39 Riding Mountain Drive, Richmond Hill, ON
Jefferson, Richmond Hill · MLS® N13660004
About this home
In short
- Welcome to this stunning, fully upgraded luxury home located in one of Richmond Hill's most sought-after communities and within the highly ranked Richmond Hill High...
- Built in 2014, this exceptional residence has been extensively renovated and updated with approximately 250K invested in premium improvements and finishes throughout.
- The professionally finished basement offers a separate walk out, soundproof walls and high ceiling, 2 bedrooms, 1 kitchen, 1 bathroom, living area, and separate...
- Additional premium features include: Full-house Polysatin shutters with 25-year warranty, Elegant 12mm tempered glass front porch, Exterior soffit lighting creating...
- Perfectly situated just a short 5-minute walk to Yonge Street, offering unmatched convenience to Sobeys, Canadian Tire, Shoppers Drug Mart, banks (CIBC, TD, BMO)...
Welcome to this stunning, fully upgraded luxury home located in one of Richmond Hill's most sought-after communities and within the highly ranked Richmond Hill High School district. Built in 2014, this exceptional residence has been extensively renovated and updated with approximately 250K invested in premium improvements and finishes throughout. Featuring elegant flooring, upgraded tile work, designer lighting, and luxurious marble countertops with premium faucets in the kitchen, bathrooms, and laundry room, every detail reflects quality and sophistication. The professionally finished basement offers a separate walk out, soundproof walls and high ceiling, 2 bedrooms, 1 kitchen, 1 bathroom, living area, and separate laundry - ideal for extended family living or excellent rental income potential. Additional premium features include: Full-house Polysatin shutters with 25-year warranty, Elegant 12mm tempered glass front porch, Exterior soffit lighting creating beautiful evening curb appeal. Perfectly situated just a short 5-minute walk to Yonge Street, offering unmatched convenience to Sobeys, Canadian Tire, Shoppers Drug Mart, banks (CIBC, TD, BMO), restaurants, dental clinics, transit, and more. A rare opportunity to own a truly turn-key luxury home combining location, top-tier school district, quality craftsmanship, and income potential.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13660004
- Bedrooms
- 4+2 (6 total)
- Bathrooms
- 5 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 32 × 110 ft
- Cross streets
- Yonge And Jefferson
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Full, Walk-Out, Separate Entrance, Apartment
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,282 / 2026
- Days on market
- 70
- Listing brokerage
- TARGET ONE REALTY POINT
Rooms
combined w/living · hardwood floor · large window
granite counters · ceramic floor · open concept
large window · hardwood floor · large window
walk-out · above grade window · laminate
laminate · semi ensuite · large closet
ceramic floor · overlooks backyard · side door
laminate · 5 pc ensuite · walk-in closet(s)
laminate · 4 pc ensuite · large closet
laminate · hardwood floor · large window
combined w/dining · hardwood floor · large window
laminate · semi ensuite · large closet
laminate · hardwood floor · large window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $598/sqft; this home lists at $654/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Jefferson, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,439,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,958
- Property tax
- $607
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,564
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $32,455
- Estimated closing costs
- $32,455
Plus your down payment of $359,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $477,455
- Principal paid down
- $175,844
- Interest paid
- $301,611
- Balance remaining
- $1,263,356
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of TARGET ONE REALTY POINT. MLS®/PropTx.