591 Plantation Gate, Newmarket, ON

Summerhill Estates, Newmarket · MLS® N13656878

$1,099,999
For Sale
Listed 70 days agoNo offer date statedSitting longer than typical
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4Bedrooms
3Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Former model home in Summerhill Estates.
  • This 4-bedroom detached two-storey offers over 2,700 square feet above grade on a landscaped, fenced 39x109 foot lot in one of Newmarket's most established family...
  • The eat-in kitchen walks out to the patio and overlooks a hardwood family room, and main-floor laundry with direct garage access keeps the day-to-day easy.
  • Upstairs, four generous bedrooms include an oversized primary retreat, 18'8" 16'1", with a walk-in closet and 4-piece ensuite.
  • Walk to Mulock Park, with quick access to transit, schools, highways, and Main Street amenities.

Former model home in Summerhill Estates. This 4-bedroom detached two-storey offers over 2,700 square feet above grade on a landscaped, fenced 39x109 foot lot in one of Newmarket's most established family neighbourhoods. The layout works for both everyday family life and entertaining. The eat-in kitchen walks out to the patio and overlooks a hardwood family room, and main-floor laundry with direct garage access keeps the day-to-day easy. Pot lighting and crown moulding run through the main level, and a skylight above the circular staircase fills the home with natural light. Upstairs, four generous bedrooms include an oversized primary retreat, 18'8" 16'1", with a walk-in closet and 4-piece ensuite. Here's what sets this one apart: two separate staircases reach the unfinished lower level, one straight from the garage, with a rough-in bath already in place. That's clear in-law suite potential for a buyer who needs multigenerational space. Move-in ready, with the big-ticket items already done - furnace, tankless water heater, and shingles all about six years old, plus a 200-amp panel. Walk to Mulock Park, with quick access to transit, schools, highways, and Main Street amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
N13656878
Bedrooms
4
Bathrooms
3 (1 half)
Size
2500-3000 sq ft
Lot
39.59 × 109.28 ft
Cross streets
Mulock Drive & Plantation Gate
Parking
2 garage · 4 parking (built-in)
Driveway
Private Double
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$6,464 / 2025
Days on market
70
Listing brokerage
EXP REALTY

Rooms

Dining RoomMain3.98 × 3.42 m

broadloom · crown moulding · pot lights

Bedroom 3Second3.88 × 3.50 m

broadloom · window · double closet

KitchenMain3.56 × 3.32 m

ceramic floor · stainless steel appl · overlooks backyard

Bedroom 4Second3.67 × 3.52 m

broadloom · window · closet

Bedroom 2Second5.40 × 4.68 m

broadloom · window · double closet

Family RoomMain4.73 × 3.14 m

hardwood floor · crown moulding · crown moulding

Primary BedroomSecond5.26 × 4.63 m

broadloom · 4 pc ensuite · walk-in closet(s)

BreakfastMain5.07 × 2.10 m

ceramic floor · open concept · w/o to patio

Living RoomMain4.51 × 3.41 m

broadloom · crown moulding · gas fireplace

LaundryMain3.27 × 1.94 m

ceramic floor · staircase · access to garage

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Summerhill Estates, Newmarket, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenway Estates
$1.36M
Armitage
$1.21M
Central Newmarket
$1.04M
Woodland Hill
$1.17M
Bristol-London
$1.00M

Typical asking price of active listings of the same type, per area (outliers removed). Newmarket.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,013/mo
$212KIncome needed
5.2×Price ÷ income
$1,157Weekly cost
$18,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,013Property tax $539Total carry $5,552

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,866per month

Mortgage amount $879,999 · 4.49% over 25 years

$220,000Down payment (20.0%)
$879,999Loan before insurance
$0CMHC premium
$5,404Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,866
Property tax
$539
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,404

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,475
Estimated closing costs
$18,475

Plus your down payment of $220,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,889/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$579,701Total interest paid
$1,459,700Total of all payments
Principal $879,999 Interest $579,701
YearPrincipalInterestBalance
1$19,638$38,750$860,361
2$20,529$37,859$839,832
3$21,462$36,926$818,370
4$22,436$35,952$795,934
5$23,455$34,933$772,480
6$24,520$33,868$747,960
7$25,633$32,755$722,327
8$26,797$31,591$695,530
9$28,013$30,375$667,517
10$29,285$29,103$638,231
11$30,615$27,773$607,616
12$32,005$26,383$575,611
13$33,458$24,930$542,153
14$34,977$23,411$507,175
15$36,566$21,822$470,610
16$38,226$20,162$432,384
17$39,961$18,427$392,423
18$41,776$16,612$350,647
19$43,673$14,715$306,974
20$45,655$12,733$261,319
21$47,728$10,660$213,591
22$49,895$8,493$163,695
23$52,161$6,227$111,534
24$54,529$3,859$57,005
25$57,005$1,383$0

At the end of your 5-year term

Total paid over the term
$291,940
Principal paid down
$107,520
Interest paid
$184,420
Balance remaining
$772,480

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
4.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $6,464− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $48,206

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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