837$270,954
19$33,747$11,371$237,207
20$35,279$9,839$201,928
21$36,881$8,237$165,047
22$38,556$6,562$126,492
23$40,306$4,812$86,186
24$42,136$2,982$44,049
25$44,049$1,069$0

At the end of your 5-year term

Total paid over the term
$225,590
Principal paid down
$83,083
Interest paid
$142,507
Balance remaining
$596,916

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
4.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.9%
Gross yield
− Property tax $4,800− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,656

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

CallRequest a showing