52 Lund Street, Richmond Hill, ON

North Richvale, Richmond Hill · MLS® N13706100

$1,328,000
For Sale
Listed 56 days agoNo offer date stated
Request a showing
◎ Directions
3+1Bedrooms
4Bathrooms
2Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • Welcome to this beautifully fully renovated 2-storey detached home in the North Richvale community, the heart of Richmond Hill, offering the perfect blend of style...
  • The bright and spacious main floor features an inviting living room, a formal dining area with a walkout to the private backyard, a modern kitchen, and a convenient...
  • The second floor offers 3 generous bedrooms and 2 full bathrooms, including a spacious primary bedroom with its own ensuite.
  • The separate entrance to the fully finished basement complete with 1 bedroom, a full bathroom, a kitchen, and a comfortable living area.
  • Additional features include a double-car garage with parking for 2 additional vehicles on the private driveway, offering a total of 4 parking spaces.

Welcome to this beautifully fully renovated 2-storey detached home in the North Richvale community, the heart of Richmond Hill, offering the perfect blend of style and comfort. Situated in a highly sought-after neighbourhood, this exceptional property is just minutes from Hillcrest Mall, top-rated schools, parks, public transit, restaurants, shopping, and all essential amenities. The bright and spacious main floor features an inviting living room, a formal dining area with a walkout to the private backyard, a modern kitchen, and a convenient 3-piece powder room. The second floor offers 3 generous bedrooms and 2 full bathrooms, including a spacious primary bedroom with its own ensuite. The separate entrance to the fully finished basement complete with 1 bedroom, a full bathroom, a kitchen, and a comfortable living area. Additional features include a double-car garage with parking for 2 additional vehicles on the private driveway, offering a total of 4 parking spaces. A rare opportunity to own a move-in-ready home in one of Richmond Hill's most desirable locations. Don't miss this exceptional property!

Key facts

Property type
Detached, 2-Storey
MLS®
N13706100
Bedrooms
3+1 (4 total)
Bathrooms
4
Size
1100-1500 sq ft
Lot
29.99 × 120.01 ft
Cross streets
Kersey Cres/May Ave
Parking
2 garage · 4 parking (attached)
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,221 / 2025
Days on market
56
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

KitchenBasement4.25 × 5.39 m

eat-in kitchen · window · pot lights

Bedroom 2Second3.80 × 2.74 m

laminate · closet · pot lights

Living RoomMain5.39 × 5.95 m

combined w/dining · fireplace · pot lights

BedroomBasement2.77 × 3.15 m

pot lights · window · vinyl floor

Primary BedroomSecond3.33 × 4.42 m

3 pc ensuite · closet · pot lights

KitchenMain3.11 × 2.77 m

breakfast area · stainless steel appl · laminate

Bedroom 3Second2.97 × 3.35 m

laminate · closet · pot lights

Living RoomBasement2.97 × 2.55 m

open concept · vinyl floor · pot lights

Dining RoomMain5.39 × 5.95 m

w/o to deck · laminate · pot lights

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

North Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mill Pond
$1.45M
South Richvale
$4.06M
Observatory
$2.02M
Crosby
$1.92M
Westbrook
$1.58M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,053/mo
$247KIncome needed
5.4×Price ÷ income
$1,397Weekly cost
$23,035Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $6,053Property tax $435Total carry $6,488

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,874per month

Mortgage amount $1,062,400 · 4.49% over 25 years

$265,600Down payment (20.0%)
$1,062,400Loan before insurance
$0CMHC premium
$6,309Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,874
Property tax
$435
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,309

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,035
Estimated closing costs
$23,035

Plus your down payment of $265,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,110/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$699,858Total interest paid
$1,762,258Total of all payments
Principal $1,062,400 Interest $699,858
YearPrincipalInterestBalance
1$23,708$46,782$1,038,692
2$24,785$45,706$1,013,907
3$25,910$44,580$987,997
4$27,086$43,404$960,911
5$28,316$42,174$932,594
6$29,602$40,888$902,992
7$30,946$39,544$872,046
8$32,351$38,139$839,695
9$33,820$36,670$805,875
10$35,355$35,135$770,520
11$36,961$33,530$733,559
12$38,639$31,851$694,920
13$40,393$30,097$654,527
14$42,227$28,263$612,300
15$44,145$26,346$568,155
16$46,149$24,341$522,006
17$48,244$22,246$473,762
18$50,435$20,056$423,327
19$52,725$17,766$370,602
20$55,119$15,372$315,484
21$57,621$12,869$257,862
22$60,237$10,253$197,625
23$62,972$7,518$134,652
24$65,832$4,659$68,821
25$68,821$1,670$0

At the end of your 5-year term

Total paid over the term
$352,452
Principal paid down
$129,806
Interest paid
$222,646
Balance remaining
$932,594

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $5,221− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,943

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

CallRequest a showing