123 Sand Road, East Gwillimbury, ON
Holland Landing, East Gwillimbury · MLS® N13687184
About this home
In short
- This fabulous and unique home offers the best of both worlds, nestled on the Holland River with direct access to Lake Simcoe and beyond.
- Upstairs, the suite boasts hardwood flooring, a built-in closet, and a private ensuite, while two additional well-sized bedrooms complete the second level.
- The open-concept finished lower level offers a great room, full kitchen with dining area, den/office, and a 3-piece washrooms - ideal for guests or a secondary living...
- Just minutes from highway 404, Newmarket. , Bradford, local shops, and all major amenities. -this home combines vibrant lifestyle and tranquil riverside living.
This fabulous and unique home offers the best of both worlds, nestled on the Holland River with direct access to Lake Simcoe and beyond. Enjoy boating in the summer and snowmobiling or skating in the winter, all from the privacy of your own backyard. The exceptional main floor features a modern kitchen with stainless steel appliances, quartz countertops, and a huge centre island with breakfast bar, complemented by a separate dining area perfect for everyday living or entertaining - all with breathtaking river views. Gather in the cozy living room with picture windows that fill the space with natural light. Upstairs, the suite boasts hardwood flooring, a built-in closet, and a private ensuite, while two additional well-sized bedrooms complete the second level. Floor to-ceiling windows in the primary bedrooms and main living areas showcase beautiful river views. The open-concept finished lower level offers a great room, full kitchen with dining area, den/office, and a 3-piece washrooms - ideal for guests or a secondary living space. Just minutes from highway 404, Newmarket. , Bradford, local shops, and all major amenities. -this home combines vibrant lifestyle and tranquil riverside living.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13687184
- Bedrooms
- 3
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 60.03 × 228.42 ft
- Cross streets
- Queensville Sideroad & Sand Road
- Parking
- 6 parking
- Driveway
- Front Yard Parking, Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $4,202 / 2026
- Days on market
- 63
- Listing brokerage
- HARVEY KALLES REAL ESTATE LTD.
Rooms
hardwood floor · closet · window
hardwood floor · closet · window
hardwood floor · pot lights · picture window
hardwood floor · 4 pc ensuite · window floor to ceiling
Hardwood Floor
hardwood floor · pot lights · centre island
laminate · pot lights · 3 pc bath
laminate · pot lights · 3 pc bath
Laminate
hardwood floor · combined w/kitchen · w/o to sundeck
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
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Holland Landing, East Gwillimbury, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $799,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,419
- Property tax
- $350
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,769
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,455
- Estimated closing costs
- $16,455
Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $265,135
- Principal paid down
- $97,647
- Interest paid
- $167,487
- Balance remaining
- $701,553
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.