306W-3 ROSEWATER Street, Richmond Hill, ON
South Richvale, Richmond Hill · MLS® N13690990
About this home
In short
- This exquisite brand new and never lived-in One Bedroom Plus Den residence in Westwood Gardenslocated right on bustling Yonge street provides an elevated lifestyle...
- A well designed functional layout with 608 sq ft area and 9 ft ceilingprovides spacious living room space for relaxation and entertainment, and spacious bedroom...
- Move-in ready with 1 underground parking space and 1 locker unit.
- Transit facilitieslike Viva, Go Transit with Langstaff GO station are just steps away with quick access toHighways 7, 407 and 404.
This exquisite brand new and never lived-in One Bedroom Plus Den residence in Westwood Gardenslocated right on bustling Yonge street provides an elevated lifestyle with everything withinwalking distance. A well designed functional layout with 608 sq ft area and 9 ft ceilingprovides spacious living room space for relaxation and entertainment, and spacious bedroom forcomfortable living. Indulge in luxurious living with a variety of shopping, entertainment anddining options on and around Yonge Street. Enjoy the elegant finishes in the kitchen withQuartz countertop, stainless steel appliances and sleek cabinets. Relax in a large bedroom withbig windows and a closet for storage. The den provides great space for a cozy dream office orextra cozy bedroom, ideal for young professionals working from home or a small playroom forkids/toddlers. Move-in ready with 1 underground parking space and 1 locker unit. Enjoy themodern gym and other amenities like media room, indoor basketball court, yoga studio, sauna,rooftop terrace with BBQ, party lounge and media room. There is a dog wash station to pamperyour pets. There are many options for grocery stores and everyday conveniences nearby like T&TSupermarket, Walmart, Loblaws and plenty of restaurants on Yonge street. Transit facilitieslike Viva, Go Transit with Langstaff GO station are just steps away with quick access toHighways 7, 407 and 404.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13690990
- Bedrooms
- 1+1 (2 total)
- Bathrooms
- 1
- Size
- 600-699 sq ft
- Cross streets
- Yonge/Hwy7
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Foundation
- Concrete, Poured Concrete
- Maintenance
- $619/mo
- Exposure
- East
- Property tax
- $2,455 / 2026
- Days on market
- 62
- Listing brokerage
- HOMELIFE/MIRACLE REALTY LTD
Rooms
laminate · stainless steel appl
laminate · w/o to balcony · combined w/dining
laminate · open concept · combined w/dining
laminate · open concept
laminate · open concept · closet
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
South Richvale, Richmond Hill, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $395,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,189
- Property tax
- $205
- Condo / maintenance fees
- $619
- Heating
- $0
- Estimated monthly cost
- $3,013
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,373
- Estimated closing costs
- $6,373
Plus your down payment of $98,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $131,347
- Principal paid down
- $48,374
- Interest paid
- $82,972
- Balance remaining
- $347,546
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.