3A-21 St. Moritz Way, Markham, ON

Unionville, Markham · MLS® N13705894

$859,000
For Sale
Listed 56 days agoNo offer date stated
3Bedrooms
3Bathrooms
2Garage
1200-1399Sq ft

About this home

In short

  • Enjoy A Beautifully Refreshed Condo Townhouse Featuring Extensive 2026 Upgrades.
  • All Carpeting Has Been Removed And Replaced With Engineered Hardwood Flooring Throughout The 2nd-Floor Bedrooms And Hallway, Plus Durable LVP Flooring In The Basement.
  • Full 3 Piece Bath With Shower In Basement.
  • Both 2nd-Floor Bathrooms & 3rd Floor Master Ensuite Feature Customized Soft-Close Vanities With Additional Storage, New Medicine Cabinets, New Moen Faucets And...
  • Quick Walk To Unionville High School, Coledale Public School, Markham Civic Centre, YRT/Vivia, Retail & Restaurants.

Enjoy A Beautifully Refreshed Condo Townhouse Featuring Extensive 2026 Upgrades. The Updated Kitchen Offers Soft-Close Cabinetry, Quartz Countertops, New Backsplash, And A Large Sink With New Faucet. All New Stainless Steel Appliances In Kitchen. Stunning New Staircase Features Red Oak Treads, Red Oak Handrail, And Modern Iron Balusters. All Carpeting Has Been Removed And Replaced With Engineered Hardwood Flooring Throughout The 2nd-Floor Bedrooms And Hallway, Plus Durable LVP Flooring In The Basement. New Front Load Washer & Dryer In Basement. Full 3 Piece Bath With Shower In Basement. Both 2nd-Floor Bathrooms & 3rd Floor Master Ensuite Feature Customized Soft-Close Vanities With Additional Storage, New Medicine Cabinets, New Moen Faucets And Showerheads. Additional 2026 Improvements Include Fresh Paint Throughout. Updated Electrical And Light Switches, Bathroom Switches With Fan Controls, New LED Light Fixtures, Smooth Ceiling And Fresh Paint In The Basement, And New Door Hardware & Appliances. A Thoughtfully Upgraded Home Ready To Move In And Enjoy! Live In The Heart Of Markham. Quick Walk To Unionville High School, Coledale Public School, Markham Civic Centre, YRT/Vivia, Retail & Restaurants.

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
N13705894
Bedrooms
3
Bathrooms
3
Size
1200-1399 sq ft
Cross streets
Highway 7/ Warden Ave
Parking
2 garage (underground)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$553/mo
Exposure
South
Property tax
$3,887 / 2026
Days on market
56
Listing brokerage
CITY PLUS REALTY INC.

Rooms

Primary BedroomThird5.97 × 4.57 m

walk-in closet(s) · 3 pc ensuite · california shutters

Great RoomLower4.65 × 3.05 m

vinyl floor · 3 pc bath · combined w/laundry

Bedroom 2Second4.34 × 2.74 m

closet · hardwood floor · window

Living RoomMain4.50 × 3.05 m

gas fireplace · sliding doors · hardwood floor

Dining RoomMain2.90 × 2.67 m

hardwood floor · open concept · crown moulding

Bedroom 3Second3.66 × 2.82 m

closet · hardwood floor · window

KitchenMain2.59 × 2.44 m

breakfast bar · stainless steel appl · tile floor

Our TakeTeam Asgarian · Broker
A small discount is typical
$845Klikely sale price

Listed at $859,000. Going by how homes in Unionville and the wider GTA have actually closed against their asking prices (about 98%, 12 local closings in 90 days), the likely sale price is near $845K, if it sells. A realistic range is $796K to $914K.

Independent value check: $762K. Without looking at the asking price, our model values the home itself about 11% below the ask (homes like it typically land between $709K and $801K).

Why $762K. The typical townhouse sold in Unionville over the past year went for about $870K (51 sales). What sets this one apart:

  • ▼ Lowers itIt is 1,200 to 1,399 sq ft; the typical home sold here is 1,400 to 1,599.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $3,887 a year; the typical home sold here pays about $4,300.
List price
$796KBelow recent closings$914KAbove recent closings

Total price vs nearby homes. Likely closing about $845K, from 12 recent closings in this pocket.

The market behind the math:

12sold nearby · 90 days
$888Kmedian sold price
102%of asking, on average
−22%prices vs a year ago
~34 dayshomes like this take to sell
56days on market so far
$2,876/moest. rent · 7 leases
4.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.3 months of inventory: 5 condo townhouse homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $661/sqft against an area asking average of $570/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $751K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Unionville, so I widened the search to the surrounding area.

Based on 7 homes sold in this building over the past two years, from 79 closings in Unionville.

What sellers nearby are askingCurrently listed nearby in Unionville · asking prices
$823kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $633/sqft; this home lists at $661/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
859kThis home859k859k750kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Markham: $710K in September 2026, down 6% from a year ago, on 245 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Markham as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$808K24
November 2025$778K12
December 2025$715K12
January 2026$825K12
February 2026$743K24
March 2026$815K21
April 2026$829K10
May 2026$760K31
June 2026$751K26
July 2026$717K28
August 2026$765K25
September 2026$710K20

Neighbourhood & location

Unionville, Markham, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Commerce Valley
$1.31M
Bayview Fairway-Bayview Country Club Estates
$699K
German Mills
$890K
Aileen-Willowbrook
$627K
Royal Orchard
$909K

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,915/mo
$173KIncome needed
5.0×Price ÷ income
$903Weekly cost
$13,655Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

82%mortgage
Mortgage $3,915Property tax $324Condo fee $553Total carry $4,792

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,800per month

Mortgage amount $687,200 · 4.49% over 25 years

$171,800Down payment (20.0%)
$687,200Loan before insurance
$0CMHC premium
$4,677Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,800
Property tax
$324
Condo / maintenance fees
$553
Heating
$0
Estimated monthly cost
$4,677

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,655
Estimated closing costs
$13,655

Plus your down payment of $171,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,599/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$452,694Total interest paid
$1,139,894Total of all payments
Principal $687,200 Interest $452,694
YearPrincipalInterestBalance
1$15,335$30,260$671,865
2$16,032$29,564$655,833
3$16,760$28,836$639,073
4$17,521$28,075$621,553
5$18,316$27,280$603,237
6$19,148$26,448$584,089
7$20,017$25,579$564,072
8$20,926$24,670$543,146
9$21,876$23,720$521,270
10$22,869$22,727$498,401
11$23,908$21,688$474,493
12$24,993$20,603$449,500
13$26,128$19,468$423,372
14$27,314$18,282$396,058
15$28,554$17,041$367,504
16$29,851$15,745$337,653
17$31,206$14,390$306,447
18$32,623$12,973$273,824
19$34,104$11,491$239,719
20$35,653$9,943$204,067
21$37,272$8,324$166,795
22$38,964$6,632$127,831
23$40,733$4,863$87,098
24$42,582$3,013$44,516
25$44,516$1,080$0

At the end of your 5-year term

Total paid over the term
$227,979
Principal paid down
$83,963
Interest paid
$144,016
Balance remaining
$603,237

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 7 whole-home leases in Unionville$2,876/mo
$34,512Gross annual rent
2.3%Cap rate after taxes and upkeep
$2,646 to $3,161Typical rent range
~23 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 7 whole-home leases in Unionville signed at a median of $3,199 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,876. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.0%
Gross yield
− Property tax $3,887− Condo fees $6,638− Insurance $600− Vacancy & upkeep $3,796Net operating income $19,591

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CITY PLUS REALTY INC.. MLS®/PropTx.

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