20 Fern Avenue, Richmond Hill, ON
Langstaff, Richmond Hill · MLS® N13676252
About this home
In short
- Luxury living in prestigious Bayview Hunt Club.
- Beautifully maintained 4-bedroom corner home offering over 3,200 sq. ft. of finished living space on a premium 65' x 121' lot.
- The powder room was recently renovated.
- Upstairs, discover 4 generous bedrooms, including a primary suite with a 4-piece en suite and walk-in closet, plus double-door closets in all remaining bedrooms.
- Located near top amenities, major highways and 407ETR, The property is located in the boundaries of the highly ranked St.
Luxury living in prestigious Bayview Hunt Club! Beautifully maintained 4-bedroom corner home offering over 3,200 sq. ft. of finished living space on a premium 65' x 121' lot. The house was recently painted. The main floor features a grand high-ceiling foyer with a circular staircase, a separate living room with a bay window, a formal dining zoom, a private den with French doors, and a spacious family room with a gas fireplace. The updated kitchen boasts a large breakfast area and ample pantry space. The powder room was recently renovated. Upstairs, discover 4 generous bedrooms, including a primary suite with a 4-piece en suite and walk-in closet, plus double-door closets in all remaining bedrooms. Features a patio stone driveway with a seamless walkway wrapping around to the main entrance, along with an expansive patio stone area in the backyard-perfect for relaxing or hosting guests. Located near top amenities, major highways and 407ETR, The property is located in the boundaries of the highly ranked St. Robert CHS zone! Enjoy serene outdoor living and unbeatable privacy. Attached is a list of extensive house improvements available. Living, Dining, Family, Den and Prime Bedroom have virtually staged photos.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13676252
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 3 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 65.68 × 121.51 ft
- Cross streets
- Bayview/16th Ave
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Other
- Property tax
- $12,245 / 2026
- Days on market
- 66
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
Rooms
hardwood floor · fireplace · pot lights
large closet · window
4 pc ensuite · walk-in closet(s) · window
w/o to patio · bay window · breakfast area
large closet · window
large closet · window
hardwood floor · french doors · window
Listed at $2,198,000, about 10% above our estimate of $2.00M (homes like it typically land between $1.88M and $2.10M).
Why $2.00M. The typical detached home sold in Langstaff over the past year went for about $1.96M (18 sales). What sets this one apart:
- ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $12,245 a year; the typical home sold here pays about $8,000.
- ▼ Lowers it slightly4+1 bedrooms and 3 baths, against 4+1 and 4.5 typically.
- ▲ Raises it slightlyIt is 3,000 to 3,500 sq ft; the typical home sold here is 2,750 to 3,250.
Longer on the market than typical. 66 days on the market, and asking 10% above where comparable closings put it.
Total price vs nearby homes. Fair value about $2.00M, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $676/sqft against an area asking average of $733/sqft.
- Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.97M. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($676/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Langstaff, so I widened the search to the surrounding area.
Based on 22 comparable homes that sold in Langstaff over the past two years, from 33 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.00M, which is where my estimate comes from.
Per square foot, these ask about $659/sqft; this home lists at $676/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Richmond Hill: $1.44M in September 2026, down 4% from a year ago, on 948 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Richmond Hill as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.58M | 86 |
| November 2025 | $1.47M | 77 |
| December 2025 | $1.68M | 48 |
| January 2026 | $1.48M | 52 |
| February 2026 | $1.52M | 57 |
| March 2026 | $1.49M | 70 |
| April 2026 | $1.50M | 73 |
| May 2026 | $1.46M | 114 |
| June 2026 | $1.50M | 119 |
| July 2026 | $1.50M | 92 |
| August 2026 | $1.48M | 80 |
| September 2026 | $1.44M | 80 |
Neighbourhood & location
Langstaff, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,758,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $9,722
- Property tax
- $1,020
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $10,743
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $41,425
- Estimated closing costs
- $41,425
Plus your down payment of $439,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $583,350
- Principal paid down
- $214,844
- Interest paid
- $368,506
- Balance remaining
- $1,543,556
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 7 whole-home leases in Langstaff signed at a median of $5,224 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,404. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.