74 Kootenay Ridge, Vaughan, ON

Rural Vaughan, Vaughan · MLS® N13694716

$2,349,900
For Sale
Listed 61 days agoNo offer date statedSitting longer than typical
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4+2Bedrooms
4Bathrooms
2Garage · 8 parking
3000-3500Sq ft

About this home

Estate living in prestigious Ambassador Hill in Vaughan! * Beautiful 2-storey home sits on a rare premium lot of approximately half an acre, offering privacy and mature trees. * Over 5,000 sq ft of living space (main, upstairs and basement). *This home features a total of 6 bedrooms (4+2) and 4 bathrooms, carpet-free flooring, and an elegant living room that leads into the dining room, ideal for both everyday living and entertaining. *The layout comfortably accommodates multi-generational living. * The chef-inspired kitchen features granite countertops, a large island, a walk-out patio door, large windows and opens to the family room with a fireplace. * An additional room on the main level is ideal for a private office or library. * The finished basement offers 2 bedrooms, a living room space, an exercise/entertainment area, and two large enclosed storage rooms, perfect. * Exterior features include an irrigation sprinkler system, a 2-car garage, a front porch with durable coating, and a driveway that accommodates up to 6 vehicles (totaling 8 parking spaces). * The backyard offers a unique multi-level layout with an upper flat section that provides additional usable outdoor space and future landscaping potential. * This outdoor space offers a great opportunity for buyers looking to personalize and design their own outdoor private retreat. * Close to Highways, Go Station, transit, grocery stores, and Vaughan Mills. * Maple Downs Golf & Country Club and Eagles Nest Golf Club are just minutes away.

Key facts

Property type
Detached, 2-Storey
MLS®
N13694716
Bedrooms
4+2 (6 total)
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
85.8 × 251.21 ft
Cross streets
Athabasca Drive
Parking
2 garage · 8 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Other
Roof
Other
Sewer
Sewer
Property tax
$10,734 / 2025
Days on market
61
Listing brokerage
Astra Realty Group

Rooms

Bedroom 4Second4.50 × 3.50 m

hardwood floor · large window · large closet

Family RoomMain6.35 × 4.46 m

hardwood floor · open concept · fireplace

Cold Room/CantinaBasement6.25 × 2.32 m
Primary BedroomSecond5.86 × 5.31 m

hardwood floor · 5 pc ensuite · his and hers closets

BedroomBasement4.23 × 3.65 m

laminate · french doors · mirrored walls

KitchenMain6.26 × 4.65 m

granite counters · centre island

Bedroom 2Second5.44 × 4.00 m

hardwood floor · large window · large closet

Bedroom 5Basement6.55 × 3.87 m

laminate · french doors · walk-in bath

Living RoomMain5.81 × 5.53 m

hardwood floor · bow window · cathedral ceiling(s)

Bedroom 3Second4.66 × 3.62 m

hardwood floor · large window · large closet

Dining RoomMain3.60 × 3.36 m

hardwood floor · open concept

Cold Room/CantinaBasement6.55 × 3.87 m
OfficeSecond3.63 × 2.23 m

hardwood floor · large window

RecreationBasement11.33 × 9.10 m

laminate · open concept · pot lights

Our TakeTeam Asgarian · Broker
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Neighbourhood & location

Rural Vaughan, Vaughan, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$10,710/mo
$439KIncome needed
5.4×Price ÷ income
$2,472Weekly cost
$45,223Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $10,710Property tax $895Total carry $11,605

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,394per month

Mortgage amount $1,879,920 · 4.49% over 25 years

$469,980Down payment (20.0%)
$1,879,920Loan before insurance
$0CMHC premium
$11,289Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,394
Property tax
$895
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,289

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$45,223
Estimated closing costs
$45,223

Plus your down payment of $469,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,581/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,238,400Total interest paid
$3,118,320Total of all payments
Principal $1,879,920 Interest $1,238,400
YearPrincipalInterestBalance
1$41,952$82,781$1,837,968
2$43,857$80,876$1,794,112
3$45,848$78,885$1,748,264
4$47,930$76,803$1,700,334
5$50,106$74,627$1,650,228
6$52,381$72,352$1,597,848
7$54,759$69,974$1,543,089
8$57,245$67,488$1,485,843
9$59,844$64,888$1,425,999
10$62,562$62,171$1,363,437
11$65,402$59,331$1,298,035
12$68,372$56,361$1,229,663
13$71,476$53,257$1,158,187
14$74,721$50,011$1,083,466
15$78,114$46,619$1,005,352
16$81,661$43,072$923,691
17$85,368$39,364$838,323
18$89,244$35,488$749,078
19$93,297$31,436$655,782
20$97,533$27,200$558,249
21$101,961$22,772$456,288
22$106,590$18,142$349,698
23$111,430$13,303$238,268
24$116,489$8,243$121,778
25$121,778$2,954$0

At the end of your 5-year term

Total paid over the term
$623,664
Principal paid down
$229,692
Interest paid
$393,972
Balance remaining
$1,650,228

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $10,734− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $55,150

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Astra Realty Group. MLS®/PropTx.

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