102 Duncan Road, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N13692608

$2,438,888
For Sale
Listed 62 days agoNo offer date statedSitting longer than typical
Request a showing
◎ Directions
4+2Bedrooms
6Bathrooms
3Garage · 8 parking
3000-3500Sq ft

About this home

In short

  • Welcome to 102 Duncan Rd., an exceptional private residence in one of Richmond Hill's prestigious neighbourhoods.
  • A grand entrance introduces 10-foot ceiling on the main floor, 9-foot ceilings on the second floor, an impressive foyer, and interiors filled with natural light.
  • Thoughtful details include custom-made draperies, fine mill work, crown moulding, and 3/4-inch hardwood flooring throughout the main and second levels.
  • The upper level offers a luxurious primary retreat with high ceilings, his-and-her walk-in closets, and a spacious 7-piece ensuite.
  • Close to top schools, parks, shops, restaurants, golf and country clubs, and major amenities, 102 Duncan Rd. is a rare opportunity to own a residence of elegance...

Welcome to 102 Duncan Rd., an exceptional private residence in one of Richmond Hill's prestigious neighbourhoods. Remarkable in presence, design, and craftsmanship, this custom-built luxury home offers architectural elegance, refined finishes, and comfortable family living. A grand entrance introduces 10-foot ceiling on the main floor, 9-foot ceilings on the second floor, an impressive foyer, and interiors filled with natural light.Thoughtful details include custom-made draperies, fine mill work, crown moulding, and 3/4-inch hardwood flooring throughout the main and second levels. The main floor features generous rooms for everyday living and elegant entertaining, including a formal dining area, 12' living room ceiling, private office/library, spacious family room overlooking the backyard. The gourmet kitchen offers high-end appliances, a B/I Sub-Zero refrigerator, Bosch gas cook top, built-in oven and microwave, custom cabinetry, granite counter tops, large centre island, and server/pantry area. The kitchen flows to the covered outdoor porch, ideal for relaxation and outdoor enjoyment. The upper level offers a luxurious primary retreat with high ceilings, his-and-her walk-in closets, and a spacious 7-piece ensuite. Additional bedrooms are generously sized and appointed for family comfort and privacy. The finished lower level extends the living space with a large recreation area with fireplace,kitchen, guest or nanny suite potential, additional two 4-piece bathrooms, stackable washer and dryer on the lower floor, ample storage, spacious cantina/cold room, and direct separate access to the backyard.The exterior offers a distinguished streetscape, private driveway, beautiful landscaping, and an entertainer's backyard ideal for outdoor dining and summer gatherings. Close to top schools, parks, shops, restaurants, golf and country clubs, and major amenities, 102 Duncan Rd. is a rare opportunity to own a residence of elegance, comfort,and timeless luxury.

Key facts

Property type
Detached, 2-Storey
MLS®
N13692608
Bedrooms
4+2 (6 total)
Bathrooms
6 (1 half)
Size
3000-3500 sq ft
Lot
49.72 × 172.29 ft
Cross streets
Bayview & 16th Ave.
Parking
3 garage · 8 parking (built-in)
Driveway
Private
Basement
Walk-Up, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,224 / 2026
Days on market
62
Listing brokerage
RE/MAX HALLMARK REALTY LTD.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$11,116/mo
$440KIncome needed
5.5×Price ÷ income
$2,565Weekly cost
$47,447Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $11,116Property tax $519Total carry $11,634

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,788per month

Mortgage amount $1,951,110 · 4.49% over 25 years

$487,778Down payment (20.0%)
$1,951,110Loan before insurance
$0CMHC premium
$11,307Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,788
Property tax
$519
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,307

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$47,447
Estimated closing costs
$47,447

Plus your down payment of $487,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$13,057/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,285,297Total interest paid
$3,236,407Total of all payments
Principal $1,951,110 Interest $1,285,297
YearPrincipalInterestBalance
1$43,540$85,916$1,907,570
2$45,517$83,939$1,862,053
3$47,584$81,872$1,814,468
4$49,745$79,712$1,764,724
5$52,003$77,453$1,712,721
6$54,364$75,092$1,658,356
7$56,833$72,624$1,601,524
8$59,413$70,043$1,542,111
9$62,111$67,346$1,480,000
10$64,931$64,526$1,415,069
11$67,879$61,577$1,347,190
12$70,961$58,495$1,276,229
13$74,183$55,274$1,202,047
14$77,551$51,905$1,124,496
15$81,072$48,384$1,043,423
16$84,753$44,703$958,670
17$88,601$40,855$870,069
18$92,624$36,832$777,445
19$96,830$32,627$680,616
20$101,226$28,230$579,389
21$105,822$23,634$473,567
22$110,627$18,829$362,941
23$115,650$13,807$247,291
24$120,901$8,556$126,390
25$126,390$3,066$0

At the end of your 5-year term

Total paid over the term
$647,281
Principal paid down
$238,390
Interest paid
$408,892
Balance remaining
$1,712,721

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $6,224− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $59,660

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

CallRequest a showing