15380 Mccowan Road, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13669548

$1,568,000
For Sale
Listed 68 days agoNo offer date statedSitting longer than typical
Request a showing
◎ Directions
3+1Bedrooms
2Bathrooms
2Garage · 12 parking
1500-2000Sq ft

About this home

In short

  • Set against a serene, just under 2-acre of land surrounded by lush forest and towering trees.
  • Re-designed open concept kitchen featuring quartz countertop with upgraded appliances.
  • This beautiful house is a prefect blend of high-tech luxury, refined craftsmanship, and natural beauty yet easy access to Markham, Stouffville, Newmarket, HWY 404 &...

Fully Renovated! Set against a serene, just under 2-acre of land surrounded by lush forest and towering trees. Every inch of the residence has been thoughtfully modernized, seamlessly integrating smart home features -from intelligent climate control and automated lighting to advanced security-with sleek, contemporary aesthetics. Re-designed open concept kitchen featuring quartz countertop with upgraded appliances. Spacious sun-filled living spaces flow effortlessly to the private master bedroom, completed with designer, spa-inspired bathroom featuring premium fixtures, custom tile work, and ambient lighting. With multiple walk-outs throughout the home you'll have seamless access to the outdoors, to enjoy the sights and sounds of nature. This beautiful house is a prefect blend of high-tech luxury, refined craftsmanship, and natural beauty yet easy access to Markham, Stouffville, Newmarket, HWY 404 & 407 and convenience of living. upgrades: New hardwood Floor thru-out main, New Vinyl Floor in basement, kitchen with quartz counter(2025), New appliances, new washer&dryer, Interior Paint Refresh (including ceiling), Exterior Front Paint Refresh, Foyer paint refresh, pot lights, 2 velux skylights(2020), shingles(2019), Fibre optic highspeed interenet with vianet, 200 amp, all windows except west wall of breezeway(2007), air conditioner(2020), septic pump(2020&2025), insulation in attic, 6" drilled well, Temp & Pressure Control Shower Facuet, and many more!

Key facts

Property type
Detached, Bungalow
MLS®
N13669548
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1500-2000 sq ft
Lot
340.98 × 236.5 ft
Cross streets
Aurora rd & Mccowan rd
Parking
2 garage · 12 parking (attached)
Driveway
Circular Drive
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Wood
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$5,482 / 2026
Days on market
68
Listing brokerage
SUPERSTARS REALTY LTD.

Rooms

BedroomBasement5.84 × 6.71 m

b/i closet · laminate · combined w/rec

BedroomMain3.28 × 2.44 m

overlooks backyard · hardwood floor · closet

KitchenMain4.52 × 3.43 m

breakfast bar · stainless steel appl · quartz counter

Mud RoomMain297.00 × 2.87 m

Closet

Dining RoomMain4.29 × 4.45 m

stone fireplace · hardwood floor

RecreationBasement5.84 × 6.71 m

open concept · laminate · above grade window

FoyerMain4.50 × 3.10 m

Access To Garage

BedroomMain3.85 × 2.97 m

overlooks backyard · hardwood floor · picture window

Primary BedroomMain5.79 × 5.79 m

4 pc ensuite · hardwood floor · w/o to yard

Living RoomMain6.75 × 3.86 m

vaulted ceiling(s) · w/o to deck · skylight

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,146/mo
$289KIncome needed
5.4×Price ÷ income
$1,649Weekly cost
$27,835Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $7,146Property tax $457Total carry $7,603

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,936per month

Mortgage amount $1,254,400 · 4.49% over 25 years

$313,600Down payment (20.0%)
$1,254,400Loan before insurance
$0CMHC premium
$7,393Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,936
Property tax
$457
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,393

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$27,835
Estimated closing costs
$27,835

Plus your down payment of $313,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,395/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$826,338Total interest paid
$2,080,738Total of all payments
Principal $1,254,400 Interest $826,338
YearPrincipalInterestBalance
1$27,993$55,237$1,226,407
2$29,264$53,966$1,197,143
3$30,593$52,637$1,166,551
4$31,982$51,248$1,134,569
5$33,434$49,796$1,101,135
6$34,952$48,278$1,066,184
7$36,539$46,691$1,029,645
8$38,198$45,032$991,448
9$39,932$43,298$951,516
10$41,745$41,484$909,771
11$43,640$39,589$866,130
12$45,622$37,608$820,508
13$47,693$35,536$772,815
14$49,859$33,371$722,956
15$52,123$31,107$670,834
16$54,489$28,740$616,344
17$56,963$26,266$559,381
18$59,549$23,680$499,832
19$62,253$20,976$437,579
20$65,080$18,150$372,499
21$68,035$15,195$304,464
22$71,124$12,106$233,340
23$74,353$8,876$158,987
24$77,729$5,501$81,258
25$81,258$1,971$0

At the end of your 5-year term

Total paid over the term
$416,148
Principal paid down
$153,265
Interest paid
$262,883
Balance remaining
$1,101,135

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $5,482− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,760

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUPERSTARS REALTY LTD.. MLS®/PropTx.

CallRequest a showing