28 Saint James Avenue, Vaughan, ON
Vellore Village, Vaughan · MLS® N13673586
About this home
In short
- James Avenue, nestled in the highly sought-after Vellore Village.
- This beautifully appointed south-facing residence offers over 2,000 sq. ft. of thoughtfully designed living space, featuring a bright and spacious open-concept layout...
- The main level showcases rich hardwood flooring throughout, elegant pot lights, wainscotting and a stunning upgraded kitchen complete with custom cabinetry and...
- The spacious primary suite offers a luxurious retreat with a renovated 5-piece ensuite, providing a perfect blend of comfort and style.
- The Driveway is functionally finished with stamped concrete to provide ample parking for 3-4 Cars in addition to Garage.
Welcome to 28 St. James Avenue, nestled in the highly sought-after Vellore Village! This beautifully appointed south-facing residence offers over 2,000 sq. ft. of thoughtfully designed living space, featuring a bright and spacious open-concept layout with 9-foot ceiling. The main level showcases rich hardwood flooring throughout, elegant pot lights, wainscotting and a stunning upgraded kitchen complete with custom cabinetry and granite countertops-perfect for both everyday living and entertaining. The spacious primary suite offers a luxurious retreat with a renovated 5-piece ensuite, providing a perfect blend of comfort and style. The professionally finished basement adds exceptional versatility, featuring an additional bedroom and washroom, along with the flexibility of a second kitchen-ideal for extended family, guests, or additional living arrangements. Step outside to enjoy the private, interlocked backyard, offering a generous outdoor space for summer gatherings, family activities, and entertaining. The Driveway is functionally finished with stamped concrete to provide ample parking for 3-4 Cars in addition to Garage. Perfectly situated just steps from parks and schools, this exceptional home combines a highly functional floor plan with a prime Vellore Village location. A rare opportunity to own one of the neighborhood's most desirable layouts-this one is not to be missed!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13673586
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 35.1 × 78.74 ft
- Cross streets
- Weston Rd & Rutherford Rd
- Parking
- 1 garage · 4 parking (built-in)
- Driveway
- Private, Available
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick Veneer
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,495 / 2026
- Days on market
- 67
- Listing brokerage
- AKARAT GROUP INC.
Rooms
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $669/sqft; this home lists at $621/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Vellore Village, Vaughan, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,118,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,184
- Property tax
- $458
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,642
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,435
- Estimated closing costs
- $24,435
Plus your down payment of $279,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $371,030
- Principal paid down
- $136,648
- Interest paid
- $234,382
- Balance remaining
- $981,752
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AKARAT GROUP INC.. MLS®/PropTx.