113 George Road, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13648478

$929,000
For Sale
Listed 74 days agoNo offer date statedSitting longer than typical
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3+2Bedrooms
3Bathrooms
2Garage · 8 parking
1100-1500Sq ft

About this home

In short

  • Welcome to 113 George Road.
  • Just Steps From the Southern Shores of Lake Simcoe This Picturesque Approx. .4 Acre Property Boasts 140 Feet of Frontage & Extends 125 Feet Deep.
  • Built in 2010 and Meticulously Maintained, This Exceptional Bungalow Offers the Perfect Blend of Comfort & Functionality.
  • Featuring a Spacious Two-Car Garage, an Inviting Open-Concept Layout, and 3+2 Bedrooms, Owned Roof Top Solar Array Offering the Potential for Significant Reductions...
  • Just Steps From Lake Simcoe, Walking Distance to Sibbald Point Provincial Park and Minutes to Schools, Dining and Amenities of Sutton.

Welcome to 113 George Road! Just Steps From the Southern Shores of Lake Simcoe This Picturesque Approx. .4 Acre Property Boasts 140 Feet of Frontage & Extends 125 Feet Deep. Surrounded by Mature Trees, the Beautifully Maintained Grounds Showcase Manicured Lawns, Vibrant Perennial Gardens, & Open Green Space, Creating the Perfect Setting for Children to Play and Family Gatherings. Built in 2010 and Meticulously Maintained, This Exceptional Bungalow Offers the Perfect Blend of Comfort & Functionality. Featuring a Spacious Two-Car Garage, an Inviting Open-Concept Layout, and 3+2 Bedrooms, Owned Roof Top Solar Array Offering the Potential for Significant Reductions in Annual Electricity Costs, 11 Kilowatt Generac Generator, a Spacious Covered Deck, Along With a Private Hot Tub & Gazebo, Creating the Perfect Outdoor Retreat for Relaxing. Bright and Spacious Eat-in Kitchen Is Filled With Natural Light, Highlighted by Two Skylights With Motorized Shades & a Walkout to the Covered Deck, Creating a Seamless Connection to the Outdoors. The Kitchen Features Soft-Close Cabinetry, Stainless Steel Appliances, a Large Centre Island With a Built-in Sink and Seating for Three, and a Generous Dining Area That Easily Accommodates Family and Guests. A Cozy Double-Sided Gas Fireplace Adds Warmth & Character While Connecting the Kitchen to the Adjoining Family Room. The Finished Lower Level Offers a Flexible and Functional Layout, Making It Ideal as an In-Law Suite, or Simply as an Extension of the Home's Living and Entertaining Spaces. This Versatile Level Features Two Spacious Rooms, With Potential as Additional Bedrooms, a Home Office, Hobby Rooms, or a Home Gym, Along With a Generous Media Room, a Well-Appointed 3-Piece Bathroom, and a Convenient Kitchenette Complete With a Bar Area, Full-Size Fridge, Custom Cabinetry and Large Sink. Just Steps From Lake Simcoe, Walking Distance to Sibbald Point Provincial Park and Minutes to Schools, Dining and Amenities of Sutton.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
N13648478
Bedrooms
3+2 (5 total)
Bathrooms
3
Size
1100-1500 sq ft
Lot
140 × 125 ft
Cross streets
Park Road / Carolyn Street
Parking
2 garage · 8 parking (attached)
Driveway
Private Double
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete
Roof
Shingles
Sewer
Septic
Property tax
$5,575 / 2025
Days on market
74
Listing brokerage
FARQUHARSON REALTY LIMITED

Rooms

Bedroom 5Lower4.44 × 3.76 m

b/i bookcase · closet · large window

Primary BedroomMain3.82 × 3.67 m

3 pc ensuite · walk-in closet(s) · overlooks backyard

Bedroom 2Main3.64 × 3.07 m

double closet · overlooks frontyard · window

Bedroom 3Main3.64 × 2.75 m

double closet · window · overlooks frontyard

BreakfastLower5.60 × 2.92 m

stainless steel appl · double sink · pot lights

Family RoomMain4.66 × 4.12 m

fireplace · open concept · overlooks frontyard

Media RoomLower4.49 × 3.96 m

Laminate

Dining RoomMain4.12 × 3.49 m

open concept · w/o to deck · fireplace

Bedroom 4Lower4.39 × 4.07 m

double closet · 3 pc bath · window

KitchenMain4.12 × 3.12 m

stainless steel appl · centre island · skylight

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

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Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$4,234/mo
$180KIncome needed
5.2×Price ÷ income
$977Weekly cost
$15,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,234Property tax $465Total carry $4,699

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,109per month

Mortgage amount $743,200 · 4.49% over 25 years

$185,800Down payment (20.0%)
$743,200Loan before insurance
$0CMHC premium
$4,574Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,109
Property tax
$465
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,574

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,055
Estimated closing costs
$15,055

Plus your down payment of $185,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,974/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$489,584Total interest paid
$1,232,784Total of all payments
Principal $743,200 Interest $489,584
YearPrincipalInterestBalance
1$16,585$32,726$726,615
2$17,338$31,973$709,277
3$18,125$31,186$691,152
4$18,948$30,363$672,203
5$19,809$29,503$652,395
6$20,708$28,603$631,687
7$21,648$27,663$610,038
8$22,631$26,680$587,407
9$23,659$25,653$563,749
10$24,733$24,578$539,016
11$25,856$23,456$513,160
12$27,030$22,282$486,130
13$28,257$21,054$457,873
14$29,540$19,771$428,333
15$30,881$18,430$397,452
16$32,283$17,028$365,168
17$33,749$15,562$331,419
18$35,282$14,030$296,138
19$36,883$12,428$259,254
20$38,558$10,753$220,696
21$40,309$9,003$180,387
22$42,139$7,172$138,248
23$44,052$5,259$94,196
24$46,052$3,259$48,143
25$48,143$1,168$0

At the end of your 5-year term

Total paid over the term
$246,557
Principal paid down
$90,805
Interest paid
$155,752
Balance remaining
$652,395

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $5,575− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,589

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FARQUHARSON REALTY LIMITED. MLS®/PropTx.

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